CHILLTO
ActiveSummary
CHILLTO has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €796k and a net result of €60k. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 54% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+13
Solvency81▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 5.15 against 2.88 in 2024; short-term debt: 5.6% and cash: 5% of total assets), and 43.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
4.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
35 d early
2023
33 d early
2022
38 d early
2021
26 d late
2020
43 d early
2019
84 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€796k▼ 7.6%
2024 · €862k
2018: €200k
2019: €214k▲ +6.7% vs 2018
2020: €191k▼ -11.0% vs 2019lowest in 8 years
2021: €262k▲ +37.7% vs 2020
2022: €409k▲ +55.9% vs 2021
2023: €849k▲ +108% vs 2022
2024: €862k▲ +1.5% vs 2023highest in 8 years
2025: €796k▼ -7.6% vs 2024
2018 → 2025
Total assets
€1.42M▼ 16.0%
2024 · €1.69M
2018: €591klowest in 8 years
2019: €600k▲ +1.6% vs 2018
2020: €636k▲ +6.0% vs 2019
2021: €620k▼ -2.6% vs 2020
2022: €1.37M▲ +122% vs 2021
2023: €1.81M▲ +31.4% vs 2022highest in 8 years
2024: €1.69M▼ -6.5% vs 2023
2025: €1.42M▼ -16.0% vs 2024
2018 → 2025
Net result
€60k▲ 325%
2024 · €14k
2018: €21k
2019: €31k▲ +47.5% vs 2018
2020: €55k▲ +76.9% vs 2019
2021: €73k▲ +33.8% vs 2020
2022: €148k▲ +102% vs 2021
2023: €442k▲ +198% vs 2022highest in 8 years
2024: €14k▼ -96.8% vs 2023lowest in 8 years
2025: €60k▲ +325% vs 2024
2018 → 2025
Working capital
€327k▼ 15.9%
2024 · €388k
2018: €107k
2019: €128k▲ +20.2% vs 2018
2020: €102k▼ -20.0% vs 2019lowest in 8 years
2021: €170k▲ +66.2% vs 2020
2022: €305k▲ +79.1% vs 2021
2023: €419k▲ +37.4% vs 2022highest in 8 years
2024: €388k▼ -7.2% vs 2023
2025: €327k▼ -15.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€262k-€409k▲ 55.9%€849k▲ 108%€862k▲ 1.5%€796k▼ 7.6%
2021: €262klowest in 5 years
2022: €409k▲ +55.9% vs 2021
2023: €849k▲ +108% vs 2022
2024: €862k▲ +1.5% vs 2023highest in 5 years
2025: €796k▼ -7.6% vs 2024
Operating result€117k-€188k▲ 61.4%€659k▲ 250%€41k▼ 93.7%€75k▲ 82.0%
2021: €117k
2022: €188k▲ +61.4% vs 2021
2023: €659k▲ +250% vs 2022highest in 5 years
2024: €41k▼ -93.7% vs 2023lowest in 5 years
2025: €75k▲ +82.0% vs 2024
Net result€73k-€148k▲ 102%€442k▲ 198%€14k▼ 96.8%€60k▲ 325%
2021: €73k
2022: €148k▲ +102% vs 2021
2023: €442k▲ +198% vs 2022highest in 5 years
2024: €14k▼ -96.8% vs 2023lowest in 5 years
2025: €60k▲ +325% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 82% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.42M
Fixed assets
€1.01M ▼ 7.4%
Current assets
€405k ▼ 31.8%
Equity and liabilities €1.42M
Equity
€796k ▼ 7.6%
Debt
€621k ▼ 24.8%
Debt's share of the balance-sheet total falls from 48.9% to 43.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€155k▲
2024 · €107k
Cash flow
€140k▲
2024 · €80k
Current ratio
5.15▲
2024 · 2.88
Debt to equity
0.78▼
2024 · 0.96
ROE
7.6%▲
2024 · 1.6%
ROA
4.2%▲
2024 · 0.8%
Interest coverage
9.99▲
2024 · 4.92
Debt ≤ 1 year
€79k▼
2024 · €206k
Debt > 1 year
€540k▼
2024 · €618k
Income taxes
€22k▲
2024 · €6k
Staff costs
€0▲
2024 · €-382
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.69M€1.42M▼
Fixed assets21/28€1.09M€1.01M▼
Tangible fixed assets22/27€1.09M€1.01M▼
Land and buildings22€1.00M€940k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€88k€69k▼
Financial fixed assets28€2k€0▼
Current assets29/58€595k€405k▼
Amounts receivable after more than one year29€417k€285k▼
Other amounts receivable291€417k€285k▼
Amounts receivable within one year40/41€18k€22k▲
Trade receivables40€18k€15k▼
Other amounts receivable41€0€6k▲
