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CHORA

Active
Private limited companyfounded 200125 yrs activeOude Dijkstraat 18, 3140 Keerbergen, BelgiumKBO/BCE: BE 0475.615.843
Summary

CHORA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,034 and a net result of €4,875. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▲+54
Solvency58▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.21 in 2024; short-term debt: 66.8% and cash: 3.4% of total assets), and 66.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
33.2%
Return on assets
1.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
6 d late
2023
on the day
2022
74 d early
2021
39 d early
2020
10 d early
2019
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CHORA was incorporated on 10 September 2001.1 Total assets fell from EUR 504,805 in 2018 to EUR 376,661 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€125,034▲ 4.1%
2024 · €120,159
Total assets
€376,661▼ 3.0%
2024 · €388,445
Net result
€4,875
2024 · -€10,040
Working capital
-€203,553▲ 4.6%
2024 · -€213,266
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€32,458▲ 45.4%-€33,565▼ 3.4%-€26,286▲ 21.7%-€9,638▲ 63.3%€5,145
Net result€332-€33,787-€32,023▲ 5.2%-€10,040▲ 68.6%€4,875
Equity€196,009▲ 0.2%€162,222▼ 17.2%€130,198▼ 19.7%€120,159▼ 7.7%€125,034▲ 4.1%
Total assets€511,377▼ 2.7%€480,481▼ 6.0%€428,109▼ 10.9%€388,445▼ 9.3%€376,661▼ 3.0%
Debt€315,368▼ 4.3%€318,260▲ 0.9%€297,911▼ 6.4%€268,286▼ 9.9%€251,627▼ 6.2%
Working capital-€166,173▲ 0.1%-€197,388▼ 18.8%-€208,155▼ 5.5%-€213,266▼ 2.5%-€203,553▲ 4.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€30,000-€20,000-€10,000€0€10,000Operating result 2021: -€32,458-€32,458Net result 2021: €332€332Operating result 2022: -€33,565-€33,565Net result 2022: -€33,787-€33,787Operating result 2023: -€26,286-€26,286Net result 2023: -€32,023-€32,023Operating result 2024: -€9,638-€9,638Net result 2024: -€10,040-€10,040Operating result 2025: €5,145€5,145Net result 2025: €4,875€4,87520212022202320242025-€40,000-€30,000-€20,000-€10,000€0€10,000Operating result 2023: -€26,286-€26,300Net result 2023: -€32,023-€32,000Operating result 2024: -€9,638-€9,640Net result 2024: -€10,040-€10,000Operating result 2025: €5,145€5,140Net result 2025: €4,875€4,880202320242025
The operating result returns to profit in 2025: €5,145 after a loss of €9,638 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376,661
Fixed assets €328,587 ▼ 1.5%
Current assets €48,074 ▼ 12.6%
Equity and liabilities €376,661
Equity €125,034 ▲ 4.1%
Debt €251,627 ▼ 6.2%
Debt's share of the balance-sheet total falls from 69.1% to 66.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9,983▲
2024 · -€4,709
Cash flow
€9,713▲
2024 · -€5,111
Current ratio
0.19▼
2024 · 0.21
Quick ratio
0.18▼
2024 · 0.20
Debt to equity
2.01▼
2024 · 2.23
ROE
3.9%▲
2024 · -8.4%
ROA
1.3%▲
2024 · -2.6%
Interest coverage
98.25▲
2024 · -20.14
Debt ≤ 1 year
€251,627▼
2024 · €268,286
Income taxes
€178▲
2024 · €169
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€388,445€376,661▼
Fixed assets21/28€333,425€328,587▼
Tangible fixed assets22/27€10,922€6,084▼
Plant, machinery and equipment23€10,922€6,084▼
Financial fixed assets28€322,503€322,503=
Current assets29/58€55,020€48,074▼
Stocks and contracts in progress3€1,590€1,590=
Stocks30/36€1,590€1,590=
Amounts receivable within one year40/41€28,932€33,638▲
Trade receivables40€7,734€12,842▲
Other amounts receivable41€21,198€20,797▼
Cash at bank and in hand54/58€23,222€12,846▼
Deferred charges and accrued income490/1€1,276-
Equity and liabilities
Total equity and liabilities10/49€388,445€376,661▼
Equity10/15€120,159€125,034▲
Contributions10/11€250,000€250,000=
Reserves13€5,302€5,302=
Tax-exempt reserves132€5,302€5,302=
Profit (loss) carried forward14-€135,144-€130,268▲
Amounts payable17/49€268,286€251,627▼
Amounts payable within one year42/48€268,286€251,627▼
Trade debts44€2,778€5,988▲
Suppliers440/4€2,778€5,988▲
Taxes, remuneration and social security45€1,366€1,375▲
Taxes450/3€169€178▲
Remuneration and social security454/9€1,197€1,197=
Other amounts payable47/48€264,142€244,264▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,929€4,838▼
Other operating charges640/8€501€464▼
Gross operating margin9900-€4,208€10,447▲
Operating profit (loss)9901-€9,638€5,145▲
Financial income75/76B€1€11▲
Recurring financial income75€1€11▲
Financial charges65/66B€234€102▼
Recurring financial charges65€234€102▼
Profit (loss) for the period before taxes9903-€9,871€5,054▲
Income taxes67/77€169€178▲
Profit (loss) for the period9904-€10,040€4,875▲
Profit (loss) for the period to be appropriated9905-€10,040€4,875▲
Appropriation of the result
Profit (loss) to be appropriated9906-€135,144-€130,268▲
