CHILL Optique
ActiveThe computed 12-month bankruptcy probability of CHILL Optique is 4.0% (moderate). The 2024 annual accounts show equity of €19k and a net result of €8k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 26043 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+30
Solvency47▲+5
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
4.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.91 against 0.9 in 2023; short-term debt: 77.9% and cash: 1.3% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.1%
Return on assets
9.8%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-03-2026, 235 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
235 d late
2023
28 d late
2022
107 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€98k
EBIT margin
-5.4%
Net result
€8k
2023 · €-5k
2022: €786
2023: €-5k
2022 → 2024
Working capital
€-6k▼ 16.1%
2023 · €-5k
2022: €-10k
2023: €-5k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€98k
Equity€16k-€10k▼ 33.8%€19k▲ 80.3%
Operating result€799-€-5k€9k
Net result€786-€-5k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €9k after a loss of €5k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €85k
Fixed assets
€25k▲ 58.9%
Current assets
€60k▲ 34.7%
Equity and liabilities €85k
Equity
€19k▲ 80.3%
Debt
€66k▲ 32.8%
The debt ratio falls from 82.7% to 77.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2023 · €4k
Cash flow
€20k▲
2023 · €4k
Solvency
22.1%▲
2023 · 17.3%
Current ratio
0.91▲
2023 · 0.90
Quick ratio
0.66▲
2023 · 0.41
Debt / equity
3.53▼
2023 · 4.79
ROE
44.5%▲
2023 · -51.1%
ROA
9.8%▲
2023 · -8.8%
Interest coverage
143.13▼
2023 · 606.88
Debt
€66k▲
2023 · €50k
Debt ≤ 1 year
€66k▲
2023 · €50k
Income taxes
€232
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€60k€85k▲
Fixed assets21/28€16k€25k▲
Tangible fixed assets22/27€16k€25k▲
Furniture and vehicles24€16k€25k▲
Current assets29/58€45k€60k▲
Stocks and contracts in progress3€24k€17k▼
Stocks30/36€24k€17k▼
Amounts receivable within one year40/41€21k€43k▲
Trade receivables40€20k€31k▲
Other amounts receivable41€16€12k▲
Cash at bank and in hand54/58€185€1k▲
Equity and liabilities
Total equity and liabilities10/49€60k€85k▲
Equity10/15€10k€19k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-5k€4k▲
Amounts payable17/49€50k€66k▲
Amounts payable within one year42/48€50k€66k▲
Trade debts44€5k€42k▲
Suppliers440/4€5k€42k▲
Advances received on contracts in progress46€21k-
Taxes, remuneration and social security45€24k€25k▲
Taxes450/3€24k€25k▲
Other amounts payable47/48€560€20▼
Income statement
Code20232024
Turnover70€98k-
Goods, raw materials, services and sundry goods60/61€94k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Gross operating margin9900€4k€20k▲
Operating profit (loss)9901€-5k€9k▲
Financial charges65/66B€7€141▲
Recurring financial charges65€7€141▲
Profit (loss) for the period before taxes9903€-5k€9k▲
Income taxes67/77-€232
Profit (loss) for the period9904€-5k€8k▲
Profit (loss) for the period to be appropriated9905€-5k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€4k▲
Profit (loss) brought forward from the previous period14P€786€-5k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 235 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-5k ▼779%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 107 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidstraat 1301000 BrusselGround area
30 m²
Parcel 21004A0139/00D000, Brussels. Linked by address, not a title deed.
1 establishment unit
CHILL Optique
since 20222.345.280.252
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A0139/00D000 | Brussels | 30 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KEYMA - VISION
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AZ Optique
BE 0713.475.778
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MANOPTIC
BE 1003.004.051
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OPTIEK EVI MAES
BE 0449.151.471
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VAN MECHELEN - OPTICIEN
BE 0841.874.084
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Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2022
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.