CHRIDIBEL
ActiveCHRIDIBEL has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €703k and a net result of €-12k. Equity is shrinking by ~8% per year across the filed fiscal years. Its solvency ranks better than 69% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-30
Solvency81▲+27
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
cash: 31.5% of total assets, and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
-1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €703k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
50 d early
2023
on the day
2022
2 d early
2021
2 d early
2020
8 d early
2018
10 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€703k▲ 322%
2024 · €166k
2020: €287k
2021: €216k
2022: €201k
2023: €184k
2024: €166k
2020 → 2025
Total assets
€1.26M▲ 116%
2024 · €581k
2020: €514k
2021: €441k
2022: €424k
2023: €411k
2024: €581k
2020 → 2025
Net result
€-12k▲ 29.9%
2024 · €-17k
2020: €-14k
2021: €-71k
2022: €-16k
2023: €-17k
2024: €-17k
2020 → 2025
Working capital
€423k▲ 96.8%
2023 · €215k
2020: €240k
2021: €195k
2022: €206k
2023: €215k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€201k▼ 7.3%€184k▼ 8.5%€166k▼ 9.3%€703k▲ 322%
Operating result€-71k-€-16k▲ 77.6%€-17k▼ 7.5%€-21k▼ 24.5%€-14k▲ 34.6%
Net result€-71k-€-16k▲ 77.6%€-17k▼ 7.3%€-17k▲ 0.2%€-12k▲ 29.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €21k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets
€859k▲ 736%
Current assets
€397k▼ 17.0%
Equity and liabilities €1.26M
Equity
€703k▲ 322%
Debt
€553k▲ 33.4%
The debt ratio falls from 71.3% to 44.0%. Equity and debt are higher.
Key figures and ratios
Solvency
56.0%▲
2024 · 28.7%
Debt / equity
0.79▼
2024 · 2.49
ROE
-1.7%▲
2024 · -10.2%
ROA
-1.0%▲
2024 · -2.9%
Debt
€553k▲
2024 · €414k
Debt > 1 year
€553k▲
2024 · €350k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€581k€1.26M▲
Fixed assets21/28€103k€859k▲
Tangible fixed assets22/27€102k€859k▲
Land and buildings22€99k€855k▲
Plant, machinery and equipment23€3k€3k=
Financial fixed assets28€789-
Current assets29/58€478k€397k▼
Stocks and contracts in progress3€209k-
Stocks30/36€209k-
Amounts receivable within one year40/41€1k€638▼
Other amounts receivable41€1k€638▼
Current investments50/53€242k-
Cash at bank and in hand54/58€25k€396k▲
Deferred charges and accrued income490/1€1k€632▼
Equity and liabilities
Total equity and liabilities10/49€581k€1.26M▲
Equity10/15€166k€703k▲
Contributions10/11€357k€357k=
Capital10€357k-
Issued capital100€357k-
Revaluation surpluses12-€548k
Profit (loss) carried forward14€-191k€-202k▼
Amounts payable17/49€414k€553k▲
Amounts payable after more than one year17€350k€553k▲
Financial debts170/4-€200k
Other amounts payable178/9€350k€353k▲
Amounts payable within one year42/48€56k-
Trade debts44€4k-
Suppliers440/4€4k-
Other amounts payable47/48€52k-
Accrued charges and deferred income492/3€9k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k-
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A-€789
Gross operating margin9900€7k€-9k▼
Operating profit (loss)9901€-21k€-14k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€38€100▲
Recurring financial charges65€38€100▲
Profit (loss) for the period before taxes9903€-17k€-12k▲
Profit (loss) for the period9904€-17k€-12k▲
Profit (loss) for the period to be appropriated9905€-17k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-191k€-202k▼
Profit (loss) brought forward from the previous period14P€-173k€-191k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €703k ▲322%
Equity rises from €166k to €703k.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 8.59
Current ratio from 4.16 to 8.59; short-term debt falls from €68k to €56k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-71k
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
23-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
10-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 10 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
03-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
2016
29-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Binnenhof 3A8300 Knokke-HeistGround area
254 m²
Building footprint
94 m²
Volume, LiDAR
622 m³
Parcel 31332F0239/00E000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Binnenhof 3A, 8300 Knokke-Heist
since 19942.067.940.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0239/00E000 | Flanders | 254 m² | 1 · 94 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FAMILY JD
BE 0877.986.788
Bastogne · Eq €703k
LOODS 13
BE 0597.614.129
Destelbergen · Eq €703k
PERSYN-MOUTON
BE 0787.521.818
Ieper · Eq €703k
OPTILAND HERENTALS
BE 0831.385.713
Brussel · Eq €704k
SINT ANNA
BE 0413.621.064
Brugge · Eq €701k
Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 4,305 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-1994
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Chridibel@gmail.com