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CHRISMA

Active Public limited companyfounded 1991active for 35 yearsElisalaan 56, 8620 NieuwpoortKBO/BCE: BE 0442.729.675 #9 oldest company in Nieuwpoort, Professional and technical services sector
CHRISMA
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Overview

Lifetime

19 annual accounts with figures on one time axis, 33 filings since 1992
peak €1.1m (2024)
€87,735▼ 92.3%
lowest -€10,073 (2007)
€38,052▼ 94.9%
peak €1.1m (2025)
€1.1m▲ 3.2%
€1.0m▲ 28.5%
Board5 names since 2019
4 directorsChristophe Debandt and 3 others
Documentsfilings and deeds
18-10-2026171 days late
2025abbreviated format
Gross margin from €1.1m to €87,735Result from €744,062 to €38,052Debts from €813,931 to €1.0m

Key points

from the 2025 annual accounts

Equity

€1.1m ▲ 3.2%

CHRISMA has made a profit without a break since 2019.

Result

€38,052 ▼ 94.9%
€744,0002024€38,1002025

The result fell in 2025: the 2024 profit included a one-off income of €1.3m.

Filings

33 annual accounts 171 days
deadline200020102020

Latest accounts filed late: after the legal deadline.

Checked score

56
Fair
Financially stronger than 59% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 6.1%highest value 01-2025: 0.1%▼ -6.0 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.4 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

75-5equity 49.6% of total assets
60-8short-term debt 44.1% · cash 25.1%
71-29return on assets 1.8%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 171 days late; 1 of the last 3 accounts late
lowers risk
Founded in 1991
Liquidity: current ratio 1.09, cash €540,185
Size: total assets €2.2m
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 48% of them on solvency, 80% on liquidity, 60% on profitability and 47% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as CHRISMA has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CHRISMA itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for CHRISMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €55,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline

Liquidity is tight, with a current ratio of 1.09 (1.08 in 2024), below the usual 1.5. Short-term debt is 44.1% and cash 25.1% of total assets. 50.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 171 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.09, cash €540,185
NBB · annual accounts
lowers risk · Size: total assets €2.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 171 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-10-2026, 171 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
171 days late
2024
149 days early
2022
80 days early
2021
58 days late
2020
30 days early
2019
2 days early
2018
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VL
Van Laere Kristien
Managing director
VL
VAN LAERE Kristien Euphrasie Antoon
Managing director
DC
DEBANDT Christophe Daniel Cornelis
Managing director
CD
Christophe Debandt
Director
  • Debandt Christophe 225 sharesdeed of 22-12-2023
  • Van Laere Kristien 225 sharesdeed of 22-12-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0442729675
Registered office moved from leper to Nieuwpoort New registered office: Elisalaan 56 bus 02.01 te B-8620 Nieuwpoort · Previous registered office: Bollemeersstraat 21 bus B-8906 leper · General meeting of 07-09-2024 · Gazette deed
2 directors reappointed Changes of role: DEBANDT Christophe Daniel Cornelis (managing director) and VAN LAERE Kristien Euphrasie Antoon (managing director) · Reappointments: DEBANDT Christophe Daniel Cornelis and VAN LAERE Kristien Euphrasie Antoon · “Het verlenen van management- en consultingdiensten; Het verlenen van diensten van…” (deed in Dutch) · Gazette deed
New managing director Van Laere Kristien appointed, Debandt Sabrina resigned · Debandt Christophe holds 225 shares · Van Laere Kristien holds 225 shares · General meeting of 15-09-2021 · Gazette deed
All 50 events

Comparable companies

same main activity, similar in size and age
Company
CHRISMA Nieuwpoort €2.2m €87,735 49.6% -
TRAVEE Bruges €2.1m €83,500 76.2% -
PI Ypres €2.0m €90,987 26.6% 0
L.G.S. Knokke-Heist €1.8m €88,849 63.1% -
LEONES Knokke-Heist €2.2m €100,634 87.7% -
PAROBA Waregem €2.4m €74,747 86.0% -
Bedrijfs - Informatica Management en Advies Waregem €2.6m €80,705 94.6% -

These companies have the same main activity as CHRISMA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.8m and €2.6m, founded between 1990 and 1993.

