CHRIS FAES
ActiveCHRIS FAES is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €42k and a net result of €39k. Its solvency ranks better than 76% of 534 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency95
Growth-
Track record50
Credit verdict
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.31; short-term debt: 30.2% of total assets), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€42k
Total assets
€60k
Net result
€39k
Working capital
€42k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Equity and liabilities €60k
Equity
€42k
Debt
€18k
Debt finances 30.2% of the balance-sheet total.
Key figures and ratios
Solvency
69.8%
Current ratio
3.31
Quick ratio
3.31
Debt / equity
0.43
ROE
92.9%
ROA
64.8%
Debt
€18k
Debt ≤ 1 year
€18k
Income taxes
€10k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€60k
Current assets29/58€60k
Amounts receivable within one year40/41€60k
Trade receivables40€56k
Other amounts receivable41€4k
Equity and liabilities
Total equity and liabilities10/49€60k
Equity10/15€42k
Contributions10/11€3k
Outside capital11€3k
Share premium1100/10€3k
Reserves13€39k
Distributable reserves133€39k
Amounts payable17/49€18k
Amounts payable within one year42/48€18k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€10k
Taxes450/3€10k
Other amounts payable47/48€2k
Income statement
Code2025
Other operating charges640/8€331
Gross operating margin9900€49k
Operating profit (loss)9901€49k
Profit (loss) for the period before taxes9903€49k
Income taxes67/77€10k
Profit (loss) for the period9904€39k
Profit (loss) for the period to be appropriated9905€39k
Appropriation of the result
Profit (loss) to be appropriated9906€39k
Transfer to equity691/2€39k
To other reserves6921€39k
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelsvenlaan 283650 Dilsen-StokkemGround area
1,003 m²
Building footprint
124 m²
Volume, LiDAR
542 m³
Parcel 73043B0298/00T044, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CHRIS FAES
since 20252.383.736.495
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73043B0298/00T044 | Flanders | 1,003 m² | 1 · 123 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,654 companies in sector 90111 we hold annual accounts for 383. 306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2025
Fiscal year end31-12
Activities, NACEBEL
90111Literary creation
62100Computer programming
90112Arts creation and performing arts activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:chris.faes@gmail.com