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CHRISTOPH

Active
Private limited company (pre-2019)founded 1989active for 36 yearsAntwerpsesteenweg 144, 2950 Kapellen, BelgiumKBO/BCE: BE 0439.216.295
Summary

CHRISTOPH has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €728,089 and a net result of €76,069. Equity has been stable since 2018 (±1.9% per year). Its solvency ranks better than 91% of 56 sector peers (NACE 03, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-12-1989 Normal situation
Registered office
36 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Fishing and aquaculture NACE 03110
Establishment unit
2.046.360.696 2950 Kapellen, since 13-10-1997
Financial year end
31 December
Peppol
Reachable since 05-12-2025

Board and ownership

Board
  • SIEREVELD - DE NOOIJER ElisabethDirector
Shareholders

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€431,816
▼ 5.5%
Turnover
≈ €1.0m
estimated
Profit
€76,069
▲ 5.1%
Equity
€728,089
▲ 11.7%
Total assets
€834,072
▲ 8.3%
Employees on 31-12-2025
5
=
  • 2025 accounts filed 53 days after the deadline
Filed on 22-09-2026
Score breakdownraises riskLast filed accounts filed 53 days late; 3 of the last 3 accounts latelowers riskLiquidity: current ratio 15.78, cash €313,127Founded in 1989Equity €728,089 (87.3% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 87% of micro companies in fishing and aquaculture (NACE 03)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 87.3% of total assets
Liquidity 97=
short-term debt 6.0% · cash 37.5%
Profitability 80+19
return on assets 9.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (98 companies, NACE 03, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.3%▼ -0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025highest value 10-2025: 0.1%▼ -0.4 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 15.78 (18.82 in 2024), above the usual 1.5. Short-term debt is 6% and cash 37.5% of total assets. 12.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 03, micro). It does better than 88% of them on solvency, 94% on liquidity, 85% on profitability and 80% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 15.78, cash €313,127
NBB · annual accounts
raises risk · Last filed accounts filed 53 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €728,089 (87.3% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €728,089
raises risk · 2025 accounts filed 53 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
53 days late
2024
33 days late
2023
43 days late
2022
60 days late
2021
29 days late
2020
66 days late
2019
104 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 55 days after the deadline. In the sector (NACE 03), the median for financial year 2024 was 10 days after the deadline, and 55% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 90% of companies in fishing and aquaculturesector median 38.2% · 56 companies 87.3% View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as CHRISTOPH: fishing and aquaculture (NACE 03110). They are comparable in size and age: total assets between €764,000 and €1.2m, founded between 1982 and 1996.

CompanyTotal assetsGross margin
CHRISTOPH Kapellen€0.8m€0.4m
CAROLINE Knokke-Heist€1.0m€0.5m
TERRY Zuienkerke€0.8m€0.5m
SEMPER - CONFIDENS Knokke-Heist€0.8m€0.7m
REDERIJ VAN MAERLANT Knokke-Heist€1.2m€0.5m
WILMAR Bredene€1.0m€0.3m
SURCOUF De Panne€0.9m€0.3m
Full comparison

Key facts about CHRISTOPH

What is the company number of CHRISTOPH?
The company number of CHRISTOPH is 0439.216.295. The VAT number is the same number with BE in front: BE 0439.216.295.
Where is CHRISTOPH based?
The registered office is at Antwerpsesteenweg 144, 2950 Kapellen.Company details
What does CHRISTOPH do?
According to the KBO register, the main activity is fishing and aquaculture (NACE 03110).
What is the legal form of CHRISTOPH?
The legal form of CHRISTOPH is Private limited company (pre-2019) (BVBA).
When was CHRISTOPH founded?
CHRISTOPH was founded on 18-12-1989.
Is CHRISTOPH still active?
Yes, CHRISTOPH is an active enterprise in the KBO register.
How many employees does CHRISTOPH have?
CHRISTOPH had an average of 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CHRISTOPH?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €431,816 and 2,285 comparable companies of the same size. It probably lies between €610,000 and €1.7m. It is a rough estimate.
Is CHRISTOPH profitable?
In financial year 2025, CHRISTOPH made a profit of €76,069.
Where can I find the annual accounts of CHRISTOPH?
CHRISTOPH filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHRISTOPH due?
CHRISTOPH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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