Official details

Source: KBO
Status
Active since 26-01-1991Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.051.499.0258620 Nieuwpoort, since 11-02-1991
Financial year end
30 September
Peppol
Reachable since 30-03-2026
Company details

Annual accounts to 30-09-2025

€87,735▼ 92.3%
≈ €170,000estimated
€38,052▼ 94.9%
€1.1m▲ 3.2%
€2.2m▲ 13.9%
Filing
Filed on 18-10-2026
Financials

Insights on CHRISMA

CHRISMA files the abbreviated format. That format states no turnover. The gross margin rose from €56,457 in 2006 to €87,735 in 2025.

The balance sheet grew most from 2020 to 2022 through fixed assets.

In January 2024, the Official Gazette published the appointment of VAN LAERE Kristien Euphrasie Antoon as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 18-10-2026, 171 days late
€87,735
▼ 92.3%
€17,971
▼ 98.3%
€80,286
▼ 92.9%
€100,366
▼ 87.9%
49.6%
▼ 5.1 percentage points
1.09
▲ 0.00
In the rankings #9 oldest company in Nieuwpoort, Professional and technical services sector

Money flows

no detail for 2025

Balance sheet

balance sheet total €2.2m on 30-09-2025
What the company ownsHow it is paid for

in €m

in euro

Position in the sector

Compare with sector

49.6%

Higher than 48% of 10,855 companies in 2025.

1.09

Higher than 40% of 10,477 companies in 2025.

1.8%

Higher than 35% of 10,724 companies in 2025.

