CHILOE
ActiveSummary
CHILOE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,092 and a net result of -€8,665. Equity is growing by about 21% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.9% (low).
Overview
- Equity
- €50,092
- Loss
- -€8,665
Why 67raises risk1 change of registered office in 24 monthsNo main activity registeredlowers riskSize: total assets €103,169Liquidity: current ratio 8.07, cash €92,811Show the evidence
Checked score
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 43% on solvency, 90% on liquidity, 20% on profitability and 21% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 32 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Weakest financial yearnet -€8,665
- Liquidity more than doubledcurrent ratio 8.07
Financials · financial year 2025, full format
2023 to 2025, 3 financial years
The operating result falls in 2025; 2025 is 91% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 2,145 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 91.7% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,145 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,413 | €3,834 | €2,547 | ▼ 33.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €39,867 | - |
| Other operating charges640/8 | €293 | €211 | €1,019 | ▲ 382% |
| Gross operating margin9900 | €35,691 | €43,408 | €47,052 | ▲ 8.4% |
| Operating profit (loss)9901 | €32,985 | €39,363 | €3,619 | ▼ 90.8% |
| Financial income75/76B | - | €0 | €0 | ▲ 925% |
| Recurring financial income75 | - | €0 | €0 | ▲ 925% |
| Financial charges65/66B | €635 | €1,407 | €2,551 | ▲ 81.3% |
| Recurring financial charges65 | €635 | €1,407 | €2,551 | ▲ 81.3% |
| Profit (loss) for the period before taxes9903 | €32,350 | €37,956 | €1,069 | ▼ 97.2% |
| Income taxes67/77 | €7,134 | €8,415 | €9,734 | ▲ 15.7% |
| Profit (loss) for the period9904 | €25,216 | €29,541 | -€8,665 | - |
| Profit (loss) for the period to be appropriated9905 | €25,216 | €29,541 | -€8,665 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €48,697 | €78,259 | €103,169 | ▲ 31.8% |
| Fixed assets21/28 | €10,016 | €12,831 | €6,237 | ▼ 51.4% |
| Tangible fixed assets22/27 | €10,016 | €12,831 | €6,237 | ▼ 51.4% |
| Furniture and vehicles24 | €10,016 | €12,831 | €6,237 | ▼ 51.4% |
| Current assets29/58 | €38,681 | €65,428 | €96,932 | ▲ 48.2% |
| Amounts receivable within one year40/41 | - | - | €609 | - |
| Trade receivables40 | - | - | €343 | - |
| Other amounts receivable41 | - | - | €266 | - |
| Cash at bank and in hand54/58 | €36,724 | €62,974 | €92,811 | ▲ 47.4% |
| Deferred charges and accrued income490/1 | €1,957 | €2,454 | €3,512 | ▲ 43.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €48,697 | €78,259 | €103,169 | ▲ 31.8% |
| Equity10/15 | €29,216 | €58,758 | €50,092 | ▼ 14.7% |
| Contributions10/11 | €4,000 | - | €4,000 | - |
| Contributions outside capital11 | €4,000 | - | - | - |
| Share premium1100/10 | €4,000 | - | - | - |
| Revaluation surpluses12 | - | €4,000 | - | - |
| Profit (loss) carried forward14 | €25,216 | €54,758 | €46,092 | ▼ 15.8% |
| Provisions and deferred taxes16 | - | - | €39,867 | - |
| Provisions for liabilities and charges160/5 | - | - | €39,867 | - |
| Other liabilities and charges164/5 | - | - | €39,867 | - |
| Amounts payable17/49 | €19,480 | €19,502 | €13,210 | ▼ 32.3% |
| Amounts payable within one year42/48 | €19,480 | €19,502 | €12,012 | ▼ 38.4% |
| Trade debts44 | €27 | €2,416 | €3,051 | ▲ 26.3% |
| Suppliers440/4 | €27 | €2,160 | €3,051 | ▲ 41.3% |
| Bills of exchange payable441 | - | €256 | - | - |
| Taxes, remuneration and social security45 | €1,134 | €915 | - | - |
| Taxes450/3 | €1,134 | - | - | - |
| Remuneration and social security454/9 | - | €915 | - | - |
| Other amounts payable47/48 | €18,320 | €16,171 | €8,961 | ▼ 44.6% |
| Accrued charges and deferred income492/3 | - | - | €1,198 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,216 | €29,541 | -€8,665 | - |
| + Depreciation and write-downs630 | €2,413 | €3,834 | €2,547 | ▼ 33.6% |
| Operating cash flow (approximation) | €27,630 | €33,375 | -€6,118 | - |
| Investment in fixed assets (approximation) | - | -€6,649 | €4,047 | - |
| Change in cash | - | €26,250 | €29,837 | ▲ 13.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 29-05-2026 | 2026-00127317 |
| 31-12-2024 | full format | 27-06-2025 | 2025-00187857 |
| 31-12-2023 | full format | 31-07-2024 | 2024-00318977 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LACOMBE Emmanuel Guy Michel |
