CHOCOBIS
ActiveSummary
The computed 12-month bankruptcy probability of CHOCOBIS is 3.6% (moderate). The 2025 annual accounts show equity of €50,810 and a net result of €11,126. Equity is growing by ~49.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 18716 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability45▼-28
Solvency52▼-1
Growth85=
Track record100
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.29 in 2024; short-term debt: 72.7% and cash: 25.5% of total assets), and 72.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
61 d late
2022
87 d late
2021
31 d late
2020
131 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 70 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€2.1m▲ 12.4%
2022 · €1.8m
EBIT margin
0.9%▲ 0.3pp
2022 · 0.5%
Net result
€11,126▼ 45.8%
2024 · €20,535
Working capital
€31,162▲ 6.6%
2024 · €29,243
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.7m€1.8m▲ 6.5%€2.1m▲ 12.4%
Operating result€7,638▲ 0.3%€9,617▲ 25.9%€17,560▲ 82.6%€42,732▲ 143%€28,239▼ 33.9%
Net result€5,551within the sector's middle half▼ 4.8%€2,388within the sector's middle half▼ 57.0%€3,850within the sector's middle half▲ 61.2%€20,535within the sector's middle half▲ 433%€11,126within the sector's middle half▼ 45.8%
EBIT margin0.4%0.5%▲ 0.1pp0.9%▲ 0.3pp
Equity€12,911within the sector's middle half▲ 75.4%€15,299within the sector's middle half▲ 18.5%€19,149within the sector's middle half▲ 25.2%€39,684within the sector's middle half▲ 107%€50,810within the sector's middle half▲ 28.0%
Total assets€129,176within the sector's middle half▲ 48.3%€167,533within the sector's middle half▲ 29.7%€113,006within the sector's middle half▼ 32.5%€141,803within the sector's middle half▲ 25.5%€186,255within the sector's middle half▲ 31.3%
Debt€116,265▲ 45.8%€152,234▲ 30.9%€93,856▼ 38.3%€102,119▲ 8.8%€135,445▲ 32.6%
Working capital-€2,836within the sector's middle half▲ 74.2%€3,387within the sector's middle half€7,425within the sector's middle half▲ 119%€29,243within the sector's middle half▲ 294%€31,162within the sector's middle half▲ 6.6%
Solvency10.0%within the sector's middle half▲ 1.5pp9.1%within the sector's middle half▼ 0.9pp16.9%within the sector's middle half▲ 7.8pp28.0%within the sector's middle half▲ 11.0pp27.3%within the sector's middle half▼ 0.7pp
Current ratio0.98within the sector's middle half▲ 0.111.02within the sector's middle half▲ 0.051.08within the sector's middle half▲ 0.061.29within the sector's middle half▲ 0.211.23within the sector's middle half▼ 0.06
Return on assets (ROA)4.3%within the sector's middle half▼ 2.4pp1.4%within the sector's middle half▼ 2.9pp3.4%within the sector's middle half▲ 2.0pp14.5%above the sector's middle half▲ 11.1pp6.0%within the sector's middle half▼ 8.5pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186,255
Fixed assets
€19,647 ▲ 88.2%
Current assets
€166,607 ▲ 26.8%
Equity and liabilities €186,255
Equity
€50,810 ▲ 28.0%
Debt
€135,445 ▲ 32.6%
Debt's share of the balance-sheet total rises from 72.0% to 72.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31,138▼
2024 · €44,015
Cash flow
€14,025▼
2024 · €21,818
Quick ratio
0.61▲
2024 · 0.55
Debt to equity
2.67▲
2024 · 2.57
ROE
21.9%▼
2024 · 51.7%
Interest coverage
2.23▼
2024 · 4.30
Debt ≤ 1 year
€135,445▲
2024 · €102,119
Income taxes
€3,165▼
2024 · €12,009
Staff costs
€12,422▲
2024 · €426
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1.7m | €1.8m | €2.1m | - | - | - |
| Non-recurring operating income76A | - | - | - | - | €4,000 | - |
| Goods, raw materials, services and sundry goods60/61 | €1.7m | €1.8m | €2.0m | - | - | - |
| Remuneration, social security and pensions62 | €19,243 | €28,047 | €21,633 | €426 | €12,422 | ▲ 2,816% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,336 | €5,926 | €1,187 | €1,284 | €2,899 | ▲ 126% |
| Other operating charges640/8 | €365 | €337 | €10,278 | €30,136 | €6,873 | ▼ 77.2% |
| Gross operating margin9900 | €32,582 | €43,926 | €50,659 | €74,577 | €50,432 | ▼ 32.4% |
| Operating profit (loss)9901 | €7,638 | €9,617 | €17,560 | €42,732 | €28,239 | ▼ 33.9% |
| Financial income75/76B | €2,626 | - | €5 | €54 | €23 | ▼ 57.2% |
| Recurring financial income75 | €2,626 | - | €5 | €54 | €23 | ▼ 57.2% |
| Financial charges65/66B | €4,390 | €6,529 | €9,241 | €10,242 | €13,971 | ▲ 36.4% |
| Recurring financial charges65 | €4,390 | €6,529 | €9,241 | €10,242 | €13,971 | ▲ 36.4% |
| Profit (loss) for the period before taxes9903 | €5,873 | €3,088 | €8,324 | €32,544 | €14,291 | ▼ 56.1% |
