CHIELENS INTERIOR
ActiveCHIELENS INTERIOR has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €620k and a net result of €209k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-2
Solvency74▼-20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 2.62 in 2024; short-term debt: 48.4% and cash: 15% of total assets), but 51.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.9%
Return on assets
16.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
10 d early
2023
8 d early
2022
on the day
2021
26 d late
2020
27 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€620k▼ 21.7%
2024 · €792k
2018: €306k
2019: €425k
2020: €505k
2021: €476k
2022: €596k
2023: €709k
2024: €792k
2018 → 2025
Total assets
€1.27M▲ 10.5%
2024 · €1.15M
2018: €447k
2019: €587k
2020: €625k
2021: €726k
2022: €833k
2023: €946k
2024: €1.15M
2018 → 2025
Net result
€209k▲ 3.1%
2024 · €202k
2018: €75k
2019: €119k
2020: €80k
2021: €112k
2022: €189k
2023: €187k
2024: €202k
2018 → 2025
Working capital
€379k▼ 32.9%
2024 · €564k
2018: €102k
2019: €219k
2020: €211k
2021: €206k
2022: €313k
2023: €461k
2024: €564k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€476k-€596k▲ 25.4%€709k▲ 18.9%€792k▲ 11.8%€620k▼ 21.7%
Operating result€162k-€275k▲ 69.8%€278k▲ 1.1%€300k▲ 8.1%€305k▲ 1.5%
Net result€112k-€189k▲ 68.5%€187k▼ 1.0%€202k▲ 8.1%€209k▲ 3.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€275k▲ 17.1%
Current assets
€992k▲ 8.8%
Equity and liabilities €1.27M
Equity
€620k▼ 21.7%
Debt
€647k▲ 82.4%
The debt ratio rises from 30.9% to 51.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€360k▲
2024 · €342k
Cash flow
€264k▲
2024 · €245k
Solvency
48.9%▼
2024 · 69.1%
Current ratio
1.62▼
2024 · 2.62
Quick ratio
0.46▼
2024 · 1.17
Debt / equity
1.04▲
2024 · 0.45
ROE
33.6%▲
2024 · 25.6%
ROA
16.5%▼
2024 · 17.7%
Interest coverage
158.39▼
2024 · 172.62
Debt
€647k▲
2024 · €355k
Debt ≤ 1 year
€614k▲
2024 · €348k
Debt > 1 year
€31k▲
2024 · €5k
Income taxes
€94k▼
2024 · €102k
Staff costs
€56k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.27M▲
Fixed assets21/28€235k€275k▲
Tangible fixed assets22/27€235k€275k▲
Land and buildings22€171k€162k▼
Plant, machinery and equipment23€36k€24k▼
Furniture and vehicles24€28k€89k▲
Financial fixed assets28€164€164=
Current assets29/58€912k€992k▲
Stocks and contracts in progress3€503k€711k▲
Stocks30/36€503k€711k▲
Amounts receivable within one year40/41€33k€89k▲
Trade receivables40€33k€89k▲
Other amounts receivable41€36€54▲
Cash at bank and in hand54/58€376k€191k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.27M▲
Equity10/15€792k€620k▼
Contributions10/11€19k€19k=
Reserves13€771k€599k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€99€99=
Distributable reserves133€769k€597k▼
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€355k€647k▲
Amounts payable after more than one year17€5k€31k▲
Financial debts170/4€5k€31k▲
Amounts payable within one year42/48€348k€614k▲
Current portion of amounts payable after more than one year42€9k€17k▲
Trade debts44€61k€127k▲
Suppliers440/4€61k€127k▲
Taxes, remuneration and social security45€165k€117k▼
Taxes450/3€146k€73k▼
Remuneration and social security454/9€19k€44k▲
Other amounts payable47/48€113k€353k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€57k€56k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€56k▲
Other operating charges640/8€10k€10k▲
Gross operating margin9900€409k€427k▲
Operating profit (loss)9901€300k€305k▲
Financial income75/76B€6k€80▼
Recurring financial income75€6k€80▼
Non-recurring financial income76B€6k-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€304k€303k▼
Income taxes67/77€102k€94k▼
Profit (loss) for the period9904€202k€209k▲
Profit (loss) for the period to be appropriated9905€202k€209k▲
Appropriation of the result
Profit (loss) to be appropriated9906€205k€211k▲
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€119k€380k▲
Transfer to equity691/2€202k€209k▲
To other reserves6921€202k€209k▲
Profit to be distributed694/7€119k€380k▲
Directors or managers695€119k€380k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €209k ▲3.1%
Operating result €305k, net result €209k, both a record.
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €596k ▲25.4%
5 profitable years in a row build equity to €596k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €500kEq €505k ▲18.8%
3 profitable years in a row build equity to €505k.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duinbergenlaan 1258301 Knokke-HeistGround area
910 m²
Building footprint
910 m²
Volume, LiDAR
24,713 m³
Parcel 31337F0062/00A000, Flanders · tallest building 35.3 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
CHIELENS INTERIOR
since 20082.220.848.949
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31337F0062/00A000 | Flanders | 910 m² | 1 · 910 m² | 35.3 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 626 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2008
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
47551Retail sale of household furniture
47591Retail trade
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.