CHOFLEUR
ActiveSummary
CHOFLEUR has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€983,059) and a net result of €409,901. Equity is shrinking by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 1596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
What they do
Manufacture of cocoa, chocolate and sugar confectionery
NACE 10820
1 site
How big
€165,698total assets 2025
- Staff
- 5.3 FTE
- Equity
- -€983,059
- Profit
- €409,901
Turnover not published (abridged schema)
Who decides
Accounts filed 42 d late0 of 6 deeds read
Why 49- Higher-failure-rate sector- Annual accounts: weaker financial profile- Weak solvency vs sectorFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+9
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.05 in 2024; short-term debt: 693.1% and cash: 10.1% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-593.3%
Return on assets
247.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1596 sector peers (2025).
NBB · sector comparisonPosition among 1596 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
42 d late
2024
29 d late
2023
12 d early
2022
27 d early
2021
16 d early
2020
51 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €409,901 ▲1,769%
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €165,698Profit €409,901Solvency -593.3%Liquidity 0.09
Total assets
€165,698▲ 36.7%
2018 - 2025
Net result
€409,901▲ 1,769%
2018 - 2025
Equity
-€983,059▲ 29.4%
2018 - 2025
Staff (FTE)
5.3▼ 7.0%
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€0.3m▼ 41.3%-€0.1m▲ 52.4%€0.003m€0.02m▲ 714%€0.4m▲ 1,666%
Net result-€0.3mbelow the sector's middle half▼ 40.6%-€0.1mbelow the sector's middle half▲ 52.2%€0.001mwithin the sector's middle half€0.02mwithin the sector's middle half▲ 1,893%€0.4mabove the sector's middle half▲ 1,769%
Equity-€1.3mbelow the sector's middle half▼ 32.6%-€1.4mbelow the sector's middle half▼ 11.7%-€1.4mbelow the sector's middle half▲ 0.1%-€1.4mbelow the sector's middle half▲ 1.6%-€1.0mbelow the sector's middle half▲ 29.4%
Total assets€0.3mwithin the sector's middle half▼ 23.5%€0.2mwithin the sector's middle half▼ 28.8%€0.2mwithin the sector's middle half▼ 17.9%€0.1mwithin the sector's middle half▼ 26.9%€0.2mwithin the sector's middle half▲ 36.7%
Debt€1.6m▲ 16.9%€1.6m▲ 4.3%€1.6m▼ 2.3%€1.5m▼ 4.2%€1.1m▼ 24.1%
Working capital-€1.4mbelow the sector's middle half▼ 22.5%-€1.5mbelow the sector's middle half▼ 8.6%-€1.5mbelow the sector's middle half▲ 2.4%-€1.4mbelow the sector's middle half▲ 2.2%-€1.0mbelow the sector's middle half▲ 26.7%
Solvency-446.3%below the sector's middle half▼ 188.9pp-700.6%below the sector's middle half▼ 254.3pp-852.6%below the sector's middle half▼ 152.0pp-593.3%below the sector's middle half
Current ratio0.06below the sector's middle half▼ 0.020.04below the sector's middle half▼ 0.020.06below the sector's middle half▲ 0.010.05below the sector's middle half▼ 0.010.09below the sector's middle half▲ 0.04
Return on assets (ROA)-109.7%below the sector's middle half▼ 50.0pp-73.6%below the sector's middle half▲ 36.1pp0.7%within the sector's middle half▲ 74.3pp18.1%above the sector's middle half▲ 17.4pp247.4%above the sector's middle half▲ 229.3pp
Staff (FTE)2.6▲ 23.8%3.1▲ 19.2%4.6▲ 48.4%5.7▲ 23.9%5.3▼ 7.0%
above
within
below
the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1,666% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165,698
Fixed assets
€59,900 ▲ 31.5%
Current assets
€105,798 ▲ 39.8%
Equity and liabilities
Equity-€983,059
Debt€1.1m
Equity is negative: debt (€1.1m) exceeds the balance-sheet total (€165,698).
