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CHRISTIAN KERN

Active
Private limited companyfounded 2001active for 25 yearsRue des Ormes 105, 4800 Verviers, BelgiumKBO/BCE: BE 0475.091.746
Summary

CHRISTIAN KERN has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260,783 and a net result of €58,485. Equity has been shrinking by about 11% per year since 2018. Its solvency ranks better than 90% of 17,054 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-06-2001 Normal situation
Activity
Full-service restaurants NACE 56111and 1 other
Establishment unit
2.094.460.820 4800 Verviers, since 25-07-2001
Financial year end
31 December
Peppol
Reachable since 08-12-2025

Board and ownership

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€121,128
▲ 231%
Turnover
≈ €350,000
estimated
Profit
€58,485
Equity
€260,783
▼ 30.1%
Total assets
€328,610
▼ 15.0%
Staff
≈ 0 FTE
estimated
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 2.36, cash €98,017Founded in 2001Equity €260,783 (79.4% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 79.4% of total assets
Liquidity 81+28
short-term debt 20.4% · cash 29.8%
Profitability 91+37
return on assets 17.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 2.5%highest value 01-2025: 2.5%● unchanged vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.4%▼ -0.1 percentage points vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025 06-2025: 2.3%▼ -0.1 percentage points vs 05-2025 07-2025: 0.8%▼ -1.5 percentage points vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.7 percentage points vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.36 (18.41 in 2024), above the usual 1.5. Short-term debt is 20.4% and cash 29.8% of total assets. 20.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 84% on liquidity, 79% on profitability and 20% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 2.36, cash €98,017
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €260,783 (79.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
41 days early
2023
13 days early
2022
3 days late
2021
78 days late
2020
88 days late
2019
143 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €46,378 in 2024 €58,485 View
  • Positive: More equity than 93% of companies in food and beverage servicesector median €28,696 · 17,085 companies €260,783 View

Recent changes

  1. · Gazette deed Change of role: KERN Christian Lucien Jules, from statutory manager to statutory directorReappointment: KERN Christian Lucien Jules (statutory director) · “L’exploitation d’un restaurant;l’achat,l’importation,la préparation et la vente de nourriture,boissons,plats…” (deed in French) · Director discharge: KERN Christian Lucien Jules
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as CHRISTIAN KERN: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €278,000 and €369,000, founded between 1996 and 2003.

CompanyTotal assetsGross margin
CHRISTIAN KERN Verviers€328,610€121,128
LE PANIER GOURMAND Aubel€369,266€124,427
MAHE Herve€316,482€104,804
Next Step Invest Hannut€277,905€123,147
LE CASSE-CROUTE Huy€338,166€118,429
AMBIANCE CULINAIRE Liège€362,034€98,864
SEY - RESTO Brussels€304,320€113,896
Full comparison

Key facts about CHRISTIAN KERN

What is the company number of CHRISTIAN KERN?
The company number of CHRISTIAN KERN is 0475.091.746. The VAT number is the same number with BE in front: BE 0475.091.746.
Where is CHRISTIAN KERN based?
The registered office is at Rue des Ormes 105, 4800 Verviers.Company details
What does CHRISTIAN KERN do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of CHRISTIAN KERN?
CHRISTIAN KERN is a private limited company (BV).
When was CHRISTIAN KERN founded?
CHRISTIAN KERN was founded on 27-06-2001.
Is CHRISTIAN KERN still active?
Yes, CHRISTIAN KERN is an active enterprise in the KBO register.
How many employees does CHRISTIAN KERN have?
CHRISTIAN KERN had an average of 0.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of CHRISTIAN KERN?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €121,128 and 86 comparable companies (NACE 56111). It probably lies between €300,000 and €430,000.
Is CHRISTIAN KERN profitable?
In financial year 2025, CHRISTIAN KERN made a profit of €58,485.
Where can I find the annual accounts of CHRISTIAN KERN?
CHRISTIAN KERN filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHRISTIAN KERN due?
CHRISTIAN KERN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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