CHRIS CONSULT
ActiveSummary
CHRIS CONSULT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128,991 and a net result of €21,293. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 40% of 3337 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75=
Solvency57▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.15 in 2024; short-term debt: 42.4% and cash: 6% of total assets), and 67.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
5.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
2 d early
2023
21 d early
2022
28 d early
2021
31 d early
2020
19 d early
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€128,991▼ 6.0%
2024 · €137,164
Total assets
€397,180▼ 2.1%
2024 · €405,673
Net result
€21,293▲ 6.9%
2024 · €19,912
Working capital
-€136,859▼ 9.5%
2024 · -€125,021
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€36,612▼ 24.8%€39,324▲ 7.4%€30,942▼ 21.3%€36,101▲ 16.7%€36,497▲ 1.1%
Net result€19,103within the sector's middle half▼ 35.2%€21,684within the sector's middle half▲ 13.5%€15,803within the sector's middle half▼ 27.1%€19,912within the sector's middle half▲ 26.0%€21,293within the sector's middle half▲ 6.9%
Equity€187,888within the sector's middle half▲ 11.3%€170,722within the sector's middle half▼ 9.1%€146,225within the sector's middle half▼ 14.3%€137,164within the sector's middle half▼ 6.2%€128,991within the sector's middle half▼ 6.0%
Total assets€475,444within the sector's middle half▼ 5.5%€456,530within the sector's middle half▼ 4.0%€428,676within the sector's middle half▼ 6.1%€405,673within the sector's middle half▼ 5.4%€397,180within the sector's middle half▼ 2.1%
Debt€287,556▼ 14.0%€285,808▼ 0.6%€282,451▼ 1.2%€268,509▼ 4.9%€268,188▼ 0.1%
Working capital-€27,285below the sector's middle half▲ 12.1%-€62,793below the sector's middle half▼ 130%-€103,384below the sector's middle half▼ 64.6%-€125,021below the sector's middle half▼ 20.9%-€136,859below the sector's middle half▼ 9.5%
Solvency39.5%within the sector's middle half▲ 6.0pp37.4%within the sector's middle half▼ 2.1pp34.1%within the sector's middle half▼ 3.3pp33.8%within the sector's middle half▼ 0.3pp32.5%within the sector's middle half▼ 1.3pp
Current ratio0.44below the sector's middle half▲ 0.010.29below the sector's middle half▼ 0.150.18below the sector's middle half▼ 0.100.15below the sector's middle half▼ 0.030.19below the sector's middle half▲ 0.03
Return on assets (ROA)4.0%within the sector's middle half▼ 1.8pp4.7%within the sector's middle half▲ 0.7pp3.7%below the sector's middle half▼ 1.1pp4.9%below the sector's middle half▲ 1.2pp5.4%within the sector's middle half▲ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €397,180
Fixed assets
€365,594 ▼ 4.6%
Current assets
€31,585 ▲ 39.9%
Equity and liabilities €397,180
Equity
€128,991 ▼ 6.0%
Debt
€268,188 ▼ 0.1%
Debt's share of the balance-sheet total rises from 66.2% to 67.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€54,000▼
2024 · €61,907
Cash flow
€38,796▼
2024 · €45,718
Debt to equity
2.08▲
2024 · 1.96
ROE
16.5%▲
2024 · 14.5%
Interest coverage
27.90▲
2024 · 27.22
Debt ≤ 1 year
€168,444▲
2024 · €147,597
Debt > 1 year
€95,510▼
2024 · €120,912
Income taxes
€13,269▼
2024 · €13,916
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,415 | €25,253 | €25,635 | €25,807 | €17,503 | ▼ 32.2% |
| Other operating charges640/8 | €2,947 | €2,945 | €3,559 | €3,641 | €3,517 | ▼ 3.4% |
| Gross operating margin9900 | €64,974 | €67,522 | €60,135 | €65,548 | €57,517 | ▼ 12.3% |
| Operating profit (loss)9901 | €36,612 | €39,324 | €30,942 | €36,101 | €36,497 | ▲ 1.1% |
| Financial income75/76B | €0 | €0 | €0 | €2 | €1 | ▼ 11.3% |
| Recurring financial income75 | €0 | €0 | €0 | €2 | €1 | ▼ 11.3% |
| Financial charges65/66B | €3,609 | €3,139 | €2,715 | €2,274 | €1,936 | ▼ 14.9% |
| Recurring financial charges65 | €3,609 | €3,139 | €2,715 | €2,274 | €1,936 | ▼ 14.9% |
| Profit (loss) for the period before taxes9903 | €33,003 | €36,185 | €28,227 | €33,828 | €34,563 | ▲ 2.2% |
| Income taxes67/77 | €13,900 | €14,501 | €12,424 | €13,916 | €13,269 | ▼ 4.7% |
| Profit (loss) for the period9904 | €19,103 | €21,684 | €15,803 | €19,912 | €21,293 | ▲ 6.9% |
