CHRIST BLANQUART
ActiveCHRIST BLANQUART has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €13k. Equity is shrinking by ~7% per year across the filed fiscal years. Its solvency ranks better than 34% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +49 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+74
Solvency73▲+9
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 2.52 in 2024), but 67.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.2%
Return on assets
4.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
60 d late
2023
29 d late
2022
31 d early
2021
23 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 17.5%
2024 · €72k
2018: €253k
2019: €104k
2020: €102k
2021: €83k
2022: €88k
2023: €102k
2024: €72k
2018 → 2025
Total assets
€264k▼ 1.6%
2024 · €268k
2018: €497k
2019: €456k
2020: €433k
2021: €329k
2022: €356k
2023: €355k
2024: €268k
2018 → 2025
Net result
€13k
2024 · €-30k
2018: €-7k
2019: €13k
2020: €-2k
2021: €-19k
2022: €5k
2023: €14k
2024: €-30k
2018 → 2025
Working capital
€134k▲ 15.9%
2024 · €116k
2018: €232k
2019: €71k
2020: €70k
2021: €50k
2022: €60k
2023: €34k
2024: €116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€88k▲ 5.7%€102k▲ 15.9%€72k▼ 29.2%€85k▲ 17.5%
Operating result€-13k-€14k€26k▲ 85.2%€-27k€17k
Net result€-19k-€5k€14k▲ 197%€-30k€13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264k
Fixed assets
€63k▼ 17.2%
Current assets
€201k▲ 4.5%
Equity and liabilities €264k
Equity
€85k▲ 17.5%
Debt
€179k▼ 8.7%
The debt ratio falls from 73.1% to 67.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€41k▲
2024 · €-3k
Cash flow
€37k▲
2024 · €-6k
Solvency
32.2%▲
2024 · 26.9%
Current ratio
3.02▲
2024 · 2.52
Quick ratio
2.92▲
2024 · 2.34
Debt / equity
2.11▼
2024 · 2.71
ROE
14.9%▲
2024 · -41.3%
ROA
4.8%▲
2024 · -11.1%
Interest coverage
6.94▲
2024 · -0.81
Debt
€179k▼
2024 · €196k
Debt ≤ 1 year
€67k▼
2024 · €76k
Debt > 1 year
€90k▼
2024 · €120k
Income taxes
€685▲
2024 · €192
Staff costs
€116k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€268k€264k▼
Fixed assets21/28€76k€63k▼
Tangible fixed assets22/27€76k€63k▼
Plant, machinery and equipment23€6k€9k▲
Furniture and vehicles24€70k€54k▼
Financial fixed assets28€0-
Current assets29/58€192k€201k▲
Stocks and contracts in progress3€14k€6k▼
Stocks30/36€8k€6k▼
Contracts in progress37€6k€0▼
Amounts receivable within one year40/41€31k€28k▼
Trade receivables40€19k€21k▲
Other amounts receivable41€12k€7k▼
Current investments50/53€35k€55k▲
Cash at bank and in hand54/58€101k€99k▼
Deferred charges and accrued income490/1€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€268k€264k▼
Equity10/15€72k€85k▲
Contributions10/11€6k€6k=
Reserves13€93k€93k=
Distributable reserves133€93k€93k=
Profit (loss) carried forward14€-27k€-14k▲
Amounts payable17/49€196k€179k▼
Amounts payable after more than one year17€120k€90k▼
Financial debts170/4€120k€90k▼
Amounts payable within one year42/48€76k€67k▼
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€46k€31k▼
Suppliers440/4€46k€31k▼
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€9k€5k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€54€8k▲
Accrued charges and deferred income492/3-€22k
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Remuneration, social security and pensions62€121k€116k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▲
Other operating charges640/8€4k€27k▲
Non-recurring operating charges66A€31k€0▼
Gross operating margin9900€154k€184k▲
Operating profit (loss)9901€-27k€17k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-30k€13k▲
Income taxes67/77€192€685▲
Profit (loss) for the period9904€-30k€13k▲
Profit (loss) for the period to be appropriated9905€-30k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-14k▲
Profit (loss) brought forward from the previous period14P€0€-27k▼
Transfer from equity791/2€3k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-30k ▼313%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 2.52
Current ratio from 1.15 to 2.52; short-term debt falls from €226k to €76k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €14k ▲197%
Operating result €26k, net result €14k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲15.9%
2 profitable years in a row build equity to €102k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ieperstraat 998940 WervikGround area
1,659 m²
Building footprint
306 m²
Volume, LiDAR
1,301 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Christ Blanquart
since 20042.134.708.296
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33009C0768/00K000 | Flanders | 1,204 m² | 1 · 228 m² | 6.2 m · 1 fl. |
| 33009C0548/00A004indicative | Flanders | 455 m² | 1 · 78 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,324 EUR awarded · 1,324 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 1 | 0 EUR | 324 EUR |
| 2022 | 1 | 324 EUR | 0 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesCHRIST BLANQUART BV44269
Dual-learning approval
4 live approvalsBinnenschrijnwerk en interieur duaal (so)
Buitenschrijnwerker hout duaal (so)
Interieurbouwer duaal (so)
Schrijnwerker houtbouw duaal (so)
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 7,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2003
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.