CHRISMA Middle half of the sector 80% of the sector Abbreviated accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 2.2m1.9m1.1m964,244487,311409,769377,041325,825347,264365,352370,430380,052388,544447,460461,961459,463452,215456,839226,639
21/28 1.1m1.2m909,491923,029329,133291,441303,555315,669327,784339,873351,988364,103376,216388,331400,445412,559424,674436,788215,147
22/27 1.1m1.2m909,466923,004329,108291,416303,530315,644327,759339,873351,988364,103376,216388,331400,445412,559424,674436,788153,174
22 1.0m1.1m875,956887,937282,351291,416303,530315,644327,759339,873351,988364,103376,216388,331400,445412,559424,674436,788149,901
23 1,0231,315-----------------
24 93,367124,42733,51035,06846,757-------------3,273
28 252525252525252525---------61,973
29/58 1.0m706,530183,44341,215158,177118,32873,48610,15619,48025,47918,44215,94912,32859,12961,51646,90427,54120,05111,492
29 -----------------11,773-
291 -----------------11,773-
40/41 239,575207,069138,52370193,61593,80063,100-7,41111,7438,9455,7514,12057,49158,14644,79527,022-11,412
40 0199,650112,129093,30093,80063,100-3,3907,2604,8401,210-37,50037,50025,0009,075--
41 239,5757,41926,394701315---4,0214,4834,1054,5414,12019,99120,64619,79517,947-11,412
54/58 540,185499,4604,92040,5144,5629,52810,38610,15612,06913,7369,49710,1988,2081,6383,3702,1095198,27880
490/1 250,000040,000060,00015,000-------------
Balance sheet: equity and liabilities
10/49 2.2m1.9m1.1m964,244487,311409,769377,041325,825347,264365,352370,430380,052388,544447,460461,961459,463452,215456,839226,639
10/15 1.1m1.0m294,846295,091142,512139,054134,924135,890109,648109,205106,018105,587105,957104,55572,40769,21368,46668,12178,194
10/11 111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552
10 111,552111,552111,552111,552---------------
100 111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552111,552
13 945,987913,084174,181178,52228,97029,96930,99332,01233,03434,05535,07736,09937,12037,12037,12037,12037,12037,12037,120
130/1 3,0943,0943,0943,0943,094--------------
130 3,0943,0943,0943,0943,0943,0723,0723,0723,0723,0723,0723,0723,0723,0723,0723,0723,0723,0723,072
132 108,708116,305123,902128,24318,69119,71220,73621,75522,77723,79824,82025,84226,86327,88428,90530,94830,94831,97034,048
133 834,185793,68547,18547,1857,1857,1857,1857,1857,1857,1857,1857,1857,1856,1645,1433,1003,1002,078-
14 9,9559,5399,1135,0161,989-2,467-7,621-7,674-34,938-36,402-40,611-42,064-42,715-44,117-76,265-79,459-80,206-80,551-70,478
16 39,19742,06144,92546,58210,06410,61411,16411,71412,26412,81413,36413,91414,46415,01415,56416,11416,66417,21418,333
168 39,19742,06144,92546,58210,06410,61411,16411,71412,26412,81413,36413,91414,46415,01415,56416,11416,66417,21418,333
17/49 1.0m813,931753,163622,572334,734260,101230,953178,221225,352243,333251,048260,551268,123327,891373,990374,136367,085371,504130,112
17 97,373160,763390,153424,37586,81993,596110,462119,826129,360146,397154,687162,977171,267179,561187,467194,999202,180209,013-
170/4 97,373160,763390,153424,37586,81993,596110,462119,826129,360146,397154,687162,977171,267179,561187,467194,999202,180209,013-
42/48 948,621653,168363,010198,197247,916166,505120,49158,39595,99296,93696,36197,57496,856148,330186,523179,137164,905162,491130,112
42 35,05712,22838,99843,20212,19017,03717,03717,03717,0378,2908,2908,2908,2907,9017,5287,1736,8335,9872,948
44 12,9992,06603,07920,55626,14613,00411,04215,957206521,1136041,2473,8478601,409182-
440/4 12,9992,06603,07920,55626,14613,00411,04215,957206521,1136041,2473,8478601,409182-
45 16,06971,31961,88848,73140,88723,53848,6687,1972501,8751,4541,6061,3961,395578--659989
450/3 16,06968,31961,88848,73125,8878,53821,6687,1972501,8751,4541,6061,3961,395578--659989
454/9 03,000-015,00015,00027,000------------
47/48 884,497567,556262,124103,184174,28399,78441,78223,11962,74886,56586,56586,56586,566137,787174,570171,104156,663155,663126,175
Income statement
70 -----85,00085,00085,72080,72030,05926,97527,91427,34162,64534,68538,45839,7143,23870,390
76A 22,5781.3m0146,069--------1,653----8,027-
9900 87,7351.1m59,006243,65635,18821,79819,60247,80424,47325,92623,11522,74222,98056,03127,23825,89424,931-8,90756,457
60/61 -----93,09393,16263,80180,4014,1323,8605,1724,3616,6147,44712,56414,78312,14513,933
630 62,31588,13240,57926,57723,80412,11412,11412,11512,11412,11512,11512,11312,11512,11412,11412,11512,1149,35012,070
640/8 7,4496,2993,7391,8502,8352,7892,3722,3223,2522,2732,2532,6612,2962,6432,4983,2292,6311,6201,760
9901 17,9711.0m14,688215,2298,5506,8955,11633,3679,10711,5388,7477,9688,56941,27412,62610,55010,186-19,87742,627
75/76B 45,11631,26701-----321119--2936-
75 45,11631,26701-----321119--2936-
65/66B 13,37214,6718,1252,8735,5717616,4567,6758,9148,9048,8688,8899,3819,6839,98210,35310,3932683,411
65 13,37214,6718,1252,8735,5717616,4567,6758,9148,9048,8688,8899,3819,6839,98210,35310,3932683,411
9903 49,7151.1m6,563212,3572,9796,134-1,34025,6921932,637-119-92085231,6002,644197-205-11,18239,216
780 7,5977,5974,341550---------------
680 --036,517---------------
67/77 19,261319,4948,46423,261722,551176-300----2---10-
9904 38,052744,0622,440153,1293,4574,133-96626,2424433,187431-3701,40232,1483,194747345-10,07339,216
789 2,8642,8641,6571,0211,0211,0211,0191,0221,0211,0221,0221,0211,0211,0211,021-1,0222,078-
689 --0109,552---------------
9905 40,916746,9264,09744,5984,4785,1545327,2641,4644,2091,4536512,42333,1694,2157471,367-7,99539,216
Appropriation of the result
9906 50,455756,0399,11345,0162,011-2,467-7,621-7,674-34,938-36,402-40,611-42,064-41,694-43,096-75,244-79,459-79,184-78,473-70,478
14P 9,5399,1135,016418---------------
691/2 40,500746,500040,00022-------1,0211,0211,021-1,0222,078-
6920 ---022--------------
6921 40,500746,500040,000--------1,0211,0211,021-1,0222,078-
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 14 older financial years (1992-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 18-10-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 171 days after the deadline. Filed on 18 October 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00562270.

