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CHRISTO-ZOUTE

Active
Private limited companyfounded 2022active for 3 yearsEmile Verhaerenlaan 16, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0794.857.194
Summary

CHRISTO-ZOUTE has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,302 and a net result of -€14,440. Equity has been growing by about 4.3% per year since 2023. Its solvency ranks better than 17% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 15-12-2022 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 2 others
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2025
Establishment unit
2.339.127.779 8300 Knokke-Heist, since 01-01-2023
Financial year end
31 December
Peppol
Reachable since 31-10-2025

Board and ownership

Board

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€787,598
▲ 8.1%
Turnover
≈ €3.8m
estimated
Loss
€14,440
Equity
€45,302
▼ 24.2%
Total assets
€799,120
▼ 15.5%
Employees on 31-12-2025
11
▼ 8.3%
Score breakdownraises riskEquity €45,302 (5.7% of total assets)Founded in 2022Size: 11.5 FTE, total assets €799,120lowers riskLiquidity: current ratio 0.29, cash €187,930Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 28% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 31=
equity 5.7% of total assets
Liquidity 29+5
short-term debt 91.5% · cash 23.5%
Profitability 66-5
return on assets -1.8%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,696 companies, NACE 47, small)
Last 24 months 12-2024: 1.8%highest value 01-2025: 1.7%▼ -0.1 percentage points vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.7%● unchanged vs 03-2025 05-2025: 1.7%● unchanged vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%● unchanged vs 07-2025 09-2025: 1.6%▼ -0.2 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.7%▲ +0.1 percentage points vs 04-2026 06-2026: 1.6%▼ -0.1 percentage points vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 1.3%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 1.3%● unchanged vs 08-2026lowest value 10-2026: 1.3%● unchanged vs 09-2026lowest value 11-2026: 1.3%● unchanged vs 10-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.29 (0.22 in 2024), below 1. Short-term debt is 91.5% and cash 23.5% of total assets. 94.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 17% of them on solvency, 30% on liquidity, 49% on profitability and 15% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €45,302 (5.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.29, cash €187,930
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 11.5 FTE, total assets €799,120
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 12775 sector peers (2025).
NBB · sector comparison
Position among 12775 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
87 days early
2024
56 days early
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 48 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (3 of the last 3 accounts filed within 57 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower net result than 84% of companies in retail tradesector median €27,601 · 12,764 companies -€14,440 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €10,000 · Appointments: BECKERS Christian Petrus Elza Theresia (niet statutair bestuurder) and ROMBOUTS Tonia Hélène Philippe (niet statutair bestuurder)
All 5 events

Comparable companies

These companies have the same main activity as CHRISTO-ZOUTE: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €632,000 and €1.2m, founded between 2021 and 2024.

CompanyTotal assetsGross margin
CHRISTO-ZOUTE Knokke-Heist€0.8m€0.8m
Bakkerij Bernard Wervik€0.6m€0.8m
Peeraer brood en banket Brasschaat€1.2m€0.9m
FONAND Mons€0.7m€0.7m
Patisserie Etienne Geraardsbergen€0.8m€0.9m
Broodatelier Lorenzo Ingelmunster€0.8m€1.3m
Pâtisserie Garcia & Fils Elsene€1.0m€0.7m
Full comparison

Key facts about CHRISTO-ZOUTE

What is the company number of CHRISTO-ZOUTE?
The company number of CHRISTO-ZOUTE is 0794.857.194. The VAT number is the same number with BE in front: BE 0794.857.194.
Where is CHRISTO-ZOUTE based?
The registered office is at Emile Verhaerenlaan 16, 8300 Knokke-Heist.Company details
What does CHRISTO-ZOUTE do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of CHRISTO-ZOUTE?
The legal form of CHRISTO-ZOUTE is Private limited company (BV).
When was CHRISTO-ZOUTE founded?
CHRISTO-ZOUTE was founded on 15-12-2022.
Is CHRISTO-ZOUTE still active?
Yes, CHRISTO-ZOUTE is an active enterprise in the KBO register.
How many employees does CHRISTO-ZOUTE have?
CHRISTO-ZOUTE had an average of 11.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CHRISTO-ZOUTE fall under?
In its 2025 annual accounts, CHRISTO-ZOUTE states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of CHRISTO-ZOUTE?
The turnover in financial year 2025 is ≈ €3.8m. This figure is estimated from the gross margin of €787,598 and 30 comparable companies (NACE 472). It probably lies between €2.8m and €5.4m.
Is CHRISTO-ZOUTE profitable?
In financial year 2025, CHRISTO-ZOUTE made a loss of €14,440.
Where can I find the annual accounts of CHRISTO-ZOUTE?
CHRISTO-ZOUTE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHRISTO-ZOUTE due?
CHRISTO-ZOUTE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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