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CHRIS PERSYN - PAUWELS

Active
Private limited companyfounded 1992active for 33 yearsWingensesteenweg 106A, 8700 Tielt, BelgiumKBO/BCE: BE 0448.888.779
Summary

CHRIS PERSYN - PAUWELS has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.9m and a net result of €492,199. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 78% of 9,848 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-12-1992 Normal situation
Activity
Wholesale trade NACE 46852and 3 others
Joint committee
132 Paritair Comité voor de ondernemingen van technische land- en tuinbouwwerken · annual accounts 2025
Establishment unit
2.061.484.580 8700 Tielt, since 02-04-1993
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board
  • Persyn HerbertDirector · since 01-10-2018
  • Pauwels NancyDirector · since 01-01-2023
  • Persyn ChrisDirector

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€828,224
▲ 19.9%
Turnover
≈ €4.2m
estimated
Profit
€492,199
▲ 24.4%
Equity
€2.9m
▲ 20.8%
Total assets
€3.9m
▲ 24.3%
Employees on 31-12-2025
1
Score breakdownlowers riskLiquidity: current ratio 16.42, cash €2.6mSize: 0.8 FTE, total assets €3.9mFounded in 1992Equity €2.9m (72.9% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 83% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 98-2
equity 72.9% of total assets
Liquidity 100=
short-term debt 5.5% · cash 65.8%
Profitability 84=
return on assets 12.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €270,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 16.42 (19.54 in 2024), above the usual 1.5. Short-term debt is 5.5% and cash 65.8% of total assets. 27.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 77% of them on solvency, 98% on liquidity, 79% on profitability and 76% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 16.42, cash €2.6m
NBB · annual accounts
lowers risk · Size: 0.8 FTE, total assets €3.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €2.9m (72.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
13 days early
2023
5 days early
2022
49 days early
2021
52 days early
2020
51 days early
2019
49 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 93% of companies in wholesale tradesector median €364,704 · 9,844 companies €2.9m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €492,199 8 years View

Recent changes

  1. · Gazette deed Appointment: Pauwels Nancy (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as CHRIS PERSYN - PAUWELS: wholesale trade (NACE 46852). They are comparable in size and age: total assets between €873,000 and €9.7m, founded between 1968 and 2008.

CompanyTotal assetsGross margin
CHRIS PERSYN - PAUWELS Tielt€3.9m€0.8m
AGRI-PROFIT Lebbeke€1.7m€0.5m
MARCHAL Tongeren-Borgloon€4.1m€0.9m
PIRON HESBYGEER Donceel€1.5m€0.3m
FERTIBAT-APPRO Clavier€9.7m€0.6m
PETINIOT André Perwez€1.2m€0.3m
DEKNUDT Kruisem€0.9m€0.3m
Full comparison

Key facts about CHRIS PERSYN - PAUWELS

What is the company number of CHRIS PERSYN - PAUWELS?
The company number of CHRIS PERSYN - PAUWELS is 0448.888.779. The VAT number is the same number with BE in front: BE 0448.888.779.
Where is CHRIS PERSYN - PAUWELS based?
The registered office is at Wingensesteenweg 106A, 8700 Tielt.Company details
What does CHRIS PERSYN - PAUWELS do?
According to the KBO register, the main activity is wholesale trade (NACE 46852).
What is the legal form of CHRIS PERSYN - PAUWELS?
The legal form of CHRIS PERSYN - PAUWELS is Private limited company (BV).
When was CHRIS PERSYN - PAUWELS founded?
CHRIS PERSYN - PAUWELS was founded on 15-12-1992.
Is CHRIS PERSYN - PAUWELS still active?
Yes, CHRIS PERSYN - PAUWELS is an active enterprise in the KBO register.
How many employees does CHRIS PERSYN - PAUWELS have?
CHRIS PERSYN - PAUWELS had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CHRIS PERSYN - PAUWELS fall under?
In its 2025 annual accounts, CHRIS PERSYN - PAUWELS states joint committee 132 (Paritair Comité voor de ondernemingen van technische land- en tuinbouwwerken).
What is the turnover of CHRIS PERSYN - PAUWELS?
The turnover in financial year 2025 is ≈ €4.2m. This figure is estimated from the gross margin of €828,224 and 138 comparable companies (NACE 46). It probably lies between €2.7m and €7.1m.
Is CHRIS PERSYN - PAUWELS profitable?
In financial year 2025, CHRIS PERSYN - PAUWELS made a profit of €492,199.
Where can I find the annual accounts of CHRIS PERSYN - PAUWELS?
CHRIS PERSYN - PAUWELS filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHRIS PERSYN - PAUWELS due?
CHRIS PERSYN - PAUWELS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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