Financial year Type Filed Reference Document
30-09-2025 abbreviated format 18-10-2026 2026-00562270 PDF
30-09-2024 micro format 02-12-2024 2024-00608492 PDF
31-12-2022 micro format 12-05-2023 2023-00086137 PDF
31-12-2021 micro format 27-09-2022 2022-20440498 PDF
31-12-2020 abbreviated format 01-07-2021 2021-28600594 PDF
31-12-2019 abbreviated format 29-07-2020 2020-38200542 PDF
31-12-2018 abbreviated format 30-06-2019 2019-25900466 PDF
31-12-2017 abbreviated format 29-06-2018 2018-28400188 PDF
31-12-2016 abbreviated format 30-07-2017 2017-40200191 PDF
31-12-2015 abbreviated format 30-06-2016 2016-28400550 PDF
31-12-2014 abbreviated format 30-06-2015 2015-26700333 PDF
31-12-2013 abbreviated format 31-10-2014 2014-66300513 PDF
31-12-2012 abbreviated format 31-08-2013 2013-56800326 PDF
31-12-2011 abbreviated format 26-07-2012 2012-35300533 PDF
31-12-2010 abbreviated format 30-06-2011 2011-24600384 PDF
31-12-2009 abbreviated format 23-08-2010 2010-44000270 PDF
31-12-2008 abbreviated format 29-06-2009 2009-31600269 PDF
31-12-2007 abbreviated format 08-05-2008 2008-13400062 PDF
31-12-2006 abbreviated format 24-07-2007 2007-45800356 PDF
31-12-2005 abbreviated format 08-06-2006 2006-21304425 PDF
31-12-2004 abbreviated format 15-06-2005 2005-26103766 PDF
31-12-2003 abbreviated format 09-06-2004 2004-21804872 PDF
31-12-2002 abbreviated format 24-06-2003 2003-29101509 PDF
31-12-2001 abbreviated format 11-06-2002 2002-19205326 PDF
31-12-2000 abbreviated format 25-06-2001 2001-25705047 PDF
31-12-1999 abbreviated format 27-06-2000 2000-29104695 PDF
31-12-1998 abbreviated format 13-07-1999 1999-33005029 PDF
31-12-1997 abbreviated format 15-06-1998 1998-18003891 PDF
31-12-1996 abbreviated format 23-06-1997 1997-19202331 PDF
31-12-1995 abbreviated format 30-05-1996 1996-11103111 PDF
31-12-1994 abbreviated format 31-07-1995 1995-43701119 PDF
31-12-1993 abbreviated format 30-06-1994 1994-25101342 PDF
31-12-1992 abbreviated format 15-06-1993 1993-12704707 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420222021202020192018201720162015201420132012201120102009200820072006
80,2861.1m55,267241,80632,35319,00917,23045,48221,22123,65320,86220,08120,68453,38824,74022,66522,300-10,52754,697
100,366832,19343,019179,70627,26116,24711,14838,35712,55715,30212,54611,74313,51744,26215,30812,86212,459-72351,286
4,525926,11827,040696,10661,4960002500000000292,964-
40,724--35,59435,952-4,966-858230-1,913-1,6674,239-7011,9906,570-1,7321,2611,590-7,7598,198-
81,13953,361-179,567-156,982-89,738-48,177-47,005-48,239-76,512-71,457-77,919-81,625-84,528-89,201-125,007-132,233-137,364-142,440-118,620
-----8.1%6.0%38.9%11.3%38.4%32.4%28.5%31.3%65.9%36.4%27.4%25.6%-60.6%
49.6%54.7%27.0%30.6%29.2%33.9%35.8%41.7%31.6%29.9%28.6%27.8%27.3%23.4%15.7%15.1%15.1%14.9%34.5%
1.091.080.510.210.640.710.610.170.200.260.190.160.130.400.330.260.170.120.09
0.980.792.552.112.351.871.711.312.062.232.372.472.533.145.175.415.365.451.66
3.6%71.9%0.8%51.9%2.4%3.0%-0.7%19.3%0.4%2.9%0.4%-0.4%1.3%30.7%4.4%1.1%0.5%-14.8%50.2%
1.8%39.4%0.2%15.9%0.7%1.0%-0.3%8.1%0.1%0.9%0.1%-0.1%0.4%7.2%0.7%0.2%0.1%-2.2%17.3%
6.0076.856.8084.17---------------
-----403 days271 days-15 days88 days65 days16 days55 days218 days395 days237 days83 days-59 days
-----103 days51 days63 days72 days18 days5 days79 days51 days69 days189 days25 days35 days5 days-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-202420222021
Tangible fixed assets€4,525€926,118€27,040€696,106
€62,315€88,132€40,579€26,577

