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CHMAX

Active
Private limited companyfounded 2025incorporated this yearRue Octave Chabot 13, 4357 Donceel, BelgiumKBO/BCE: BE 1029.217.807
Summary

CHMAX is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €11,588 and a net result of €9,588. Its solvency ranks better than 60% of 31840 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency91
Growth-
Track record50
Credit verdict
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.95; short-term debt: 33.9% and cash: 42% of total assets), and 33.9% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
30 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CHMAX was incorporated on 15 October 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€11,588
Total assets
€17,540
Net result
€9,588
Working capital
€11,588

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €17,540
Equity €11,588
Debt €5,952
Debt finances 33.9% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.95
Debt to equity
0.51
ROE
82.7%
ROA
54.7%
Debt ≤ 1 year
€5,952
Income taxes
€2,400
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines
Balance sheet Code2025
Assets
Total assets20/58€17,540
Current assets29/58€17,540
Amounts receivable within one year40/41€10,172
Trade receivables40€10,073
Other amounts receivable41€99
Cash at bank and in hand54/58€7,368
Equity and liabilities
Total equity and liabilities10/49€17,540
Equity10/15€11,588
Contributions10/11€2,000
Profit (loss) carried forward14€9,588
Amounts payable17/49€5,952
Amounts payable within one year42/48€5,952
Trade debts44€411
Suppliers440/4€411
Taxes, remuneration and social security45€5,541
Taxes450/3€5,541
Income statement Code2025
Other operating charges640/8€391
Gross operating margin9900€12,385
Operating profit (loss)9901€11,994
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€11,988
Income taxes67/77€2,400
Profit (loss) for the period9904€9,588
Profit (loss) for the period to be appropriated9905€9,588
Appropriation of the result
Profit (loss) to be appropriated9906€9,588

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€391
Gross operating margin9900€12,385
Operating profit (loss)9901€11,994
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€11,988
Income taxes67/77€2,400
Profit (loss) for the period9904€9,588
Profit (loss) for the period to be appropriated9905€9,588
Line2025
Assets
Total assets20/58€17,540
Current assets29/58€17,540
Amounts receivable within one year40/41€10,172
Trade receivables40€10,073
Other amounts receivable41€99
Cash at bank and in hand54/58€7,368
Equity and liabilities
Total equity and liabilities10/49€17,540
Equity10/15€11,588
Contributions10/11€2,000
Profit (loss) carried forward14€9,588
Amounts payable17/49€5,952
Amounts payable within one year42/48€5,952
Trade debts44€411
Suppliers440/4€411
Taxes, remuneration and social security45€5,541
Taxes450/3€5,541
Line2025
Profit (loss) for the period9904€9,588
Operating cash flow (approximation)€9,588

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Donceel · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,059 m²
Parcel 64033A0780/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CHMAX
Rue Octave Chabot 13, 4357 DonceelBusiness and other management consultancy
since 20252.381.380.286
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64033A0780/00B000 Wallonia 1,059 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 24,605 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
68122Development of non-residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68329Real estate activities

Scores and ratios are computed by Checked and are not a credit decision.