Current investments50/53€95k€12k▼
Cash at bank and in hand54/58€58k€71k▲
Deferred charges and accrued income490/1€7k€16k▲
Equity and liabilities
Total equity and liabilities10/49€1.69M€1.42M▼
Equity10/15€862k€796k▼
Contributions10/11€7k€7k=
Reserves13€855k€790k▼
Distributable reserves133€855k€790k▼
Profit (loss) carried forward14€0€0▼
Amounts payable17/49€826k€621k▼
Amounts payable after more than one year17€618k€540k▼
Financial debts170/4€618k€540k▼
Amounts payable within one year42/48€206k€79k▼
Current portion of amounts payable after more than one year42€87k€77k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1k€538▼
Suppliers440/4€1k€538▼
Taxes, remuneration and social security45€6k€691▼
Taxes450/3€6k€691▼
Remuneration and social security454/9€0-
Other amounts payable47/48€112k€0▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62€-382€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€80k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€10k€8k▼
Gross operating margin9900€117k€163k▲
Operating profit (loss)9901€41k€75k▲
Financial income75/76B€317€22k▲
Recurring financial income75€317€22k▲
Financial charges65/66B€22k€15k▼
Recurring financial charges65€22k€15k▼
Profit (loss) for the period before taxes9903€20k€82k▲
Income taxes67/77€6k€22k▲
Profit (loss) for the period9904€14k€60k▲
Profit (loss) for the period to be appropriated9905€14k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€60k▲
Transfer from equity791/2-€126k
Transfer to equity691/2€12k€60k▲
To other reserves6921€12k€60k▲
Profit to be distributed694/7€2k€126k▲
Return on contributions (dividend)694€2k€126k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €440k | €4k | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €164k | €184k | €84k | €-382 | €0 | ▲ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35k | €75k | €69k | €66k | €80k | ▲ 20.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | €5k | €1k | €0 | - | - |
| Other operating charges640/8 | €3k | €3k | €4k | €10k | €8k | ▼ 20.6% |
| Gross operating margin9900 | €319k | €456k | €817k | €117k | €163k | ▲ 38.8% |
| Operating profit (loss)9901 | €117k | €188k | €659k | €41k | €75k | ▲ 82.0% |
| Financial income75/76B | €493 | €36 | €3k | €317 | €22k | ▲ 6,914% |
| Recurring financial income75 | €493 | €36 | €3k | €317 | €22k | ▲ 6,914% |
| Financial charges65/66B | €12k | €20k | €26k | €22k | €15k | ▼ 29.0% |
| Recurring financial charges65 | €12k | €20k | €26k | €22k | €15k | ▼ 29.0% |
| Profit (loss) for the period before taxes9903 | €105k | €168k | €636k | €20k | €82k | ▲ 315% |
| Income taxes67/77 | €31k | €20k | €194k | €6k | €22k | ▲ 290% |
| Profit (loss) for the period9904 | €73k | €148k | €442k | €14k | €60k | ▲ 325% |
| Profit (loss) for the period to be appropriated9905 | €73k | €148k | €442k | €14k | €60k | ▲ 325% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €620k | €1.37M | €1.81M | €1.69M | €1.42M | ▼ 16.0% |
| Fixed assets21/28 | €268k | €837k | €1.09M | €1.09M | €1.01M | ▼ 7.4% |
| Intangible fixed assets21 | €11k | €18k | €0 | - | - | - |
| Tangible fixed assets22/27 | €255k | €817k | €1.09M | €1.09M | €1.01M | ▼ 7.3% |
| Land and buildings22 | €248k | €809k | €1.09M | €1.00M | €940k | ▼ 6.1% |
| Plant, machinery and equipment23 | - | - | - | €3k | €2k | ▼ 10.2% |
| Furniture and vehicles24 | €3k | €5k | €0 | €88k | €69k | ▼ 20.9% |
| Other tangible fixed assets26 | €4k | €3k | €0 | - | - | - |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €0 | ▼ 100% |
| Current assets29/58 | €352k | €537k | €715k | €595k | €405k | ▼ 31.8% |
