CHLOE BINET

Active

Private limited companyfounded 20197 yrs activeEikenlaan 9/0, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 0718.654.093

CHLOE BINET has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €55k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 12643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

53 / 100

Fair▼ -3 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency11=

Growth58=

Stability100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.93 against 0.94 in 2024), and 98.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

1.5%

Return on assets

78.9%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12643 sector peers (2025).

NBB · sector comparison

Position among 12643 sector peers

Solvency

better than 5%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

31 d early

2024

57 d early

2023

76 d early

2022

126 d early

2021

73 d early

2020

33 d early

2019

18 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€1k▼ 29.0%

2024 · €1k

2019: €30k 2020: €30k 2021: €49k 2022: €1k 2023: €1k 2024: €1k

2019 → 2025

Total assets

€70k▲ 5.8%

2024 · €66k

2019: €41k 2020: €45k 2021: €64k 2022: €46k 2023: €61k 2024: €66k

2019 → 2025

Net result

€55k▲ 40.5%

2024 · €39k

2019: €18k 2020: €-49 2021: €13k 2022: €21k 2023: €30k 2024: €39k

2019 → 2025

Working capital

€-5k▼ 24.3%

2024 · €-4k

2019: €18k 2020: €23k 2021: €46k 2022: €-2k 2023: €-5k 2024: €-4k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€49k-€1k▼ 97.9%€1k▲ 3.1%€1k▲ 38.4%€1k▼ 29.0%

Operating result€17k-€27k▲ 59.8%€38k▲ 41.6%€50k▲ 31.4%€71k▲ 40.5%

Net result€13k-€21k▲ 66.1%€30k▲ 42.8%€39k▲ 31.2%€55k▲ 40.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2025 is 41% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €70k

91.9%

Fixed assets €6k▲ 9.3%

Current assets €65k▲ 5.5%

Equity and liabilities €70k

98.5%

Equity €1k▼ 29.0%

Debt €69k▲ 6.6%

The debt ratio rises from 97.8% to 98.5%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€72k▲

2024 · €52k

Cash flow

€57k▲

2024 · €41k

Solvency

1.5%▼

2024 · 2.2%

Current ratio

0.93▼

2024 · 0.94

Quick ratio

0.93▼

2024 · 0.94

Debt / equity

66.25▲

2024 · 44.09

ROA

78.9%▲

2024 · 59.4%

Interest coverage

5005.91▼

2024 · 515736.20

Debt

€69k▲

2024 · €65k

Debt ≤ 1 year

€69k▲

2024 · €65k

Income taxes

€15k▲

2024 · €11k

A ratio outside any meaningful range has been withheld (balance sheet total €70k, equity €1k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€66k€70k▲

Fixed assets21/28€5k€6k▲

Tangible fixed assets22/27€4k€4k▲

Furniture and vehicles24€3k€4k▲

Other tangible fixed assets26€345€173▼

Financial fixed assets28€2k€2k=

Current assets29/58€61k€65k▲

Amounts receivable within one year40/41-€252

Trade receivables40-€252

Cash at bank and in hand54/58€60k€63k▲

Deferred charges and accrued income490/1€818€2k▲

Equity and liabilities

Total equity and liabilities10/49€66k€70k▲

Equity10/15€1k€1k▼

Contributions10/11€1k€1k=

Profit (loss) carried forward14€472€44▼

Amounts payable17/49€65k€69k▲

Amounts payable within one year42/48€65k€69k▲

Trade debts44€92€1k▲

Suppliers440/4€92€1k▲

Taxes, remuneration and social security45€17k€14k▼

Taxes450/3€17k€14k▼

Other amounts payable47/48€48k€53k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲

Other operating charges640/8€285€1k▲

Gross operating margin9900€52k€73k▲

Operating profit (loss)9901€50k€71k▲

Financial charges65/66B€0€14▲

Recurring financial charges65€0€14▲

Profit (loss) for the period before taxes9903€50k€71k▲

Income taxes67/77€11k€15k▲

Profit (loss) for the period9904€39k€55k▲

Profit (loss) for the period to be appropriated9905€39k€55k▲

Appropriation of the result

Profit (loss) to be appropriated9906€39k€56k▲

Profit (loss) brought forward from the previous period14P€63€472▲

Profit to be distributed694/7€39k€56k▲

Return on contributions (dividend)694€39k€56k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 10Financial 3Filings 7

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2019net €55k ▲40.5%

Operating result €71k, net result €55k, both a record.

04-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

16-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

27-03

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

19-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €13k

Net result €13k after one loss-making year.

28-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Weakest financial yearnet €-49 ▼100%

Net result drops to €-49, the lowest in the series; recovery starts the following year.

13-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Genesius-Rode · 2 establishment units since 2019

establishment approximate All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eikenlaan 9/01640 Sint-Genesius-Rode

Ground area

4.0 ha

Building footprint

1,124 m²

Volume, LiDAR

6,541 m³

3 parcels, Brussels, Flanders · tallest building 27.3 m, ±7 floors. Linked by address, not a title deed.

2 establishment units

Gazellelaan 16, 1180 Ukkel

Activities of lawyers

since 20192.284.356.235

CHLOE BINET

Ijzerlaan 19, 1040 EtterbeekActivities of lawyers

since 20192.294.703.660

3 parcels

Flanders 1 (33.3%) Brussels 2 (66.7%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21614F0231/00V010	Brussels	3.9 ha	1 · 695 m²	11.0 m
22552F0009/00C030	Flanders	901 m²	1 · 124 m²	4.7 m
21005A0512/00S002	Brussels	633 m²	1 · 305 m²	27.3 m · 7 fl.