CHOCOLATERIE SAIVE
ActiveSummary
CHOCOLATERIE SAIVE has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,500 and a net result of €68,274. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 25% of 1,901 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Official details
Source: KBO- Status
- Active since 19-12-2016 Normal situation
- Activity
- Manufacture of cocoa, chocolate and sugar confectionery NACE 10820and 1 other
- Joint committees
- 118 Paritair Comité voor de voedingsnijverheid
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
- Establishment unit
- 2.259.787.323 4800 Verviers, since 01-01-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- €206,990
- ▼ 12.4%
- Turnover
- ≈ €520,000
- estimated
- Profit
- €68,274
- ▼ 21.3%
- Equity
- €20,500
- ▼ 75.5%
- Total assets
- €391,351
- ▼ 2.8%
- Employees on 31-12-2025
- 4
- ▲ 33.3%
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Equity €20,500 (5.2% of total assets)lowers riskLiquidity: current ratio 0.89, cash €239,097Size: total assets €391,351Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 23% of them on solvency, 47% on liquidity, 83% on profitability and 8% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 77 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
Key points
- Caution: Equity fell in 2025from €83,714 to €20,500 ▼ 75.5% View
- Positive: Higher net result than 88% of companies in food productssector median €8,256 · 1,903 companies €68,274 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €68,274 8 years View
Recent changes
- · Gazette deed Change of role: Saive Christophe Jules, from manager to director
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as CHOCOLATERIE SAIVE: manufacture of cocoa, chocolate and sugar confectionery (NACE 10820). They are comparable in size and age: total assets between €266,000 and €819,000, founded between 2013 and 2019.
| Company | Total assets | Gross margin |
|---|---|---|
| CHOCOLATERIE SAIVE Verviers | €391,351 | €206,990 |
| Quanina Roeselare | €373,534 | €192,035 |
| Marijn Coertjens Gent | €265,791 | €246,557 |
| SJOLAA Mechelen | €408,005 | €187,245 |
| HAQUIN Sint-Lievens-Houtem | €292,579 | €154,984 |
| bittersweet Leuven | €539,532 | €330,756 |
| Les Bonbons de Grand-Mère Herstal | €818,594 | €316,585 |
Key facts about CHOCOLATERIE SAIVE
- What is the company number of CHOCOLATERIE SAIVE?
- The company number of CHOCOLATERIE SAIVE is 0667.817.086. The VAT number is the same number with BE in front: BE 0667.817.086.
- Where is CHOCOLATERIE SAIVE based?
- The registered office is at Chaussée de Heusy 203, 4800 Verviers.Company details
- What does CHOCOLATERIE SAIVE do?
- According to the KBO register, the main activity is manufacture of cocoa, chocolate and sugar confectionery (NACE 10820).
- What is the legal form of CHOCOLATERIE SAIVE?
- The legal form of CHOCOLATERIE SAIVE is Private limited company (BV).
- When was CHOCOLATERIE SAIVE founded?
- CHOCOLATERIE SAIVE was founded on 19-12-2016.
- Is CHOCOLATERIE SAIVE still active?
- Yes, CHOCOLATERIE SAIVE is an active enterprise in the KBO register.
- How many employees does CHOCOLATERIE SAIVE have?
- CHOCOLATERIE SAIVE had an average of 2.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CHOCOLATERIE SAIVE fall under?
- In its 2025 annual accounts, CHOCOLATERIE SAIVE states joint committees 118 (Paritair Comité voor de voedingsnijverheid) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of CHOCOLATERIE SAIVE?
- The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €206,990 and 2,211 comparable companies of the same size. It probably lies between €350,000 and €800,000. It is a rough estimate.
- Is CHOCOLATERIE SAIVE profitable?
- In financial year 2025, CHOCOLATERIE SAIVE made a profit of €68,274.
- Where can I find the annual accounts of CHOCOLATERIE SAIVE?
- CHOCOLATERIE SAIVE filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHOCOLATERIE SAIVE due?
- CHOCOLATERIE SAIVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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