| Amounts receivable after more than one year29 | - | - | €432k | €417k | €285k | ▼ 31.7% |
| Other amounts receivable291 | - | - | €432k | €417k | €285k | ▼ 31.7% |
| Amounts receivable within one year40/41 | €59k | €128k | €56k | €18k | €22k | ▲ 23.0% |
| Trade receivables40 | €57k | €64k | €8k | €18k | €15k | ▼ 13.3% |
| Other amounts receivable41 | €2k | €65k | €48k | €0 | €6k | - |
| Current investments50/53 | €100k | €185k | €95k | €95k | €12k | ▼ 87.4% |
| Cash at bank and in hand54/58 | €189k | €212k | €22k | €58k | €71k | ▲ 22.3% |
| Deferred charges and accrued income490/1 | €3k | €12k | €111k | €7k | €16k | ▲ 138% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €620k | €1.37M | €1.81M | €1.69M | €1.42M | ▼ 16.0% |
| Equity10/15 | €262k | €409k | €849k | €862k | €796k | ▼ 7.6% |
| Contributions10/11 | €7k | €7k | €7k | €7k | €7k | = |
| Reserves13 | €256k | €402k | €843k | €855k | €790k | ▼ 7.7% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €254k | €401k | €843k | €855k | €790k | ▼ 7.7% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €357k | €965k | €956k | €826k | €621k | ▼ 24.8% |
| Amounts payable after more than one year17 | €174k | €730k | €657k | €618k | €540k | ▼ 12.5% |
| Financial debts170/4 | €174k | €730k | €657k | €618k | €540k | ▼ 12.5% |
| Amounts payable within one year42/48 | €181k | €233k | €297k | €206k | €79k | ▼ 61.8% |
| Current portion of amounts payable after more than one year42 | €31k | €72k | €73k | €87k | €77k | ▼ 10.5% |
| Financial debts43 | - | - | €34k | €0 | - | - |
| Credit institutions430/8 | - | - | €34k | €0 | - | - |
| Trade debts44 | €16k | €23k | €6k | €1k | €538 | ▼ 49.1% |
| Suppliers440/4 | €16k | €23k | €6k | €1k | €538 | ▼ 49.1% |
| Taxes, remuneration and social security45 | €39k | €32k | €76k | €6k | €691 | ▼ 89.3% |
| Taxes450/3 | €18k | €6k | €73k | €6k | €691 | ▼ 89.3% |
| Remuneration and social security454/9 | €20k | €25k | €2k | €0 | - | - |
| Other amounts payable47/48 | €96k | €107k | €108k | €112k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €2k | €3k | €3k | €2k | €2k | ▲ 3.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73k | €148k | €442k | €14k | €60k | ▲ 325% |
| + Depreciation and write-downs630 | €35k | €75k | €69k | €66k | €80k | ▲ 20.4% |
| Operating cash flow (approximation) | €108k | €223k | €511k | €80k | €140k | ▲ 74.0% |
| Investment in fixed assets (approximation) | - | €-643k | €-322k | €-69k | €2k | ▲ 103% |
| Change in cash | - | €22k | €-190k | €37k | €13k | ▼ 64.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €14k ▼96.8%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €442k ▲198%
Operating result €659k, net result €442k, both a record.
31-12
Financial
Equity above €500kEq €849k ▲108%
6 profitable years in a row build equity to €849k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Equity above €200kEq €262k ▲37.7%
4 profitable years in a row build equity to €262k.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2009
Ground area
4,794 m²
Building footprint
1,475 m²
Volume, LiDAR
6,376 m³
Parcel 34040C1473/00A000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHILLTO
since 20092.180.192.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C1473/00A000 | Flanders | 4,794 m² | 1 · 1,475 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,208 EUR awarded · 2,208 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 276 EUR | 276 EUR |
| 2022 | 1 | 1,932 EUR | 1,932 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,511. 1,690 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-07-2009
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.