Equity
€24,602 from €64,674 in 2021
Equity fell by 62% in 4 years.
CHILLI TALK
Lifetime
16 annual accounts with figures on one time axispeak €80,475 (2021)
€26,115▲ 15.4%
lowest -€33,746 (2023)
-€740▼ €3,672
peak €64,674 (2021)
€24,602▼ 2.9%
€72,517▼ 13.5%
peak 2.8 FTE (2020)
-not published
Board2 names since 2018
1 directorSAHAB Sayid Gulab
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €22,632 to €26,115Loss of €740
Key points
from the 2025 annual accountsChecked score
63
Healthy
Financially stronger than 30% of micro companies in telecommunications (NACE 61)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.8% across 527 companies (NACE 61, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.3%
01-2025: 6.3%● unchanged vs 12-2024
02-2025: 6.2%▼ -0.1 percentage points vs 01-2025
03-2025: 6.2%● unchanged vs 02-2025
04-2025: 6.5%▲ +0.3 percentage points vs 03-2025
05-2025: 6.4%▼ -0.1 percentage points vs 04-2025
06-2025: 6.2%▼ -0.2 percentage points vs 05-2025
07-2025: 6.3%▲ +0.1 percentage points vs 06-2025
08-2025: 6.6%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 3.8%▼ -2.8 percentage points vs 08-2025
10-2025: 1.3%▼ -2.5 percentage points vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.2%▼ -0.1 percentage points vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026lowest value
07-2026: 1.2%● unchanged vs 06-2026
08-2026: 1.9%▲ +0.7 percentage points vs 07-2026
09-2026: 2.1%▲ +0.2 percentage points vs 08-2026
10-2026: 1.3%▼ -0.8 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 61 days late; 2 of the last 3 accounts late
Sector: Telecommunications (NACE 61)
Liquidity: current ratio 1.14, cash €1,432
lowers risk
Founded in 2010
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 61, micro). It does better than 37% of them on solvency, 13% on liquidity, 30% on profitability and 40% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,166 companies had the same profile as CHILLI TALK has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
3.0%
stopped another way
2.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CHILLI TALK itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,166 companies, not a prediction for CHILLI TALK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.14 (1.09 in 2024), below the usual 1.5. Short-term debt is 74.7% and cash 1.5% of total assets. 74.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
29 days late
2023
58 days late
2022
150 days late
2021
61 days late
2020
61 days late
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 58 days after the deadline. In the sector (NACE 61), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0823172979
Change of role: SAHAB Sayid Gulab, from manager to director
Director discharge: SAHAB Sayid Gulab · General meeting of 07-03-2024 · Gazette deed
Registered office moved within Brussels
New registered office: Rue du Verdíer 22 à 1020 Bruxelles · Previous registered office: RUE DE PRAGUE 66, 1060 BRUXELLES · General meeting of 01-07-2023 · Gazette deed
Resignation: SAHAB Nafisa (manager)
Director discharge: SAHAB Nafisa (manager) · General meeting of 28-09-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHILLI TALK Brussels | €97,119 | €26,115 | 25.3% | - |
| NUUVO Jette | €70,333 | €44,105 | 69.4% | - |
| BL HAVI Brussels | €67,927 | €9,759 | -19.2% | - |
| K-TELECOM Forest | €52,041 | €28,530 | 80.8% | - |
| Aras Solutions Schoten | €94,646 | €50,303 | 60.9% | - |
| Comfortcheckers Leuven | €149,308 | €16,269 | -28.9% | - |
| D.A.M.A.Q. Ecaussinnes | €95,007 | €48,849 | 57.0% | - |
These companies have the same main activity as CHILLI TALK: telecommunications resale and intermediation services (NACE 61200). They are comparable in size and age: total assets between €52,000 and €149,000, founded between 2008 and 2012.
Official details
Source: KBO- Status
- Active since 08-02-2010Normal situation
- Activity
- Telecommunications resale and intermediation servicesNACE 61200and 1 other
- Establishment unit
- 2.247.176.9271831 Machelen (Brab.), since 01-11-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Annual accounts 2025
- ≈ €110,000estimated
- €97,119▼ 11.1%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 30-09-2026
Insights on CHILLI TALK
CHILLI TALK files the micro format. That format states no turnover. The gross margin rose from €7,230 in 2010 to €26,115 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHILLI TALK
- What is the company number of CHILLI TALK?
- The company number of CHILLI TALK is 0823.172.979. The VAT number is the same number with BE in front: BE 0823.172.979.
- Where is CHILLI TALK based?
- The registered office is at Groenvinkstraat 22, 1020 Brussels.Company details
- What does CHILLI TALK do?
- According to the KBO register, the main activity is telecommunications resale and intermediation services (NACE 61200).
- What is the legal form of CHILLI TALK?
- CHILLI TALK is a private limited company (BV).
- When was CHILLI TALK founded?
- CHILLI TALK was founded on 08-02-2010.
- Is CHILLI TALK still active?
- Yes, CHILLI TALK is an active enterprise in the KBO register.
- How many employees does CHILLI TALK have?
- CHILLI TALK had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CHILLI TALK?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €26,115 and 2,934 comparable companies of the same size. It probably lies between €63,000 and €190,000. It is a rough estimate.
- Is CHILLI TALK profitable?
- In financial year 2025, CHILLI TALK made a loss of €740.
- Where can I find the annual accounts of CHILLI TALK?
- CHILLI TALK filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHILLI TALK due?
- CHILLI TALK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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