Equity
-€51,845
Debts exceed assets in financial year 2025.
CHRISTIM
Lifetime
12 annual accounts with figures on one time axispeak €341,039 (2018)
€156,236▼ 28.9%
lowest -€85,822 (2020)
-€73,790▼ €138,399
peak €21,946 (2024)
-€51,845▼ €73,790
€257,782▲ 1.1%
peak 9.8 FTE (2018)
3.1 FTE▲ 14.8%
Board2 names since 2014
2 directorsMees Christine and 1 other
Documentsfilings and deeds
09-09-202640 days late
2025abbreviated format
Gross margin from €219,714 to €156,236Loss of €73,790Staff from 2.7 FTE to 3.1 FTEEquity from €21,946 to -€51,845Cash from €44,887 to €27,294
Key points
from the 2025 annual accountsResult
-€73,790 -€73,790
From profit to loss in 2025, after a profit of €64,609 in 2024.
Debts
€257,782 125% of the balance sheet
Financial debts 70%Suppliers 11%Taxes and wages 6%Other 12%
Of this, €77,021 falls due within a year.
Staff
3.1 FTE from 9.8 in 2018
Between 2018 and 2025, 68% of the full-time equivalents disappeared.
Liquidity
0.66 was 1.98 in 2024
Short-term debts rose from €47,407 to €77,021.
Position in the sector
-€73,790
Lower net result than 93% of companies in food and beverage service. Sector median €10,373 · 4,818 companies.
2025 accounts filed 40 days after the deadline
Checked score
28
Weak
Financially stronger than 17% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
12.7% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 17.7%highest value
01-2025: 11.0%▼ -6.7 percentage points vs 12-2024
02-2025: 11.0%● unchanged vs 01-2025
03-2025: 10.8%▼ -0.2 percentage points vs 02-2025
04-2025: 10.9%▲ +0.1 percentage points vs 03-2025
05-2025: 10.7%▼ -0.2 percentage points vs 04-2025
06-2025: 10.3%▼ -0.4 percentage points vs 05-2025
07-2025: 10.4%▲ +0.1 percentage points vs 06-2025
08-2025: 11.5%▲ +1.1 percentage points vs 07-2025
09-2025: 12.4%▲ +0.9 percentage points vs 08-2025
10-2025: 13.3%▲ +0.9 percentage points vs 09-2025
11-2025: 3.9%▼ -9.4 percentage points vs 10-2025
12-2025: 3.9%● unchanged vs 11-2025
01-2026: 3.9%● unchanged vs 12-2025
02-2026: 3.9%● unchanged vs 01-2026
03-2026: 3.8%▼ -0.1 percentage points vs 02-2026
04-2026: 3.9%▲ +0.1 percentage points vs 03-2026
05-2026: 3.9%● unchanged vs 04-2026
06-2026: 3.7%▼ -0.2 percentage points vs 05-2026lowest value
07-2026: 3.8%▲ +0.1 percentage points vs 06-2026
08-2026: 4.6%▲ +0.8 percentage points vs 07-2026
09-2026: 5.3%▲ +0.7 percentage points vs 08-2026
10-2026: 12.7%▲ +7.4 percentage points vs 09-2026
11-2026: 12.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€51,845
Loss of €73,790 (financial year 2025)
Last filed accounts filed 40 days late; 3 of the last 3 accounts late
Ex-officio strike-off in the KBO
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 46% on liquidity, 8% on profitability and 2% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,907 companies had the same profile as CHRISTIM has now. Each dot stands for 18 companies, two years later.
85.4%
were still trading
8.1%
stopped another way
5.8%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CHRISTIM itself is higher: 12.7% within 12 months. It rests on far more data about CHRISTIM than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for CHRISTIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.66 (1.98 in 2024), below 1. Short-term debt is 37.4% and cash 13.3% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
raises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€51,845
raises risk · 2025 accounts filed 40 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
40 days late
2024
76 days late
2023
138 days late
2022
245 days late
2021
31 days late
2020
121 days late
2019
153 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 115 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 October (4 of the last 5 accounts filed within 63 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
MC
Mees Christine
Director, since 28-01-2014
ST
Schoeters Tim
Director, since 28-01-2014
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0544798817
UBO non-compliance
effective 26-08-2024 · KBO administration
First establishment
Kasteeldreef 2, Schilde
Incorporation
published on 30-01-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHRISTIM Schilde | €205,937 | €156,236 | -25.2% | 3.1 |
| AU BON APP' Mouscron | €187,022 | €159,854 | 23.8% | 2.7 |
| KYOTO Mortsel | €217,376 | €175,801 | 27.1% | 3.9 |
| LA PLOEGSTEERTOISE Tournai | €167,487 | €132,966 | 41.6% | 4 |
| Traiteur Toulouse Ghent | €203,511 | €209,387 | 35.8% | 4 |
| Follie's Court-Saint-Etienne | €164,399 | €148,419 | 7.2% | 4.1 |
| De Potter ijs Bree | €270,577 | €186,552 | 66.8% | 3.6 |
These companies have the same main activity as CHRISTIM: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €164,000 and €271,000, founded between 2010 and 2015.
Official details
Source: KBO- Status
- Active since 28-01-2014Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.228.876.3912970 Schilde, since 10-02-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 24-10-2025
Annual accounts 2025
- ≈ €490,000estimated
- €205,937▼ 25.6%
- Employeeson 31-12-2025
- 4▲ 33.3%
- Filing
- Filed on 09-09-2026
Insights on CHRISTIM
CHRISTIM files the abbreviated format. That format states no turnover. The gross margin rose from €5,797 in 2014 to €156,236 in 2025.
The balance sheet grew most from 2019 to 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHRISTIM
- What is the company number of CHRISTIM?
- The company number of CHRISTIM is 0544.798.817. The VAT number is the same number with BE in front: BE 0544.798.817.
- Where is CHRISTIM based?
- The registered office is at Kasteeldreef 2, 2970 Schilde.Company details
- What does CHRISTIM do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of CHRISTIM?
- CHRISTIM is a private limited company (pre-2019) (BVBA).
- When was CHRISTIM founded?
- CHRISTIM was founded on 28-01-2014.
- Is CHRISTIM still active?
- Yes, CHRISTIM is an active enterprise in the KBO register.
- How many employees does CHRISTIM have?
- CHRISTIM had an average of 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CHRISTIM fall under?
- In its 2025 annual accounts, CHRISTIM states joint committee 302 (Hotels and catering).
- What is the turnover of CHRISTIM?
- The turnover in financial year 2025 is ≈ €490,000. This figure is estimated from the gross margin of €156,236 and 99 comparable companies (NACE 56112). It probably lies between €370,000 and €600,000.
- Is CHRISTIM profitable?
- In financial year 2025, CHRISTIM made a loss of €73,790.
- Where can I find the annual accounts of CHRISTIM?
- CHRISTIM filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHRISTIM due?
- CHRISTIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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