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CHRISPI

Bankruptcy
Private limited company (pre-2019)founded 2005Rue Ernest-Solvay 457, 4000 Liège, BelgiumKBO/BCE: BE 0874.447.773
Summary

The KBO register records for CHRISPI the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2021 annual accounts show negative equity (-€36,870) and a net result of €13,433.

Are you a creditor?

Open bankruptcy Source: KBO register

The KBO register records a bankruptcy for this company. If it owes you money, you are not paid automatically: you file your claim yourself.

The procedure

The publication of the judgment is not in our data. Court, date and curator are in RegSol: search by the enterprise number.

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
neutral · Earlier reorganisation (closed)
Involved in a judicial reorganisation procedure in the past. No current open procedure.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 16-10-2022, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
77 d late
2019
148 d late
2018
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 85 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CHRISPI was incorporated on 27 May 2005.1 Total assets rose from EUR 103,119 in 2018 to EUR 128,490 in 2021 and headcount from 2 to 1.2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2021

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2021, micro schema

Equity
-€36,870▲ 47.1%
2019 · -€69,695
Total assets
€128,490▲ 35.2%
2019 · €95,043
Net result
€13,433▼ 45.0%
2019 · €24,402
Working capital
-€42,026▲ 45.3%
2019 · -€76,898
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line201820192021
Operating result€24,088-€25,025▲ 3.9%€11,337-
Net result€19,315-€24,402▲ 26.3%€13,433within the sector's middle half-
Equity-€94,097--€69,695▲ 25.9%-€36,870below the sector's middle half-
Total assets€103,119-€95,043▼ 7.8%€128,490within the sector's middle half-
Debt€197,216-€164,737▼ 16.5%€165,360-
Working capital-€97,279--€76,898▲ 21.0%-€42,026-
Solvency-91.3%--73.3%▲ 17.9pp-28.7%below the sector's middle half-
Staff (FTE)2-0.7▼ 65.0%1.2-
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2018: €24,088€24,088Net result 2018: €19,315€19,315Operating result 2019: €25,025€25,025Net result 2019: €24,402€24,402Operating result 2021: €11,337€11,337Net result 2021: €13,433€13,433201820192021€0€10,000€20,000€30,000Operating result 2018: €24,088€24,100Net result 2018: €19,315€19,300Operating result 2019: €25,025€25,000Net result 2019: €24,402€24,400Operating result 2021: €11,337€11,300Net result 2021: €13,433€13,400201820192021
The operating result is €11,337 in 2021, compared with €25,025 in 2019. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2021 in colour, 2019 as the grey bar beneath
Assets €128,490
Fixed assets €5,720 ▼ 20.6%
Current assets €122,770 ▲ 39.8%
Key figures and ratios
2021 value · change against 2019
EBITDA
€12,078▼
2019 · €25,766
Cash flow
€14,174▼
2019 · €25,143
Current ratio
0.74▲
2019 · 0.53
Quick ratio
0.74▲
2019 · 0.53
Debt to equity
-4.48
ROA
10.5%▼
2019 · 25.7%
Interest coverage
4.07
Debt ≤ 1 year
€164,796=
2019 · €164,737
Staff costs
€2,122
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2021 against 2019 · 45 lines
Balance sheet Code20192021
Assets
Total assets20/58€95,043€128,490▲
Fixed assets21/28€7,203€5,720▼
Tangible fixed assets22/27€1,483€0▼
Financial fixed assets28€5,720€5,720=
Current assets29/58€87,840€122,770▲
Amounts receivable after more than one year29-€0
Stocks and contracts in progress3€1,204€396▼
Stocks30/36-€396
Amounts receivable within one year40/41€19,041€84,647▲
Trade receivables40-€6,365
Other amounts receivable41-€78,282
Cash at bank and in hand54/58€2,274€1,437▼
Deferred charges and accrued income490/1-€36,290
Equity and liabilities
Total equity and liabilities10/49€95,043€128,490▲
Equity10/15-€69,695-€36,870▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1-€1,860
Reserves not available under the articles1311-€1,860
Profit (loss) carried forward14-€90,155-€57,330▲
Amounts payable17/49€164,737€165,360▲
Amounts payable within one year42/48€164,737€164,796=
Trade debts44€97,576€102,703▲
Suppliers440/4-€102,703
Advances received on contracts in progress46-€2,000
Taxes, remuneration and social security45-€34,093
Taxes450/3-€25,998
Remuneration and social security454/9-€8,094
Other amounts payable47/48-€26,000
Accrued charges and deferred income492/3-€564
Income statement Code20192021
Remuneration, social security and pensions62-€2,122
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€741€741=
Other operating charges640/8-€4,111
Non-recurring operating charges66A-€12,375
Gross operating margin9900€69,830€30,686▼
Operating profit (loss)9901€25,025€11,337▼
Financial income75/76B-€5,063
Recurring financial income75€1,545€5,063▲
Financial charges65/66B-€2,967
Recurring financial charges65€2,168€2,967▲
Profit (loss) for the period before taxes9903€24,402€13,433▼
Profit (loss) for the period9904€24,402€13,433▼
Profit (loss) for the period to be appropriated9905€24,402€13,433▼
Appropriation of the result
Profit (loss) to be appropriated9906--€57,330
Profit (loss) brought forward from the previous period14P--€70,763

