Skip to content

CHOPIN AS

Active
Private limited companyfounded 200125 yrs activeLijsterstraat 51, 3660 Oudsbergen, BelgiumKBO/BCE: BE 0474.471.243
Summary

CHOPIN AS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,895 and a net result of €8,256. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
CHOPIN ASActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€232,248total assets 2025
Equity
€25,895
Profit
€8,256
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 23 d early0 of 4 deeds read
Why 88- Liquidity: current ratio 0.16, cash €2,372+ Size: total assets €232,248+ Founded in 2001+ Figures for FY 2025 (filed 08-07-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 36-8
equity 11.1% of total assets
Liquidity 51+24
short-term debt 7.6% · cash 1.0%
Profitability 73+9
return on assets 3.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -1.2% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.4%▲ +21.3% vs 03-2025 05-2025: 0.4%● 0.0% vs 04-2025 06-2025: 0.4%▼ -1.0% vs 05-2025 07-2025: 0.4%● 0.0% vs 06-2025 08-2025: 0.4%● 0.0% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%▼ -1.2% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%▲ +9.0% vs 02-2026 04-2026: 0.5%▲ +6.2% vs 03-2026 05-2026: 0.5%▲ +0.6% vs 04-2026 06-2026: 0.5%▲ +13.7% vs 05-2026 07-2026: 0.6%▲ +7.2% vs 06-2026highest value 08-2026: 0.2%▼ -56.1% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Size: total assets €232,248 lowers the probability for this profile
  • Founded in 2001 lowers the probability for this profile
  • Liquidity: current ratio 0.16, cash €2,372 raises the probability
  • Figures for FY 2025 (filed 08-07-2026) lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.88 in 2024; short-term debt: 7.6% and cash: 1% of total assets), and 88.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 23%, liquidity 44%, profitability 54%, growth against the median 98%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €232,248
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 0.16, cash €2,372
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 08-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €25,895
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
141 d early
2023
36 d early
2022
130 d early
2021
31 d early
2020
39 d early
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 53 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (4 of the last 5 filed years within 95 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €8,256
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Active since 2001founded 02-04-2001 25 years View
  • Total assets 20256 fiscal years filed €232,248 View

By topic

Financials

Fiscal year
2025
Total assets
€232,248
Profit
€8,256
Solvency
11.1%
Total assets▲ 756%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2016
Next accounts
by 31-07-2027
  1. 08-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 12-03-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
02-04-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure