Financials
- Fiscal year
- 2024
- Total assets
- €1.0m
- Profit
- €51,241
- Solvency
- 46.7%
Total assets▲ 26.5%
Net result
20182024
CHRIS-CHAMP
ActiveSummary
CHRIS-CHAMP has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €483,411 and a net result of €51,241. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 9633 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Retail sale of wines and spirits
NACE 47251NACE 51340
2 sites
Size
€1.0mtotal assets 2024
- Equity
- €483,411
- Profit
- €51,241
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 2 deeds read
Why 71- Figures for FY 2024 (filed 03-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 64 days late; 1 of the last 3 late+ Founded in 2007+ Liquidity: current ratio 1.84, cash €247,636Show the evidence
Checked score
Score 2024
71
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 61% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
72-6
equity 46.7% of total assets
Liquidity
53+1
short-term debt 52.7% · cash 23.9%
Profitability
75-4
return on assets 5.0%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%lowest value
12-2024: < 0.1%● 0.0% vs 11-2024lowest value
01-2025: 0.1%▲ +8.3% vs 12-2024
02-2025: 0.1%▲ +9.6% vs 01-2025
03-2025: 0.1%▲ +3.5% vs 02-2025
04-2025: 0.1%▲ +6.8% vs 03-2025
05-2025: 0.1%▼ -3.2% vs 04-2025
06-2025: 0.1%▲ +21.3% vs 05-2025
07-2025: 0.1%▲ +56.8% vs 06-2025
08-2025: 0.2%▲ +114% vs 07-2025
09-2025: 0.3%▲ +20.2% vs 08-2025
10-2025: 0.5%▲ +60.7% vs 09-2025
11-2025: 0.1%▼ -72.2% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -0.8% vs 12-2025
02-2026: 0.1%▲ +7.6% vs 01-2026
03-2026: 0.1%▲ +3.5% vs 02-2026
04-2026: 0.1%▼ -5.4% vs 03-2026
05-2026: 0.1%● 0.0% vs 04-2026
06-2026: 0.1%▲ +4.3% vs 05-2026
07-2026: 0.2%▲ +17.2% vs 06-2026
08-2026: 0.4%▲ +111% vs 07-2026
09-2026: 0.4%▲ +16.4% vs 08-2026
10-2026: 0.6%▲ +47.6% vs 09-2026highest value
- Figures for FY 2024 (filed 03-10-2025) raises the probability
- Founded in 2007 lowers the probability for this profile
- Liquidity: current ratio 1.84, cash €247,636 lowers the probability
- 1 financial year not filed after the legal deadline; latest accounts 64 days late; 1 of the last 3 late raises the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.84 against 2.16 in 2023; short-term debt: 52.7% and cash: 23.9% of total assets), but 53.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 61%, liquidity 58%, profitability 61%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
64 d late
2023
30 d late
2022
8 d early
2021
11 d early
2020
30 d late
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 12 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
- Highest result since 2018net €70,268 ▲36.9%
Key points
By topic
Timeline
- Events
- 12
- Since
- 2016
- 03-10-2025Annual accounts filed
- 30-08-2024Annual accounts filed
- 31-12-2023Highest result since 2018
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of wines and spiritsNACE 47251
- Founded
- 22-08-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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