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line201820192021Change
Remuneration, social security and pensions62--€2,122-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€894€741€741-
Other operating charges640/8--€4,111-
Non-recurring operating charges66A--€12,375-
Gross operating margin9900€69,706€69,830€30,686-
Operating profit (loss)9901€24,088€25,025€11,337-
Financial income75/76B--€5,063-
Recurring financial income75€862€1,545€5,063-
Financial charges65/66B--€2,967-
Recurring financial charges65€5,635€2,168€2,967-
Profit (loss) for the period before taxes9903€19,315€24,402€13,433-
Profit (loss) for the period9904€19,315€24,402€13,433-
Profit (loss) for the period to be appropriated9905€19,315€24,402€13,433-
Line201820192021Change
Assets
Total assets20/58€103,119€95,043€128,490-
Fixed assets21/28€8,553€7,203€5,720-
Tangible fixed assets22/27€2,833€1,483€0-
Financial fixed assets28€5,720€5,720€5,720-
Current assets29/58€94,566€87,840€122,770-
Amounts receivable after more than one year29--€0-
Stocks and contracts in progress3€1,322€1,204€396-
Stocks30/36--€396-
Amounts receivable within one year40/41€22,561€19,041€84,647-
Trade receivables40--€6,365-
Other amounts receivable41--€78,282-
Cash at bank and in hand54/58€6,790€2,274€1,437-
Deferred charges and accrued income490/1--€36,290-
Equity and liabilities
Total equity and liabilities10/49€103,119€95,043€128,490-
Equity10/15-€94,097-€69,695-€36,870-
Contributions10/11€18,600€18,600€18,600-
Reserves13€1,860€1,860€1,860-
Non-distributable reserves130/1--€1,860-
Reserves not available under the articles1311--€1,860-
Profit (loss) carried forward14-€114,557-€90,155-€57,330-
Amounts payable17/49€197,216€164,737€165,360-
Amounts payable after more than one year17€5,371---
Amounts payable within one year42/48€191,845€164,737€164,796-
Trade debts44€105,284€97,576€102,703-
Suppliers440/4--€102,703-
Advances received on contracts in progress46--€2,000-
Taxes, remuneration and social security45--€34,093-
Taxes450/3--€25,998-
Remuneration and social security454/9--€8,094-
Other amounts payable47/48--€26,000-
Accrued charges and deferred income492/3--€564-
Line201820192021Change
Profit (loss) for the period9904€19,315€24,402€13,433-
+ Depreciation and write-downs630€894€741€741-
Operating cash flow (approximation)€20,208€25,143€14,174-
Investment in fixed assets (approximation)-€610--
Change in cash--€4,516--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2022
16-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
2021
31-12
Financial Weakest financial yearnet €13,433 ▼45%
Net result drops to €13,433, the lowest in the series.
2020
26-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 148 days late
2019
31-12
Financial Highest result since 2018net €24,402 ▲26.3%
Operating result €25,025, net result €24,402, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
13-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 44 days late
2017
10-10
Judicial reorganisation Plan homologation
Tribunal de commerce de Liège
15-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 46 days late
2016
28-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 28 days late
2015
23-07
NBB filing Annual accounts filed
fiscal year 2014 · full schema
2014
16-12
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 138 days late
2013
20-08
NBB filing Annual accounts filed
fiscal year 2012 · full schema · 20 days late
2012
28-08
NBB filing Annual accounts filed
fiscal year 2011 · full schema · 28 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2005
seat establishment All 2 establishment units on the map
Ground area
871 m²
Building footprint
202 m²
Volume, LiDAR
2,006 m³
2 parcels, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
2 establishment units
LE COIN GOURMAND
Rue Ernest-Solvay 457, 4000 LiègeRetail trade
since 20052.182.482.776
LE COIN GOURMAND
Rue Ernest-Solvay 439, 4000 LiègeLimited-service restaurants
since 20152.247.001.733
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62078A0130/00Z020 Wallonia 482 m² 1 · 118 m² 11.7 m · 3 fl.
62078A0130/00W015 Wallonia 389 m² 1 · 84 m² 12.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. 8,361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded27-05-2005
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.