|
Owners and capital
Capital and shareholders
- LACOMBE Emmanuel Guy Michel sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 30-01-2023 Incorporation · 1,200 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
19-05
Gazette deed
Permanent representative: Julien GRAFERegistered-office move3 facts ▸
- General meeting, 15-04-2025
- Registered-office move, Avenue de l'Observatoire 30-1180 Uccle
- Permanent representative, Julien GRAFE
30-01
Gazette deed
IncorporationAppointment: LACOMBE Emmanuel Guy Michel (director) · Registered office clause · Board rule7 facts ▸
- Registered office clause, “1050 Bruxelles,Avenue Emile de Beco 98” (deed in French)
- Board rule, 1
- Director appointment, LACOMBE Emmanuel Guy Michel (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements,obligations et activités entrepris au nom et pour compte de la société en formation par l'un ou l'autre des comparants” (deed in French)
- Incorporation, 24-01-2023
- Founder, LACOMBE Emmanuel Guy Michel
- Founding capital
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21443C0219/02W005 | Brussels | 457 m² | 1 · 339 m² | 29.2 m · 9 |
| 21612C0288/00B003 | Brussels | 145 m² | 1 · 59 m² | 14.2 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L'exercice de l’Art de guérir,et notamment la médecine spécialisée ou toute autre discipline apparentée,par le ou les médecins qui la…” (deed in French)
12 activities (deed in French)
- L'exercice de l’Art de guérir,et notamment la médecine spécialisée ou toute autre discipline apparentée,par le ou les médecins qui la composent
- La mise à disposition des moyens nécessaires aux médecins pour exercer leur art au sein de la société
- Toutes les recherches et toutes études en rapport avec son objet principal
- La recherche et du développement de techniques scientifiques favorisant un diagnostic précis
- Toute autre activité susceptible de favoriser son objet social tant de manière indépendante que dans le cadre de contrats avec des établissements de soins ou des confrères médecins
- S’intéresser de toutes façons dans toutes sociétés ou entreprises existantes ou à créer,dont l’objet serait similaire,analogue ou connexe au sien
- Tout acte nécessaire et/ou indispensable à l’accomplissement de son objet et plus particulièrement toute transaction mobilière ou immobilière concernant les locaux médicaux,l’achat du matériel médical et non médical,l’engagement du personnel administratif,soignant,pratiquant ou appelé à pratiquer dans la société
- Toutes opérations se rapportant directement ou indirectement à la réalisation de son objet social,sans en modifier le caractère civil et la vocation médicale
- La constitution,notamment au départ de ses bénéfices réservés,la gestion et la valorisation d’un patrimoine immobilier ou mobilier,notamment par l’achat,la vente,la location,la mise en location,la construction,le tout au sens le plus large
- S'intéresser par voie d'association,d'apport,de fusion,d'intervention financière ou autrement dans toutes sociétés,associations ou entreprises dont l'objet est identique,analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés
- Exercer les fonctions d’administrateur ou liquidateur dans d’autres sociétés
- Se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées,au sens le plus large
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CHILOE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, organe d’administration” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Sans préavis, A.4.1” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “A.3.1, registre des actions nominatives” (deed in French)“Nominatifs, titres autres que actions” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Pour moitié cédant et pour moitié acquéreurs proportionnellement nombre actions acquises s'ils sont plusieurs, A.3.4” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Jusqu’à émission entièrement souscrite ou plus aucun actionnaire ne se prévaut, ouverture de la souscription” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of May at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes prévues pour les modifications aux statuts, en tout temps” (deed in French)“Comme en matière de modification des statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment que ce soit, faculté de l'assemblée générale de désigner liquidateurs et déterminer…” (deed in French)