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CHOCONSULT

Active
Private limited companyfounded 20232 yrs activeAvenue P. Van Hoegaerden 40, 4130 Esneux, BelgiumKBO/BCE: BE 1003.334.544
Summary

The computed 12-month bankruptcy probability of CHOCONSULT is 3.3% (moderate). The 2024 annual accounts show equity of €3,944 and a net result of -€56. Its solvency ranks better than 34% of 26040 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability32
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.05; short-term debt: 70.9% and cash: 0.3% of total assets), and 85.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
14.3%
Return on assets
-0.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 38 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CHOCONSULT was incorporated on 13 December 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€3,944
Total assets
€27,582
Net result
-€56
Working capital
€1,041

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €27,582
Fixed assets €6,974
Current assets €20,608
Equity and liabilities €27,582
Equity €3,944
Debt €23,638
Debt finances 85.7% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€1,443
Cash flow
€750
Current ratio
1.05
Quick ratio
1.05
Debt to equity
5.99
ROE
-1.4%
ROA
-0.2%
Interest coverage
1.63
Debt ≤ 1 year
€19,567
Debt > 1 year
€4,071

Peer companies

Historical observation

Of the 1,270 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
3.6% went bankrupt
2.0% stopped otherwise
93% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,270 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 42 lines
Balance sheet Code2024
Assets
Total assets20/58€27,582
Fixed assets21/28€6,974
Tangible fixed assets22/27€6,877
Furniture and vehicles24€6,877
Financial fixed assets28€98
Current assets29/58€20,608
Stocks and contracts in progress3€84
Stocks30/36€84
Amounts receivable within one year40/41€20,333
Trade receivables40€14,158
Other amounts receivable41€6,175
Cash at bank and in hand54/58€91
Deferred charges and accrued income490/1€100
Equity and liabilities
Total equity and liabilities10/49€27,582
Equity10/15€3,944
Contributions10/11€4,000
Profit (loss) carried forward14-€56
Amounts payable17/49€23,638
Amounts payable after more than one year17€4,071
Financial debts170/4€4,071
Amounts payable within one year42/48€19,567
Current portion of amounts payable after more than one year42€2,237
Financial debts43€8,652
Credit institutions430/8€8,652
Trade debts44€3,304
Suppliers440/4€3,304
Taxes, remuneration and social security45€5,374
Taxes450/3€3,104
Remuneration and social security454/9€2,270
Other amounts payable47/48€0
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€806
Other operating charges640/8€33
Gross operating margin9900€1,476
Operating profit (loss)9901€637
Financial income75/76B€193
Recurring financial income75€193
Financial charges65/66B€886
Recurring financial charges65€886
Profit (loss) for the period before taxes9903-€56
Profit (loss) for the period9904-€56
Profit (loss) for the period to be appropriated9905-€56
Appropriation of the result
Profit (loss) to be appropriated9906-€56

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€806
Other operating charges640/8€33
Gross operating margin9900€1,476
Operating profit (loss)9901€637
Financial income75/76B€193
Recurring financial income75€193
Financial charges65/66B€886
Recurring financial charges65€886
Profit (loss) for the period before taxes9903-€56
Profit (loss) for the period9904-€56
Profit (loss) for the period to be appropriated9905-€56
Line2024
Assets
Total assets20/58€27,582
Fixed assets21/28€6,974
Tangible fixed assets22/27€6,877
Furniture and vehicles24€6,877
Financial fixed assets28€98
Current assets29/58€20,608
Stocks and contracts in progress3€84
Stocks30/36€84
Amounts receivable within one year40/41€20,333
Trade receivables40€14,158
Other amounts receivable41€6,175
Cash at bank and in hand54/58€91
Deferred charges and accrued income490/1€100
Equity and liabilities
Total equity and liabilities10/49€27,582
Equity10/15€3,944
Contributions10/11€4,000
Profit (loss) carried forward14-€56
Amounts payable17/49€23,638
Amounts payable after more than one year17€4,071
Financial debts170/4€4,071
Amounts payable within one year42/48€19,567
Current portion of amounts payable after more than one year42€2,237
Financial debts43€8,652
Credit institutions430/8€8,652
Trade debts44€3,304
Suppliers440/4€3,304
Taxes, remuneration and social security45€5,374
Taxes450/3€3,104
Remuneration and social security454/9€2,270
Other amounts payable47/48€0
Line2024
Profit (loss) for the period9904-€56
+ Depreciation and write-downs630€806
Operating cash flow (approximation)€750

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2023
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue P. Van Hoegaerden 404130 Esneux
1 establishment unit
CHOCONSULT
Avenue P. Van Hoegaerden 40, 4130 EsneuxWholesale trade
since 20232.353.809.126

Similar companies · same sector, comparable size

Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. 580 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
77330Rental and leasing activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003334544
Also 9925:BE1003334544
Registered 16-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.