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CHIK PROF CONSTRUCT

Active
Private limited companyfounded 20233 yrs activeGeraardsbergsestraat 138, 1703 Dilbeek, BelgiumKBO/BCE: BE 0803.881.362
Summary

CHIK PROF CONSTRUCT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,687 and a net result of €20,336. Equity is growing by ~140.6% per year across the filed fiscal years. Its solvency ranks better than 38% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Other specialised construction activities
NACE 43990NACE 43999
1 site
Size
€51,113total assets 2025
Staff
0.9 FTE
Equity
€18,687
Profit
€20,336
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
1.1%
Structure
Accounts filed 30 d late1 of 2 deeds read
Why 68- Founded in 2023- Size: total assets €51,113- Latest accounts 30 days late+ Liquidity: current ratio 5.66, cash €19,868Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 81% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 62+44
equity 36.6% of total assets
Liquidity 97+61
short-term debt 12.6% · cash 38.9%
Profitability 100+100
return on assets 39.8%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%▲ +0.5% vs 11-2024 01-2025: 2.1%▲ +1.3% vs 12-2024 02-2025: 2.2%▲ +5.8% vs 01-2025 03-2025: 2.3%▲ +2.0% vs 02-2025 04-2025: 2.4%▲ +4.3% vs 03-2025 05-2025: 2.4%▲ +1.7% vs 04-2025 06-2025: 2.4%▼ -0.3% vs 05-2025 07-2025: 2.6%▲ +8.7% vs 06-2025 08-2025: 2.6%▲ +0.1% vs 07-2025 09-2025: 2.6%● 0.0% vs 08-2025 10-2025: 2.6%● 0.0% vs 09-2025 11-2025: 2.6%● 0.0% vs 10-2025 12-2025: 2.6%● 0.0% vs 11-2025 01-2026: 2.6%▼ -2.0% vs 12-2025 02-2026: 2.5%▼ -3.7% vs 01-2026 03-2026: 2.5%▼ -0.7% vs 02-2026 04-2026: 2.4%▼ -2.7% vs 03-2026 05-2026: 2.5%▲ +3.2% vs 04-2026 06-2026: 2.5%▼ -0.2% vs 05-2026 07-2026: 2.6%▲ +3.8% vs 06-2026 08-2026: 3.1%▲ +19.2% vs 07-2026highest value 09-2026: 1.1%▼ -64.9% vs 08-2026lowest value 10-2026: 1.1%▲ +1.0% vs 09-2026
  • Founded in 2023 raises the probability for this profile
  • Size: total assets €51,113 raises the probability for this profile
  • Liquidity: current ratio 5.66, cash €19,868 lowers the probability
  • Latest accounts 30 days late raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 5.66 against 1.8 in 2024; short-term debt: 12.6% and cash: 38.9% of total assets), but 63.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 39%, liquidity 94%, profitability 93%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Size: total assets €51,113
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 5.66, cash €19,868
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 30 days late
In the bankruptcy model this factor raises the probability.
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
30 d late
2024
10 d early
2023
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (3 of the last 3 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Registered-office moveDirector in office
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Back to profitnet €20,336

Financials · fiscal year 2025, micro schema

Equity
€18,687
2024 · -€1,649
Total assets
€51,113▲ 108%
2024 · €24,587
Net result
€20,336
2024 · -€6,550
Working capital
€29,974▲ 184%
2024 · €10,542
Trend over the years