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CHRISMA

The operating result for 2025 is 98% lower than in 2024.

Debt's share of the balance-sheet total rises from 43.1% to 48.6%. Equity and debt are higher.

Large changes and their cause
  • 2025 Net result -95% on 2024. The 2024 profit included a one-off income of €1,255,244.
  • 2022 Net result -98% on 2021. The 2021 profit included a one-off income of €146,069.
  • 2021 Net result +4,330% on 2020. The 2021 profit included a one-off income of €146,069.

Board & ownership

Board

4 directors, 3 in day-to-day management, last change in 2024
Christophe Debandt
Director
current term since 18-12-2023
listed in the 2025 annual accounts, filed on 18-10-2026
Van Laere Kristien
Director and managing director
director current term since 18-12-2023 managing director appointed by deed of 22-12-2023
listed in the 2025 annual accounts, filed on 18-10-2026
VAN LAERE Kristien Euphrasie Antoon
Director and managing director
director since 18-12-2023 managing director appointed by deed of 02-01-2024 6-year term from 2024
listed in the 2025 annual accounts, filed on 18-10-2026
DEBANDT Christophe Daniel Cornelis
Director and managing director
director in office according to the deed of 02-01-2024 managing director appointed by deed of 02-01-2024 6-year term from 2024
Van Laere Kristien, DEBANDT Christophe Daniel Cornelis, VAN LAERE Kristien Euphrasie Antoon
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Zij kunnen individueel optreden. De gedelegeerden voor het dagelijks bestuur kunnen in het kader van dat bestuur bijzondere volmachten…”
deed of 02-01-2024

Office holders in the KBO →

Mandates through the years

5 names, the dashed line is today
Christophe Debandt
Director
Van Laere Kristien
Director, Managing director
VAN LAERE Kristien Euphrasie Antoon
Director, Managing director
DEBANDT Christophe Daniel Cornelis
Director, Managing director
Debandt Sabrina
Director
LeadershipBoardEarlierRest of the termmandate already running before its first mention
Mandates as a list
  • Christophe Debandt
    • Director, since before 01-03-2019
  • Van Laere Kristien
    • Director, appointed by deed of 22-12-2023, still in office
    • Managing director, appointed by deed of 22-12-2023, still in office
  • VAN LAERE Kristien Euphrasie Antoon
    • Director, since before 31-12-2022
    • Managing director, appointed by deed of 02-01-2024, still in office
  • DEBANDT Christophe Daniel Cornelis
    • Director, since before 02-01-2024
    • Managing director, appointed by deed of 02-01-2024, still in office
  • Debandt Sabrina
    • Director, from before 01-03-2019 to 22-12-2023

See the board, name and registered office on a given date →

Control

Shareholders
Debandt Christophe, Van Laere Kristien
This company
CHRISMA
Equity €1.1m
Profit €38,052 in 2025

Capital

Capital
€111,552.09
Shares
450
Contribution per share
€248
Equity per share
€2,372 in 2025
Source
2025 annual accounts

Articles of association

deed of 02-01-2024 (in Dutch)
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Mandaat niet-herbenoemde uittredende bestuurders houdt onmiddellijk op na algemene vergadering over herverkiezing, hoogstens zes jaar”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of March at 19:00

Shareholders

Stated in the deed deed of 22-12-2023 ↗

Network & group

Holdings

own 2006 accounts, the bar shows equity in euros
This companyCHRISMA1 holding, 1 country 2006 accounts

Belgium 1 Equity Result

Source: list of holdings in its own 2006 accounts. Every holding stands with its own latest accounts.