Key figures and ratios
Key figures and ratios
EBITDA
€432,418▲
2024 · €55,101
Cash flow
€431,601▲
2024 · €53,770
Quick ratio
0.05▲
2024 · 0.02
Interest coverage
529.08▲
2024 · 40.18
Debt ≤ 1 year
€1.1m▼
2024 · €1.5m
Debt > 1 year
€0▼
2024 · €15,439
Staff costs
€53,104▲
2024 · €52,219
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €932 | - | - | €346,549 | - |
| Remuneration, social security and pensions62 | €40,782 | €28,493 | €37,894 | €52,219 | €53,104 | ▲ 1.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €72,182 | €63,000 | €59,617 | €31,837 | €21,700 | ▼ 31.8% |
| Other operating charges640/8 | €48,095 | €1,469 | €852 | €1,024 | €1,033 | ▲ 0.8% |
| Non-recurring operating charges66A | €19,461 | €5,965 | - | €2,046 | €0 | ▼ 100% |
| Gross operating margin9900 | -€127,562 | -€47,570 | €101,220 | €110,390 | €486,554 | ▲ 341% |
| Operating profit (loss)9901 | -€308,082 | -€146,497 | €2,858 | €23,263 | €410,718 | ▲ 1,666% |
| Financial income75/76B | €15 | €29 | €79 | €41 | €0 | ▼ 100% |
| Recurring financial income75 | €15 | €29 | €79 | €41 | €0 | ▼ 100% |
| Financial charges65/66B | €3,299 | €2,351 | €1,836 | €1,371 | €817 | ▼ 40.4% |
| Recurring financial charges65 | €3,299 | €2,351 | €1,836 | €1,371 | €817 | ▼ 40.4% |
| Profit (loss) for the period before taxes9903 | -€311,366 | -€148,819 | €1,101 | €21,932 | €409,901 | ▲ 1,769% |
| Income taxes67/77 | €144 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€311,510 | -€148,819 | €1,101 | €21,932 | €409,901 | ▲ 1,769% |
| Profit (loss) for the period to be appropriated9905 | -€311,510 | -€148,819 | €1,101 | €21,932 | €409,901 | ▲ 1,769% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €0.3m | €0.2m | €0.2m | €0.1m | €0.2m | ▲ 36.7% |
| Fixed assets21/28 | €0.2m | €0.1m | €0.08m | €0.05m | €0.06m | ▲ 31.5% |
| Intangible fixed assets21 | €0.04m | €0.02m | €0.005m | €0.002m | €0.002m | ▼ 34.3% |
| Tangible fixed assets22/27 | €0.1m | €0.1m | €0.06m | €0.03m | €0.04m | ▲ 48.0% |
| Plant, machinery and equipment23 | - | €0.002m | €0.003m | €0.002m | €0.001m | ▼ 64.9% |
| Furniture and vehicles24 | €215 | - | - | - | €0.02m | - |
| Other tangible fixed assets26 | €0.1m | €0.1m | €0.06m | €0.03m | €0.02m | ▼ 31.2% |
| Financial fixed assets28 | €0.02m | €0.01m | €0.01m | €0.01m | €0.01m | ▲ 7.0% |
| Current assets29/58 | €0.1m | €0.07m | €0.09m | €0.08m | €0.1m | ▲ 39.8% |
| Stocks and contracts in progress3 | €0.06m | €0.04m | €0.04m | €0.05m | €0.05m | ▼ 1.0% |
| Stocks30/36 | €0.06m | €0.04m | €0.04m | €0.05m | €0.05m | ▼ 1.0% |
| Amounts receivable within one year40/41 | €0.03m | €0.01m | €0.01m | €0.004m | €0.04m | ▲ 892% |
| Trade receivables40 | €0.03m | €0.008m | €0.008m | €0.003m | €0.04m | ▲ 1,342% |
| Other amounts receivable41 | €92 | €0.003m | €0.003m | €0.001m | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €0.005m | €0.01m | €0.03m | €0.02m | €0.02m | ▲ 6.6% |
| Deferred charges and accrued income490/1 | €0.005m | €0.001m | €0.01m | €0.006m | €0.001m | ▼ 83.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €0.3m | €0.2m | €0.2m | €0.1m | €0.2m | ▲ 36.7% |
| Equity10/15 | -€1.3m | -€1.4m | -€1.4m | -€1.4m | -€1.0m | ▲ 29.4% |