2023 to 2025, 3 fiscal years

The operating result returns to profit in 2025: €25,860 after a loss of €5,129 in 2024, the highest result in the available series.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€25,860 2025 Net result€20,336 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€3,659--€5,129€25,860
Net result€2,901within the sector's middle half--€6,550below the sector's middle half€20,336within the sector's middle half
Equity€4,901below the sector's middle half--€1,649below the sector's middle half€18,687below the sector's middle half
Total assets€19,695below the sector's middle half-€24,587below the sector's middle half▲ 24.8%€51,113below the sector's middle half▲ 108%
Debt€14,794-€26,236▲ 77.3%€32,426▲ 23.6%
Working capital€4,840within the sector's middle half-€10,542within the sector's middle half▲ 118%€29,974within the sector's middle half▲ 184%
Solvency24.9%within the sector's middle half--6.7%below the sector's middle half▼ 31.6pp36.6%within the sector's middle half▲ 43.3pp
Current ratio3.70above the sector's middle half-1.80within the sector's middle half▼ 1.905.66above the sector's middle half▲ 3.87
Return on assets (ROA)14.7%within the sector's middle half--26.6%below the sector's middle half▼ 41.4pp39.8%above the sector's middle half▲ 66.4pp
Staff (FTE)1.60.9▼ 43.8%
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51,113
Fixed assets €14,713 ▲ 1,719%
Current assets €36,400 ▲ 53.1%
Equity and liabilities €51,113
Equity €18,687
Debt €32,426
Debt finances 63.4% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28,783▲
2024 · -€4,909
Cash flow
€23,259▲
2024 · -€6,330
Debt to equity
1.74
ROE
108.8%
Interest coverage
16.40▲
2024 · -3.41
Debt ≤ 1 year
€6,426▼
2024 · €13,236
Debt > 1 year
€26,000▲
2024 · €13,000
Income taxes
€3,769
Staff costs
€12,066▼
2024 · €24,734
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,450 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€24,587€51,113▲
Fixed assets21/28€809€14,713▲
Tangible fixed assets22/27€809€14,713▲
Furniture and vehicles24€809€14,713▲
Current assets29/58€23,778€36,400▲
Amounts receivable within one year40/41€20,849€16,153▼
Trade receivables40€17,115€11,590▼
Other amounts receivable41€3,734€4,563▲
Cash at bank and in hand54/58€2,662€19,868▲
Deferred charges and accrued income490/1€267€379▲
Equity and liabilities
Total equity and liabilities10/49€24,587€51,113▲
Equity10/15-€1,649€18,687▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€3,649€16,687▲
Amounts payable17/49€26,236€32,426▲
Amounts payable after more than one year17€13,000€26,000▲
Other amounts payable178/9€13,000€26,000▲
Amounts payable within one year42/48€13,236€6,426▼
Trade debts44€1,577€448▼
Suppliers440/4€1,577€448▼
Taxes, remuneration and social security45€9,356€3,289▼
Taxes450/3€730€3,289▲
Remuneration and social security454/9€8,626-
Other amounts payable47/48€2,303€2,689▲
Income statement Code20242025
Remuneration, social security and pensions62€24,734€12,066▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220€2,923▲
Other operating charges640/8€10,622€969▼
Gross operating margin9900€30,447€41,818▲
Operating profit (loss)9901-€5,129€25,860▲
Financial income75/76B€20-
Recurring financial income75€20-
Financial charges65/66B€1,441€1,755▲
Recurring financial charges65€1,441€1,755▲
Profit (loss) for the period before taxes9903-€6,550€24,105▲
Income taxes67/77-€3,769
Profit (loss) for the period9904-€6,550€20,336▲
Profit (loss) for the period to be appropriated9905-€6,550€20,336▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3,649€16,687▲
Profit (loss) brought forward from the previous period14P€2,901-€3,649▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62-€24,734€12,066▼ 51.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€589€220€2,923▲ 1,229%
Other operating charges640/8€793€10,622€969▼ 90.9%
Gross operating margin9900€5,041€30,447€41,818▲ 37.3%
Operating profit (loss)9901€3,659-€5,129€25,860▲ 604%
Financial income75/76B€12€20--
Recurring financial income75€12€20--
Financial charges65/66B€40€1,441€1,755▲ 21.8%
Recurring financial charges65€40€1,441€1,755▲ 21.8%
Profit (loss) for the period before taxes9903€3,631-€6,550€24,105▲ 468%
Income taxes67/77€730-€3,769-
Profit (loss) for the period9904€2,901-€6,550€20,336▲ 410%
Profit (loss) for the period to be appropriated9905€2,901-€6,550€20,336▲ 410%
Line202320242025Change
Assets
Total assets20/58€19,695€24,587€51,113▲ 108%
Fixed assets21/28€13,061€809€14,713▲ 1,719%
Tangible fixed assets22/27€13,061€809€14,713▲ 1,719%
Furniture and vehicles24€13,061€809€14,713▲ 1,719%
Current assets29/58€6,634€23,778€36,400▲ 53.1%
Amounts receivable within one year40/41€4,848€20,849€16,153▼ 22.5%
Trade receivables40€175€17,115€11,590▼ 32.3%
Other amounts receivable41€4,673€3,734€4,563▲ 22.2%
Cash at bank and in hand54/58€632€2,662€19,868▲ 646%
Deferred charges and accrued income490/1€1,154€267€379▲ 41.9%
Equity and liabilities
Total equity and liabilities10/49€19,695€24,587€51,113▲ 108%
Equity10/15€4,901-€1,649€18,687▲ 1,233%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14€2,901-€3,649€16,687▲ 557%
Amounts payable17/49€14,794€26,236€32,426▲ 23.6%
Amounts payable after more than one year17€13,000€13,000€26,000▲ 100%
Other amounts payable178/9€13,000€13,000€26,000▲ 100%
Amounts payable within one year42/48€1,794€13,236€6,426▼ 51.5%
Trade debts44€1,064€1,577€448▼ 71.6%
Suppliers440/4€1,064€1,577€448▼ 71.6%
Taxes, remuneration and social security45€730€9,356€3,289▼ 64.8%
Taxes450/3€730€730€3,289▲ 351%
Remuneration and social security454/9-€8,626--
Other amounts payable47/48-€2,303€2,689▲ 16.8%
Line202320242025Change
Profit (loss) for the period9904€2,901-€6,550€20,336▲ 410%
+ Depreciation and write-downs630€589€220€2,923▲ 1,229%
Operating cash flow (approximation)€3,490-€6,330€23,259▲ 467%
Investment in fixed assets (approximation)-€12,032-€16,827▼ 240%
Change in cash-€2,030€17,206▲ 748%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

