CHILLI TALK
ActiveThe computed 12-month bankruptcy probability of CHILLI TALK is 2.6% (moderate). The 2024 annual accounts show equity of €25k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 396 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+72
Solvency48▲+13
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.02 in 2023; short-term debt: 76.8% and cash: 1.2% of total assets), and 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.2%
Return on assets
2.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
58 d late
2022
150 d late
2021
61 d late
2020
61 d late
2019
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€25k▲ 153%
2023 · €10k
2018: €12k
2019: €33k
2020: €48k
2021: €65k
2022: €44k
2023: €10k
2018 → 2024
Total assets
€109k▲ 12.3%
2023 · €97k
2018: €64k
2019: €67k
2020: €95k
2021: €100k
2022: €130k
2023: €97k
2018 → 2024
Net result
€3k
2023 · €-34k
2018: €-3k
2019: €31k
2020: €22k
2021: €16k
2022: €-21k
2023: €-34k
2018 → 2024
Working capital
€7k▲ 330%
2023 · €2k
2018: €-13k
2019: €13k
2020: €18k
2021: €29k
2022: €-12k
2023: €2k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€48k-€65k▲ 33.5%€44k▼ 32.3%€10k▼ 77.1%€25k▲ 153%
Operating result€26k-€18k▼ 30.0%€-18k€-31k▼ 68.3%€4k
Net result€22k-€16k▼ 24.7%€-21k€-34k▼ 61.3%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €31k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €109k
Fixed assets
€18k▲ 117%
Current assets
€91k▲ 2.5%
Equity and liabilities €109k
Equity
€25k▲ 153%
Debt
€84k▼ 3.9%
The debt ratio falls from 89.7% to 76.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▲
2023 · €-27k
Cash flow
€10k▲
2023 · €-30k
Solvency
23.2%▲
2023 · 10.3%
Current ratio
1.09▲
2023 · 1.02
Quick ratio
0.14▲
2023 · 0.07
Debt / equity
3.31▼
2023 · 8.71
ROE
11.6%▲
2023 · -337.1%
ROA
2.7%▲
2023 · -34.7%
Interest coverage
7.11▲
2023 · -11.79
Debt
€84k▼
2023 · €87k
Debt ≤ 1 year
€84k▼
2023 · €87k
Income taxes
€2k▲
2023 · €364
Staff costs
€5k▼
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€97k€109k▲
Fixed assets21/28€8k€18k▲
Intangible fixed assets21€900€600▼
Tangible fixed assets22/27€4k€13k▲
Furniture and vehicles24€3k€13k▲
Other tangible fixed assets26€165-
Financial fixed assets28€4k€4k▲
Current assets29/58€89k€91k▲
Stocks and contracts in progress3€82k€79k▼
Stocks30/36€82k€79k▼
Amounts receivable within one year40/41€4k€10k▲
Trade receivables40-€7k
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€519€1k▲
Deferred charges and accrued income490/1€2k€888▼
Equity and liabilities
Total equity and liabilities10/49€97k€109k▲
Equity10/15€10k€25k▲
Contributions10/11€6k€19k▲
Outside capital11€6k-
Other1109/19€6k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€2k€5k▲
Amounts payable17/49€87k€84k▼
Amounts payable within one year42/48€87k€84k▼
Trade debts44€34k€38k▲
Suppliers440/4€34k€38k▲
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€45k€40k▼
Income statement
Code20232024
Remuneration, social security and pensions62€34k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€23k€7k▼
Gross operating margin9900€31k€23k▼
Operating profit (loss)9901€-31k€4k▲
Financial income75/76B€1€2k▲
Recurring financial income75€1€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-33k€4k▲
Income taxes67/77€364€2k▲
Profit (loss) for the period9904€-34k€3k▲
Profit (loss) for the period to be appropriated9905€-34k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€5k▲
Profit (loss) brought forward from the previous period14P€36k€2k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenvinkstraat 221020 BrusselGround area
673 m²
Building footprint
305 m²
Volume, LiDAR
2,822 m³
2 parcels, Brussels, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Haachtsesteenweg 40, 1831 Machelen (Brab.)
since 20152.247.176.927
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0190/00H002 | Brussels | 535 m² | 1 · 148 m² | 13.9 m · 3 fl. |
| 23015A0267/00R002 | Flanders | 139 m² | 1 · 157 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteMachelen (Vl.Br.)2.247.176.927
Similar companies · same sector, comparable size
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BE 1004.991.462
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BETAWAVE
BE 0860.364.660
Antwerpen · Eq €25k
KORAB
BE 1004.568.226
Ternat · Eq €25k
PHA GROUP
BE 0799.238.923
Wemmel · Eq €25k
BMY SERVICE
BE 1006.172.486
Sint-Jans-Molenbeek · Eq €26k
Of 2,169 companies in sector 61200 we hold annual accounts for 697. 387 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2010
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
61200Telecommunications resale and intermediation services
61900Telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.