Skip to content

Chocolate and More

Active
Private limited companyfounded 2023active for 3 yearsPatersstraat 113, 2300 Turnhout, BelgiumKBO/BCE: BE 0801.236.430

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Chocolate and More is 2.4% (moderate). The 2025 annual accounts show negative equity (-€25,376) and a net result of -€13,378. Equity has been shrinking by about 139% per year since 2023. Its solvency ranks better than 18% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 27-04-2023 Normal situation
Activity
Other retail sale of food NACE 47279and 5 others
Establishment unit
2.344.890.668 2300 Turnhout, since 27-04-2023
Financial year end
31 December
Peppol
Reachable since 26-07-2024

Board and ownership

Board
  • Goethals JanaDirector · since 27-04-2023

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Gross margin
€151,210
▲ 462%
Turnover
≈ €720,000
estimated
Loss
€13,378
▼ 32.8%
Equity
-€25,376
▼ 112%
Total assets
€181,503
▲ 5.2%
Staff
3.6 FTE
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateNegative equity -€25,376Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.67, cash €46,640Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 23% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 11-7
equity -14.0% of total assets
Liquidity 50+28
short-term debt 61.8% · cash 25.7%
Profitability 16+12
return on assets -7.4%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 1.7%lowest value 12-2024: 1.8%▲ +0.1 percentage points vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 2.1%▲ +0.3 percentage points vs 03-2025 05-2025: 2.6%▲ +0.5 percentage points vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025 07-2025: 2.6%● unchanged vs 06-2025 08-2025: 3.5%▲ +0.9 percentage points vs 07-2025 09-2025: 3.7%▲ +0.2 percentage points vs 08-2025 10-2025: 5.9%▲ +2.2 percentage points vs 09-2025 11-2025: 4.6%▼ -1.3 percentage points vs 10-2025 12-2025: 4.6%● unchanged vs 11-2025 01-2026: 4.6%● unchanged vs 12-2025 02-2026: 4.6%● unchanged vs 01-2026 03-2026: 4.5%▼ -0.1 percentage points vs 02-2026 04-2026: 5.2%▲ +0.7 percentage points vs 03-2026 05-2026: 5.4%▲ +0.2 percentage points vs 04-2026 06-2026: 5.3%▼ -0.1 percentage points vs 05-2026 07-2026: 5.4%▲ +0.1 percentage points vs 06-2026 08-2026: 6.1%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 3.3%▼ -2.8 percentage points vs 08-2026 10-2026: 2.4%▼ -0.9 percentage points vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.67 (0.37 in 2024), below 1. Short-term debt is 61.8% and cash 25.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 15% of them on solvency, 50% on liquidity, 20% on profitability and 5% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 0.67, cash €46,640
NBB · annual accounts
raises risk · Negative equity -€25,376
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€25,376
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 41 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€25,376 View
  • Caution: Less equity than 87% of companies in retail tradesector median €41,216 · 22,767 companies -€25,376 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€13,378 View

Comparable companies

These companies have the same main activity as Chocolate and More: other retail sale of food (NACE 47279). They are comparable in size and age: total assets between €156,000 and €227,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
Chocolate and More Turnhout€181,503€151,210
D’Hoeve Edegem€182,343€144,549
Polski Baltic Food Hamont-Achel€155,723€147,400
Matei Merksplas€179,659€116,446
GM PRESS & CARS Soignies€180,933€129,017
DE SMAAKBOETIEK Berlare€226,680€170,233
NEW GEN CORP Schaarbeek€213,439€159,584
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Chocolate and More

What is the company number of Chocolate and More?
The company number of Chocolate and More is 0801.236.430. The VAT number is the same number with BE in front: BE 0801.236.430.
Where is Chocolate and More based?
The registered office is at Patersstraat 113, 2300 Turnhout.Company details
What does Chocolate and More do?
According to the KBO register, the main activity is other retail sale of food (NACE 47279).
What is the legal form of Chocolate and More?
The legal form of Chocolate and More is Private limited company (BV).
When was Chocolate and More founded?
Chocolate and More was founded on 27-04-2023.
Is Chocolate and More still active?
Yes, Chocolate and More is an active enterprise in the KBO register.
How many employees does Chocolate and More have?
Chocolate and More had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Chocolate and More?
The turnover in financial year 2025 is ≈ €720,000. This figure is estimated from the gross margin of €151,210 and 43 comparable companies (NACE 472). It probably lies between €480,000 and €1.2m.
Is Chocolate and More profitable?
In financial year 2025, Chocolate and More made a loss of €13,378.
Where can I find the annual accounts of Chocolate and More?
Chocolate and More filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Chocolate and More due?
Chocolate and More must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.