| Contributions10/11 | €0.07m | €0.07m | €0.07m | €0.07m | €0.07m | = |
| Profit (loss) carried forward14 | -€1.3m | -€1.5m | -€1.5m | -€1.5m | -€1.0m | ▲ 28.1% |
| Amounts payable17/49 | €1.6m | €1.6m | €1.6m | €1.5m | €1.1m | ▼ 24.1% |
| Amounts payable after more than one year17 | €0.08m | €0.06m | €0.04m | €0.02m | €0 | ▼ 100% |
| Financial debts170/4 | €0.08m | €0.06m | €0.04m | €0.02m | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €1.5m | €1.6m | €1.5m | €1.5m | €1.1m | ▼ 23.4% |
| Current portion of amounts payable after more than one year42 | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | ▼ 31.9% |
| Trade debts44 | €0.1m | €0.2m | €0.1m | €0.1m | €0.03m | ▼ 81.1% |
| Suppliers440/4 | €0.1m | €0.2m | €0.1m | €0.1m | €0.03m | ▼ 81.1% |
| Taxes, remuneration and social security45 | €0.01m | €0.004m | €0.005m | €0.004m | €0.007m | ▲ 75.4% |
| Taxes450/3 | €0.004m | €144 | - | €54 | €198 | ▲ 265% |
| Remuneration and social security454/9 | €0.009m | €0.003m | €0.005m | €0.004m | €0.007m | ▲ 72.7% |
| Other amounts payable47/48 | €1.3m | €1.4m | €1.4m | €1.3m | €1.1m | ▼ 17.5% |
| Accrued charges and deferred income492/3 | €57 | €64 | €127 | €129 | €347 | ▲ 169% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€311,510 | -€148,819 | €1,101 | €21,932 | €409,901 | ▲ 1,769% |
| + Depreciation and write-downs630 | €72,182 | €63,000 | €59,617 | €31,837 | €21,700 | ▼ 31.8% |
| Operating cash flow (approximation) | -€239,328 | -€85,819 | €60,717 | €53,770 | €431,601 | ▲ 703% |
| Investment in fixed assets (approximation) | - | -€10,933 | -€2,300 | €1,647 | -€36,035 | ▼ 2,288% |
| Change in cash | - | €4,616 | €15,911 | -€10,150 | €1,036 | ▲ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Turnhout
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 728 companies in this sector we hold annual accounts for 355. See the whole sector
Timeline
13 eventsLatest 11-09-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
31-12
Financial
Highest result since 2018net €409,901 ▲1,769%
Operating result €410,718, net result €409,901, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1,101
Net result €1,101 after 5 loss-making years.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€311,510
Net result drops to -€311,510, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpenunit no. 2.253.093.828
Company details
Private limited company (pre-2019) · founded 20-01-2016Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
10820Manufacture of cocoa, chocolate and sugar confectionery
47242Retail sale of chocolate and confectionery
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0646804809
Also
9925:BE0646804809
Registered
05-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Ground area
163 m²
Building footprint
80 m²
Volume, LiDAR
858 m³
Parcel 11002A1343/00B000, Flanders · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Chofleur
since 2016unit no. 2.253.093.828
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1343/00B000 | Flanders | 163 m² | 1 · 80 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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