Profit (loss) brought forward from the previous period14P-€125,104-€135,144▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,497€6,331€6,433€4,929€4,838▼ 1.8%
Other operating charges640/8-€363€31,951€501€464▼ 7.4%
Gross operating margin9900-€25,500-€26,871€12,098-€4,208€10,447▲ 348%
Operating profit (loss)9901-€32,458-€33,565-€26,286-€9,638€5,145▲ 153%
Financial income75/76B-€7€1€1€11▲ 1,069%
Recurring financial income75€33,004€7€1€1€11▲ 1,069%
Financial charges65/66B-€80€5,578€234€102▼ 56.5%
Recurring financial charges65€68€80€5,578€234€102▼ 56.5%
Profit (loss) for the period before taxes9903€478-€33,638-€31,863-€9,871€5,054▲ 151%
Income taxes67/77€146€149€161€169€178▲ 5.3%
Profit (loss) for the period9904€332-€33,787-€32,023-€10,040€4,875▲ 149%
Profit (loss) for the period to be appropriated9905€332-€33,787-€32,023-€10,040€4,875▲ 149%
Line20212022202320242025Change
Assets
Total assets20/58€511,377€480,481€428,109€388,445€376,661▼ 3.0%
Fixed assets21/28€362,182€359,610€338,353€333,425€328,587▼ 1.5%
Tangible fixed assets22/27€23,479€20,907€15,850€10,922€6,084▼ 44.3%
Plant, machinery and equipment23-€19,038€15,760€10,922€6,084▼ 44.3%
Furniture and vehicles24-€1,869€91---
Financial fixed assets28€338,703€338,703€322,503€322,503€322,503=
Current assets29/58€149,195€120,872€89,756€55,020€48,074▼ 12.6%
Amounts receivable after more than one year29-€13,800----
Other amounts receivable291-€13,800----
Stocks and contracts in progress3-€3,420€1,790€1,590€1,590=
Stocks30/36-€3,420€1,790€1,590€1,590=
Amounts receivable within one year40/41€31,225€26,806€20,345€28,932€33,638▲ 16.3%
Trade receivables40-€5,118€12,645€7,734€12,842▲ 66.0%
Other amounts receivable41-€21,687€7,700€21,198€20,797▼ 1.9%
Cash at bank and in hand54/58€102,979€76,784€66,264€23,222€12,846▼ 44.7%
Deferred charges and accrued income490/1-€62€1,357€1,276--
Equity and liabilities
Total equity and liabilities10/49€511,377€480,481€428,109€388,445€376,661▼ 3.0%
Equity10/15€196,009€162,222€130,198€120,159€125,034▲ 4.1%
Contributions10/11-€250,000€250,000€250,000€250,000=
Reserves13€7,162€7,162€5,302€5,302€5,302=
Tax-exempt reserves132-€5,302€5,302€5,302€5,302=
Distributable reserves133-€1,860----
Profit (loss) carried forward14-€61,153-€94,940-€125,104-€135,144-€130,268▲ 3.6%
Amounts payable17/49€315,368€318,260€297,911€268,286€251,627▼ 6.2%
Amounts payable within one year42/48€315,368€318,260€297,911€268,286€251,627▼ 6.2%
Trade debts44€2,039€6,298€3,307€2,778€5,988▲ 116%
Suppliers440/4-€6,298€3,307€2,778€5,988▲ 116%
Taxes, remuneration and social security45-€149€161€1,366€1,375▲ 0.7%
Taxes450/3-€149€161€169€178▲ 5.3%
Remuneration and social security454/9---€1,197€1,197=
Other amounts payable47/48-€311,812€294,443€264,142€244,264▼ 7.5%
Line20212022202320242025Change
Profit (loss) for the period9904€332-€33,787-€32,023-€10,040€4,875▲ 149%
+ Depreciation and write-downs630€6,497€6,331€6,433€4,929€4,838▼ 1.8%
Operating cash flow (approximation)€6,829-€27,456-€25,590-€5,111€9,713▲ 290%
Investment in fixed assets (approximation)--€3,759€14,823€0€0-
Change in cash--€26,195-€10,520-€43,042-€10,376▲ 75.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Back to profitnet €4,875
Net result €4,875 after 3 loss-making years.
06-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
15-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
22-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €332
Net result €332 after one loss-making year.
20-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet -€59,776
Net result drops to -€59,776, the lowest in the series; recovery starts the following year.
01-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Highest result since 2018net €28,226 ▲96.1%
Net result €28,226, the highest in the series.
17-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 17 days late
2018
25-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
12-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
4,659 m²
Building footprint
166 m²
Volume, LiDAR
980 m³
Parcel 24472E0382/00C000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
CHORA
Oude Dijkstraat 18, 3140 KeerbergenNACE 65231
since 20012.116.667.385
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24472E0382/00C000 Flanders 4,659 m² 1 · 166 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-09-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-09-2025 of CHORA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,850 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-09-2001
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:0475615843
Also 9925:BE0475615843
Registered 10-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.