CHRISTIAENS CONCEPT
ActiveThe computed 12-month bankruptcy probability of CHRISTIAENS CONCEPT is 6.1% (elevated). The 2025 annual accounts show negative equity (€-2k) and a net result of €-429. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 4422 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency33=
Growth78=
Stability100
Bankruptcy probability, 12 months
6.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
60 d early
2024
91 d early
2023
7 d early
2022
40 d early
2021
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k▼ 21.9%
2024 · €-2k
2021: €-3k
2022: €-2k
2023: €-1k
2024: €-2k
2021 → 2025
Total assets
€150=
2024 · €150
2021: €2k
2022: €3k
2023: €773
2024: €150
2021 → 2025
Net result
€-429▲ 46.3%
2024 · €-800
2021: €-5k
2022: €858
2023: €1k
2024: €-800
2021 → 2025
Working capital
€-2k▼ 21.9%
2024 · €-2k
2021: €-4k
2022: €-3k
2023: €-1k
2024: €-2k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€-2k▲ 28.0%€-1k▲ 47.4%€-2k▼ 69.0%€-2k▼ 21.9%
Operating result€-4k-€924€1k▲ 25.4%€-800€-429▲ 46.3%
Net result€-5k-€858€1k▲ 21.6%€-800€-429▲ 46.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €429 in 2025 against €800 in 2024; the loss shrinks.
Key figures and ratios
Debt
€3k▲
2024 · €2k
Debt ≤ 1 year
€3k▲
2024 · €2k
Ratios withheld: a balance sheet total of €150 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150€150=
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€150€150=
Amounts receivable within one year40/41€147€147=
Other amounts receivable41€147€147=
Cash at bank and in hand54/58€3€3=
Equity and liabilities
Total equity and liabilities10/49€150€150=
Equity10/15€-2k€-2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-4k€-4k▼
Amounts payable17/49€2k€3k▲
Amounts payable within one year42/48€2k€3k▲
Trade debts44-€279
Suppliers440/4-€279
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€246-
Gross operating margin9900€-554€-429▲
Operating profit (loss)9901€-800€-429▲
Profit (loss) for the period before taxes9903€-800€-429▲
Profit (loss) for the period9904€-800€-429▲
Profit (loss) for the period to be appropriated9905€-800€-429▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-4k▼
Profit (loss) brought forward from the previous period14P€-3k€-4k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €1k ▲21.6%
Operating result €1k, net result €1k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €858
Net result €858 after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Rocourt 934041 HerstalGround area
343 m²
Building footprint
86 m²
Parcel 62112A0423/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CHRISTIAENS CONCEPT
since 20202.306.005.051
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62112A0423/00S000 | Wallonia | 343 m² | 1 · 86 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GORINCHEM
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Herve
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 21,206 companies in sector 81300 we hold annual accounts for 4,359.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2020
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.