CHIK PROF CONSTRUCT was incorporated on 12 July 2023 as a Private limited company.1 The registered office was moved to Dilbeek in 2026.2 Total assets rose from €19,695 in 2023 to €51,113 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 18-09-2026
  3. 3National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-09
State Gazette act General meeting · Registered-office move
Director in office3 facts ▸
  • General meeting, 01-09-2026
  • Registered-office move, Geraardsbergsestraat 138, 1703 Dilbeek
  • Director in office, Cichivciuc Constantin (director)
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial Back to profitnet €20,336
Net result €20,336 after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 5.66
Current ratio from 1.80 to 5.66; short-term debt falls from €13,236 to €6,426.
21-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€6,550
Net result drops to -€6,550, the lowest in the series; recovery starts the following year.
27-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded12-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43350Other building finishing work
53200Other postal and courier activities
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803881362
Registered 04-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 3 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
696 m²
Building footprint
196 m²
Volume, LiDAR
2,190 m³
2 parcels, Brussels, Flanders · tallest building 19.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CHIK PROF CONSTRUCT
Schoonslaapsterstraat 6, 1080 Sint-Jans-MolenbeekSite preparation
since 2023unit no. 2.347.400.097
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23070A0264/00A000 Flanders 555 m² 1 · 92 m² 10.4 m · 3 fl.
21524C0070/00V000 Brussels 141 m² 1 · 105 m² 19.3 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Other provisionsOther rules from the articles that fall under none of the themes above.
1 more provision in the deed, see the deed of 18-09-2026

Read from the deeds: 1 provision, deed of 18-09-2026