| Income taxes67/77 | €322 | €700 | €4,474 | €12,009 | €3,165 | ▼ 73.6% |
| Profit (loss) for the period9904 | €5,551 | €2,388 | €3,850 | €20,535 | €11,126 | ▼ 45.8% |
| Profit (loss) for the period to be appropriated9905 | €5,551 | €2,388 | €3,850 | €20,535 | €11,126 | ▼ 45.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €129,176 | €167,533 | €113,006 | €141,803 | €186,255 | ▲ 31.3% |
| Fixed assets21/28 | €15,747 | €11,912 | €11,725 | €10,441 | €19,647 | ▲ 88.2% |
| Intangible fixed assets21 | €2,580 | €1,915 | €1,249 | €584 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €5,167 | €1,997 | €2,475 | €1,857 | €11,647 | ▲ 527% |
| Plant, machinery and equipment23 | - | €1,997 | €1,579 | €1,161 | €5,596 | ▲ 382% |
| Furniture and vehicles24 | €2,667 | €0 | €896 | €696 | €6,052 | ▲ 769% |
| Other tangible fixed assets26 | €2,500 | €0 | - | - | - | - |
| Financial fixed assets28 | €8,000 | €8,000 | €8,000 | €8,000 | €8,000 | = |
| Current assets29/58 | €113,429 | €155,621 | €101,281 | €131,362 | €166,607 | ▲ 26.8% |
| Stocks and contracts in progress3 | €76,112 | €82,545 | €79,105 | €75,413 | €83,700 | ▲ 11.0% |
| Stocks30/36 | €76,112 | €82,545 | €79,105 | €75,413 | €83,700 | ▲ 11.0% |
| Amounts receivable within one year40/41 | €16,186 | €7,607 | €14,828 | €21,834 | €35,220 | ▲ 61.3% |
| Trade receivables40 | €11,821 | - | - | €1,123 | €487 | ▼ 56.7% |
| Other amounts receivable41 | €4,365 | €7,607 | €14,828 | €20,710 | €34,733 | ▲ 67.7% |
| Cash at bank and in hand54/58 | €20,038 | €64,428 | €6,747 | €33,298 | €47,455 | ▲ 42.5% |
| Deferred charges and accrued income490/1 | €1,092 | €1,041 | €601 | €818 | €232 | ▼ 71.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €129,176 | €167,533 | €113,006 | €141,803 | €186,255 | ▲ 31.3% |
| Equity10/15 | €12,911 | €15,299 | €19,149 | €39,684 | €50,810 | ▲ 28.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €6,711 | €9,099 | €12,949 | €33,484 | €44,610 | ▲ 33.2% |
| Amounts payable17/49 | €116,265 | €152,234 | €93,856 | €102,119 | €135,445 | ▲ 32.6% |
| Amounts payable within one year42/48 | €116,265 | €152,234 | €93,856 | €102,119 | €135,445 | ▲ 32.6% |
| Trade debts44 | €89,843 | €111,710 | €40,305 | €36,861 | €76,977 | ▲ 109% |
| Suppliers440/4 | €89,843 | €111,710 | €40,305 | €36,861 | €76,977 | ▲ 109% |
| Taxes, remuneration and social security45 | €7,078 | €11,175 | €17,548 | €11,271 | €19,772 | ▲ 75.4% |
| Taxes450/3 | €436 | €871 | €3,116 | €11,271 | €14,648 | ▲ 30.0% |
| Remuneration and social security454/9 | €6,641 | €10,305 | €14,433 | - | €5,124 | - |
| Other amounts payable47/48 | €19,345 | €29,348 | €36,003 | €53,987 | €38,696 | ▼ 28.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,551 | €2,388 | €3,850 | €20,535 | €11,126 | ▼ 45.8% |
| + Depreciation and write-downs630 | €5,336 | €5,926 | €1,187 | €1,284 | €2,899 | ▲ 126% |
| Operating cash flow (approximation) | €10,887 | €8,314 | €5,037 | €21,818 | €14,025 | ▼ 35.7% |
| Investment in fixed assets (approximation) | - | -€2,090 | -€1,000 | €0 | -€12,105 | - |
| Change in cash | - | €44,390 | -€57,681 | €26,551 | €14,158 | ▼ 46.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2019net €20,535 ▲433%
Operating result €42,732, net result €20,535, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 131 days late
2020
31-12
Financial
Back to profitnet €5,833
Net result €5,833 after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 2 establishment units since 2019
Ground area
562 m²
Building footprint
491 m²
Volume, LiDAR
4,927 m³
2 parcels, Brussels · tallest building 20.4 m, ±4 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
2 establishment units
CHOCOBIS
since 20192.288.781.514
CHOCOBIS
since 20192.289.274.234
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0143/00N000 | Brussels | 305 m² | 1 · 232 m² | 14.9 m · 3 fl. |
| 21013B0271/00E000 | Brussels | 257 m² | 1 · 258 m² | 20.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesSint-Gillis2.288.781.514
Sint-Gillis2.289.274.234
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Of 898 companies in sector 47242 we hold annual accounts for 340. 295 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47242Retail sale of chocolate and confectionery
Contact
E-mail
chocobis@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0720912116
Also
9925:BE0720912116
Registered
02-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.