CHLOMATTIS
ActiveCHLOMATTIS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €13k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 47% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+9
Solvency52▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.11 in 2024; short-term debt: 30.9% and cash: 0.1% of total assets), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.6%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
10 d early
2023
10 d early
2022
8 d early
2021
8 d early
2020
6 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▲ 7.8%
2024 · €172k
2018: €52k
2019: €65k
2020: €91k
2021: €147k
2022: €154k
2023: €164k
2024: €172k
2018 → 2025
Total assets
€698k▼ 12.4%
2024 · €797k
2018: €938k
2019: €876k
2020: €838k
2021: €862k
2022: €956k
2023: €873k
2024: €797k
2018 → 2025
Net result
€13k▲ 62.4%
2024 · €8k
2018: €2k
2019: €14k
2020: €26k
2021: €56k
2022: €7k
2023: €10k
2024: €8k
2018 → 2025
Working capital
€-203k▼ 3.0%
2024 · €-197k
2018: €-153k
2019: €-161k
2020: €-95k
2021: €-79k
2022: €-195k
2023: €-167k
2024: €-197k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€154k▲ 4.6%€164k▲ 6.4%€172k▲ 5.1%€185k▲ 7.8%
Operating result€79k-€26k▼ 66.9%€39k▲ 46.4%€39k▲ 2.5%€46k▲ 15.4%
Net result€56k-€7k▼ 88.0%€10k▲ 46.1%€8k▼ 16.4%€13k▲ 62.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €698k
Fixed assets
€685k▼ 11.3%
Current assets
€13k▼ 47.5%
Equity and liabilities €698k
Equity
€185k▲ 7.8%
Debt
€512k▼ 18.0%
The debt ratio falls from 78.4% to 73.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€135k=
2024 · €135k
Cash flow
€102k▼
2024 · €103k
Solvency
26.6%▲
2024 · 21.6%
Current ratio
0.06▼
2024 · 0.11
Quick ratio
0.02▼
2024 · 0.05
Debt / equity
2.76▼
2024 · 3.63
ROE
7.2%▲
2024 · 4.8%
ROA
1.9%▲
2024 · 1.0%
Interest coverage
6.44▲
2024 · 5.08
Debt
€512k▼
2024 · €625k
Debt ≤ 1 year
€216k▼
2024 · €221k
Debt > 1 year
€295k▼
2024 · €396k
Income taxes
€6k▲
2024 · €5k
Staff costs
€50k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€797k€698k▼
Fixed assets21/28€772k€685k▼
Tangible fixed assets22/27€772k€685k▼
Land and buildings22€602k€561k▼
Plant, machinery and equipment23€169k€124k▼
Furniture and vehicles24€1k€700▼
Current assets29/58€24k€13k▼
Stocks and contracts in progress3€12k€9k▼
Stocks30/36€12k€9k▼
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40-€948
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€2k€364▼
Deferred charges and accrued income490/1€4k€56▼
Equity and liabilities
Total equity and liabilities10/49€797k€698k▼
Equity10/15€172k€185k▲
Contributions10/11€19k€19k=
Reserves13€49k€61k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€48k€60k▲
Profit (loss) carried forward14€104k€105k▲
Amounts payable17/49€625k€512k▼
Amounts payable after more than one year17€396k€295k▼
Financial debts170/4€396k€295k▼
Amounts payable within one year42/48€221k€216k▼
Current portion of amounts payable after more than one year42€97k€99k▲
Financial debts43€10k€5k▼
Credit institutions430/8€10k€5k▼
Trade debts44€86k€88k▲
Suppliers440/4€86k€88k▲
Taxes, remuneration and social security45€28k€23k▼
Taxes450/3€5k€17k▲
Remuneration and social security454/9€23k€6k▼
Other amounts payable47/48-€542
Accrued charges and deferred income492/3€8k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€41k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95k€89k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€178k€187k▲
Operating profit (loss)9901€39k€46k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€27k€26k▼
Recurring financial charges65€27k€21k▼
Non-recurring financial charges66B-€5k
Profit (loss) for the period before taxes9903€13k€20k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€8k€13k▲
Profit (loss) for the period to be appropriated9905€8k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€112k€117k▲
Profit (loss) brought forward from the previous period14P€104k€104k▲
Transfer to equity691/2€8k€12k▲
To other reserves6921€8k€12k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €154k ▲4.6%
5 profitable years in a row build equity to €154k.
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €56k ▲120%
Operating result €79k, net result €56k, both a record.
31-12
Financial
Equity above €100kEq €147k ▲62%
4 profitable years in a row build equity to €147k.
25-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolkerkesteenweg 688340 DammeGround area
1,807 m²
Building footprint
423 m²
Volume, LiDAR
1,871 m³
Parcel 31023D0495/00S000, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VELDZICHT
since 20072.160.498.222
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31023D0495/00S000 | Flanders | 1,807 m² | 1 · 423 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 150 EUR awarded · 150 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 150 EUR | 150 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 8,708 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2006
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.