| Profit (loss) for the period to be appropriated9905 | €19,103 | €21,684 | €15,803 | €19,912 | €21,293 | ▲ 6.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €475,444 | €456,530 | €428,676 | €405,673 | €397,180 | ▼ 2.1% |
| Fixed assets21/28 | €454,219 | €431,320 | €405,685 | €383,097 | €365,594 | ▼ 4.6% |
| Tangible fixed assets22/27 | €454,219 | €431,320 | €405,685 | €383,097 | €365,594 | ▼ 4.6% |
| Land and buildings22 | €402,076 | €392,343 | €382,611 | €372,878 | €363,047 | ▼ 2.6% |
| Furniture and vehicles24 | €50,920 | €36,607 | €21,332 | €9,103 | €1,974 | ▼ 78.3% |
| Other tangible fixed assets26 | €1,223 | €2,369 | €1,743 | €1,116 | €573 | ▼ 48.6% |
| Current assets29/58 | €21,224 | €25,210 | €22,991 | €22,576 | €31,585 | ▲ 39.9% |
| Amounts receivable within one year40/41 | €6,252 | €15,206 | €1,576 | €2,547 | €7,558 | ▲ 197% |
| Trade receivables40 | - | €9,680 | - | - | €4,698 | - |
| Other amounts receivable41 | €6,252 | €5,526 | €1,576 | €2,547 | €2,860 | ▲ 12.3% |
| Cash at bank and in hand54/58 | €14,659 | €9,686 | €21,069 | €13,520 | €23,657 | ▲ 75.0% |
| Deferred charges and accrued income490/1 | €314 | €318 | €345 | €6,509 | €369 | ▼ 94.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €475,444 | €456,530 | €428,676 | €405,673 | €397,180 | ▼ 2.1% |
| Equity10/15 | €187,888 | €170,722 | €146,225 | €137,164 | €128,991 | ▼ 6.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Other1109/19 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €165,782 | €148,615 | €124,118 | €115,058 | €106,885 | ▼ 7.1% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €7,230 | €7,230 | €7,230 | €7,230 | €7,230 | = |
| Distributable reserves133 | €156,691 | €139,525 | €116,888 | €107,828 | €99,655 | ▼ 7.6% |
| Profit (loss) carried forward14 | €3,506 | €3,506 | €3,506 | €3,506 | €3,506 | = |
| Amounts payable17/49 | €287,556 | €285,808 | €282,451 | €268,509 | €268,188 | ▼ 0.1% |
| Amounts payable after more than one year17 | €239,046 | €197,805 | €156,076 | €120,912 | €95,510 | ▼ 21.0% |
| Financial debts170/4 | €239,046 | €197,805 | €156,076 | €120,912 | €95,510 | ▼ 21.0% |
| Amounts payable within one year42/48 | €48,509 | €88,003 | €126,375 | €147,597 | €168,444 | ▲ 14.1% |
| Current portion of amounts payable after more than one year42 | €40,755 | €41,241 | €41,729 | €35,164 | €25,402 | ▼ 27.8% |
| Trade debts44 | €6,519 | €3,242 | €2,001 | €2,159 | - | - |
| Suppliers440/4 | €6,519 | €3,242 | €2,001 | €2,159 | - | - |
| Taxes, remuneration and social security45 | €506 | €4,360 | €4,522 | €5,303 | €5,249 | ▼ 1.0% |
| Taxes450/3 | €506 | €3,060 | €3,143 | €3,891 | €4,449 | ▲ 14.3% |
| Remuneration and social security454/9 | - | €1,300 | €1,378 | €1,412 | €800 | ▼ 43.3% |
| Other amounts payable47/48 | €729 | €39,160 | €78,123 | €104,971 | €137,793 | ▲ 31.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | €4,234 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,103 | €21,684 | €15,803 | €19,912 | €21,293 | ▲ 6.9% |
| + Depreciation and write-downs630 | €25,415 | €25,253 | €25,635 | €25,807 | €17,503 | ▼ 32.2% |
| Operating cash flow (approximation) | €44,518 | €46,936 | €41,438 | €45,718 | €38,796 | ▼ 15.1% |
| Investment in fixed assets (approximation) | - | -€2,353 | €0 | -€3,219 | €0 | ▲ 100% |
| Change in cash | - | -€4,972 | €11,383 | -€7,550 | €10,138 | ▲ 234% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €15,803 ▼27.1%
Net result drops to €15,803, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150,000Eq €168,785 ▲21.2%
3 profitable years in a row build equity to €168,785.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Les Bons Villers
Ground area
1,713 m²
Building footprint
181 m²
Parcel 52046A0447/00B000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52046A0447/00B000 | Wallonia | 1,713 m² | 1 · 181 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,772 companies in sector 69109 we hold annual accounts for 1,209. 932 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-08-2004
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0866865145
Also
9925:BE0866865145
Registered
27-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.