At the same address

Elisalaan 56, 8620 Nieuwpoort · 1 other company
CCKS SUPPORT
registered office since 25-05-1998 · founded in 1998
 turnover €120,000 (2026)
0463.348.313

Timeline

Timeline

50 events since 1991

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 171 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0442729675
2024
Annual accounts 2024 filed PDFmicro format · 149 days before the deadline
Registered office moved from leper to NieuwpoortNew registered office: Elisalaan 56 bus 02.01 te B-8620 Nieuwpoort · Previous registered office: Bollemeersstraat 21 bus B-8906 leper · General meeting of 07-09-20242 points ▸
  • General meeting, 07-09-2024
  • Registered-office move, Elisalaan 56 bus 02.01 te B-8620 Nieuwpoort

Open the deed in the Belgian Official Gazette

Highest result from 2006 to 2025 net €744,062 ▲30,392% The operating result of €1.0m and the net result of €744,062 are both a record.
Liquidity more than doubled current ratio 1.08 The current ratio rises from 0.51 to 1.08.
Equity above €1m equity €1.0m ▲251% After 5 profitable years in a row, equity reaches €1.0m.
2 directors reappointedChanges of role: DEBANDT Christophe Daniel Cornelis (managing director) and VAN LAERE Kristien Euphrasie Antoon (managing director) · Reappointments: DEBANDT Christophe Daniel Cornelis and VAN LAERE Kristien Euphrasie Antoon · “Het verlenen van management- en consultingdiensten; Het verlenen van diensten van…” (deed in Dutch)9 points ▸

Open the deed in the Belgian Official Gazette

2023
New managing directorVan Laere Kristien appointed, Debandt Sabrina resigned · Debandt Christophe holds 225 shares · Van Laere Kristien holds 225 shares · General meeting of 15-09-202110 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 80 days before the deadline
2022
Registered office moved from De Panne to ElverdingeNew registered office: Bollemeersstraat 21B B-8906 Elverdinge · Previous registered office: Achterveld 48- 8660 De Panne · General meeting of 01-06-20222 points ▸
  • General meeting, 01-06-2022
  • Registered-office move, Bollemeersstraat 21B B-8906 Elverdinge

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 58 days late
2021
Equity above €200,000 equity €295,091 ▲107% After 3 profitable years in a row, equity reaches €295,091.
Reappointments: Christophe Debandt (director) and Sabrina Debandt (director)General meeting of 01-03-20193 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2020 filed PDFabbreviated format · 30 days before the deadline
2020
Annual accounts 2019 filed PDFabbreviated format · 2 days before the deadline
2019
Back to profit net €4,133 The net result is €4,133, after one loss-making year.
Annual accounts 2018 filed PDFabbreviated format · 31 days before the deadline
2018
Annual accounts 2017 filed PDFabbreviated format · 32 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 1 day before the deadline
2016
Annual accounts 2015 filed PDFabbreviated format · 31 days before the deadline
2015
Annual accounts 2014 filed PDFabbreviated format · 31 days before the deadline
2014
Back to profit net €431 The net result is €431, after one loss-making year.
Annual accounts 2013 filed PDFabbreviated format · 92 days late
2013
Annual accounts 2012 filed PDFabbreviated format · 31 days late
2012
Annual accounts 2011 filed PDFabbreviated format · 5 days before the deadline
2011
Equity above €100,000 equity €104,555 ▲44.4% After 4 profitable years in a row, equity reaches €104,555.
Annual accounts 2010 filed PDFabbreviated format · 31 days before the deadline
2010
Annual accounts 2009 filed PDFabbreviated format · 23 days late
2009
Annual accounts 2008 filed PDFabbreviated format · 32 days before the deadline
2008
Back to profit net €345 The net result is €345, after one loss-making year.
Annual accounts 2007 filed PDFabbreviated format · 84 days before the deadline
2007
Weakest financial year net -€10,073 The net result drops to -€10,073, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2006 filed PDFabbreviated format · 7 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed PDFabbreviated format
1997
Annual accounts 1996 filed PDFabbreviated format
1996
Annual accounts 1995 filed PDFabbreviated format
1995
Annual accounts 1994 filed PDFabbreviated format
1994
Annual accounts 1993 filed PDFabbreviated format
1993
Annual accounts 1992 filed PDFabbreviated format
1991
First establishment Elisalaan 56, Nieuwpoort
Incorporation published on 07-02-1991

