CHILDHOME
ActiveCHILDHOME has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.76M and a net result of €177k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 7932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▼-23
Solvency50▼-50
Growth22▼-13
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 4.62 in 2024; short-term debt: 73.3% and cash: 5.4% of total assets), and 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
2.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
27 d late
2023
69 d late
2022
59 d late
2021
4 d early
2020
29 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€7.53M▼ 9.6%
2023 · €8.33M
2021: €14.50M
2022: €19.11M
2023: €8.33M
2021 → 2024
EBIT margin
-0.6%▼ 2.8pp
2023 · 2.2%
2021: 13.7%
2022: 5.7%
2023: 2.2%
2021 → 2024
Net result
€177k▲ 19.2%
2024 · €148k
2018: €996k
2019: €1.18M
2020: €2.13M
2021: €1.37M
2022: €669k
2023: €227k
2024: €148k
2018 → 2025
Working capital
€1.42M▼ 72.1%
2024 · €5.11M
2018: €2.16M
2019: €2.96M
2020: €3.10M
2021: €4.49M
2022: €4.88M
2023: €5.04M
2024: €5.11M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€14.50M-€19.11M▲ 31.8%€8.33M▼ 56.4%€7.53M▼ 9.6%
Equity€4.54M-€5.21M▲ 14.7%€5.43M▲ 4.4%€5.58M▲ 2.7%€1.76M▼ 68.5%
Operating result€1.98M-€1.08M▼ 45.5%€181k▼ 83.2%€-44k€206k
Net result€1.37M-€669k▼ 51.3%€227k▼ 66.0%€148k▼ 34.7%€177k▲ 19.2%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €206k after a loss of €44k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.09M
Fixed assets
€469k▼ 20.6%
Current assets
€6.62M▲ 1.6%
Equity and liabilities €7.09M
Equity
€1.76M▼ 68.5%
Debt
€5.33M▲ 249%
The debt ratio rises from 21.5% to 75.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€366k▲
2024 · €93k
Cash flow
€337k▲
2024 · €286k
Solvency
24.8%▼
2024 · 78.5%
Current ratio
1.27▼
2024 · 4.62
Quick ratio
1.27▼
2024 · 4.62
Debt / equity
3.03▲
2024 · 0.27
ROE
10.1%▲
2024 · 2.7%
ROA
2.5%▲
2024 · 2.1%
Interest coverage
1.34▼
2024 · 15.23
Debt
€5.33M▲
2024 · €1.53M
Debt ≤ 1 year
€5.20M▲
2024 · €1.41M
Income taxes
€64k▼
2024 · €91k
Staff costs
€746k▲
2024 · €676k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.11M€7.09M▼
Fixed assets21/28€591k€469k▼
Intangible fixed assets21€489k€383k▼
Tangible fixed assets22/27€75k€58k▼
Furniture and vehicles24€13k€5k▼
Other tangible fixed assets26€61k€53k▼
Financial fixed assets28€28k€28k=
Other financial fixed assets284/8€28k-
Amounts receivable and cash guarantees285/8€28k-
Current assets29/58€6.52M€6.62M▲
Stocks and contracts in progress3€0-
Amounts receivable within one year40/41€5.98M€6.24M▲
Trade receivables40€935k€722k▼
Other amounts receivable41€5.05M€5.52M▲
Cash at bank and in hand54/58€535k€380k▼
Deferred charges and accrued income490/1€560€338▼
Equity and liabilities
Total equity and liabilities10/49€7.11M€7.09M▼
Equity10/15€5.58M€1.76M▼
Contributions10/11€162k€162k=
Reserves13€5.42M€1.60M▼
Tax-exempt reserves132€18k€18k=
Distributable reserves133€5.40M€1.58M▼
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Other liabilities and charges164/5€0-
Amounts payable17/49€1.53M€5.33M▲
Amounts payable within one year42/48€1.41M€5.20M▲
Financial debts43€50k€33k▼
Credit institutions430/8€50k€33k▼
Trade debts44€1.10M€882k▼
Suppliers440/4€1.10M€882k▼
Taxes, remuneration and social security45€260k€283k▲
Taxes450/3€178k€188k▲
Remuneration and social security454/9€82k€95k▲
Other amounts payable47/48€4k€4.00M▲
Accrued charges and deferred income492/3€118k€135k▲
Income statement
Code20242025
Operating income70/76A€7.84M-
Turnover70€7.53M-
Own construction capitalised72€156k-
Other operating income74€145k-
Non-recurring operating income76A€10k€9k▼
Operating charges60/66A€7.88M-
Goods for resale, raw materials and consumables60€5.38M-
Purchases600/8€5.38M-
Services and other goods61€1.66M-
Remuneration, social security and pensions62€676k€746k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137k€160k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-55k€-7k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-22k€0▲
Other operating charges640/8€105k€12k▼
Non-recurring operating charges66A€4k€59k▲
Gross operating margin9900-€1.18M
Operating profit (loss)9901€-44k€206k▲
Financial income75/76B€485k€308k▼
Recurring financial income75€485k€308k▼
Income from current assets751€277k-
Other financial income752/9€208k-
Financial charges65/66B€201k€273k▲
Recurring financial charges65€201k€273k▲
Debt charges650€6k-
Other financial charges652/9€195k-
Profit (loss) for the period before taxes9903€240k€241k▲
Income taxes67/77€91k€64k▼
Taxes670/3€91k-
Profit (loss) for the period9904€148k€177k▲
Profit (loss) for the period to be appropriated9905€148k€177k▲
Appropriation of the result
Profit (loss) to be appropriated9906€148k€177k▲
Transfer from equity791/2-€3.82M
Transfer to equity691/2€148k€0▼
To other reserves6921€148k€0▼
Profit to be distributed694/7-€4.00M
Return on contributions (dividend)694-€4.00M
Social balance
Average headcount (FTE)90877.47.0▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €148k ▼34.7%
Net result drops to €148k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 69 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 59 days late
2022
31-12
Financial
Equity above €5MEq €5.21M ▲14.7%
5 profitable years in a row build equity to €5.21M.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €2.13M ▲79.8%
Operating result €2.83M, net result €2.13M, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnlaan 242550 KontichGround area
1,042 m²
Building footprint
340 m²
Volume, LiDAR
1,750 m³
Parcel 11024B0091/00R002, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHILDHOME
since 20102.184.474.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0091/00R002 | Flanders | 1,042 m² | 1 · 339 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 59 EUR awarded · 59 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 59 EUR |
| 2024 | 1 | 59 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,313 companies in sector 46423 we hold annual accounts for 813. 371 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2010
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
46471Wholesale trade
47511Retail trade
47512Retail sale of household textiles and bedding
47519Retail trade
47551Retail sale of household furniture
47591Retail trade
47640Retail sale of games and toys
47650Retail trade
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.