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 26 January 1991, CHRISMA was incorporated.1 The registered office moved to Elverdinge in 2022 and to Nieuwpoort in 2024.23 Total assets went from €377,041 in 2018 to €2.2m in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-12-2022
  3. 3Belgian Official Gazette, 17-10-2024
  4. 4National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0442.729.675
VAT number
BE 0442.729.675
Peppol ID
0208:0442729675
Other Peppol ID
9925:BE0442729675
Legal form
Public limited company
Status
Active, normal situation
Founded
26-01-1991
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of March at 19:00
deed of 02-01-2024 (in Dutch)
Peppol
Reachable since 30-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CHRISMA in Dutch
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 02-01-2024 (in Dutch)

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
Codes under NACEBEL 2008
70220 Business consulting main activity
Codes under NACEBEL 2003
74142 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verlenen van management- en consultingdiensten; Het verlenen van diensten van financiële,commerciële,operationele of administratieve…”
12 activities
  1. Het verlenen van management- en consultingdiensten;
  2. Het verlenen van diensten van financiële,commerciële,operationele of administratieve aard;
  3. Adviesverlening op het vlak van bedrijfsbeheer en marketing;
  4. Het verlenen van diensten inzake public relations,communicatie en informatie;
  5. Het verlenen van adviezen en hulp,het verschaffen van informatie aan publiekrechterlijke en privaatrechterlijke bedrijven,instanties,vennootschappen,verenigingen,particulieren en de overheid op het gebied van planning,organisatie,efficiëntie,toezicht en beheer;
  6. Het geven,organiseren en/of begeleiden van opleidingen,trainingen en congressen,zowel nationaal als internationaal;
  7. Coaching,training,opleiding en begeleiding van werknemers,bedrijfsleiders,bedrijven,verenigingen en organisaties;
  8. Adviesverlening en bijstand bij de aanwerving en selectie van werknemers en consultants;
  9. Bestuur,beheer en (her)structurering van ondernemingen en vennootschappen;
  10. Het uitbaten van concessies,licenties en andere immateriële rechten en activa het beheren van het patrimonium van de vennootschap in de ruimste zin van het woord;
  11. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen in België en in het buitenland;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de verwerving,de vervreemding,de bouw,de verbouwing,de renovatie,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling,het beheer,de uitbating,de valorisatie,de ordening,het in leasing geven of nemen,het verlenen en ontvangen van opstalrecht en erfpacht,de procuratie en het makelen in onroerende goederen,evenals alle andere onroerende verhandelingen in de meest ruime betekenis;en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten;
  12. Het aanleggen,het oordeelkundig uitbouwen,het beheren van een roerend vermogen,het ondernemen van alle roerende verrichtingen,zoals het kopen en verkopen,ruilen,huren en verhuren,leasen,beheren,en valoriseren van roerende goederen en rechten,van welke aard ook,daarin inbegrepen geld en geldverbeeldende waarden,welke de vennootschap in kas of portefeuille zou hebben en van welke roerende goederen ook,die de vennootschap zou bezitten.Het verwerven en aanhouden van participaties,in eender welke vorm,in alle bestaande of op te richten,industriële,commerciële,niet-commerciële,financiële,landbouw- of immobiliënvennootschappen of -ondernemingen;het stimuleren,de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen,waarin ze een participatie aanhoudt;het deelnemen aan hun beheer,bestuur,vereffening en toezicht alsmede het verlenen van technische,administratieve en financiële bijstand aan deze vennootschappen en ondernemingen,zo Belgische als buitenlandse.
deed of 02-01-2024 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Elisalaan 56 registered office 8620 Nieuwpoort 46370 Wholesale trade 11-02-1991 2.051.499.025
2 former offices
  • Bollemeersstraat 21 bus B, 8906 leper until 07-09-2024 · deed of 17-10-2024
  • Achterveld 48, 8660 De Panne until 01-07-2022 · deed of 12-12-2022

Buildings and parcels at the address

Ground area
4,161 m²
Buildings
421 m²
Volume, LiDAR
3,805 m³
Tallest building
13.1 m
Buildings to scale, each on its own parcel
421 m², 13.1 m 421 m², 13.1 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
38402D0429/00H0004,161 m² 1 · 421 m² 13.1 m · 3

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