CHICAGO
ActiveThe computed 12-month bankruptcy probability of CHICAGO is 2.2% (moderate). The 2024 annual accounts show equity of €100k and a net result of €31k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 9518 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+78
Solvency99▲+14
Growth52=
Track record84
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.94 against 3.1 in 2023; short-term debt: 23.5% and cash: 16.1% of total assets), and 26.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
14 d late
2022
21 d early
2021
5 d early
2020
16 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Financials · fiscal year 2024, micro schema
Equity
€100k▲ 45.0%
2023 · €69k
2020: €51k
2021: €64k
2022: €69k
2023: €69k
2020 → 2024
Total assets
€136k▲ 17.4%
2023 · €116k
2020: €284k
2021: €194k
2022: €126k
2023: €116k
2020 → 2024
Net result
€31k▲ 10,365%
2023 · €297
2020: €43k
2021: €13k
2022: €5k
2023: €297
2020 → 2024
Working capital
€94k▲ 30.8%
2023 · €72k
2020: €-118k
2021: €107k
2022: €93k
2023: €72k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€51k-€64k▲ 26.5%€69k▲ 7.5%€69k▲ 0.4%€100k▲ 45.0%
Operating result€61k-€20k▼ 67.1%€9k▼ 56.0%€-583€38k
Net result€43k-€13k▼ 68.9%€5k▼ 64.0%€297▼ 93.8%€31k▲ 10,365%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €38k after a loss of €583 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €136k
Fixed assets
€10k▲ 2.8%
Current assets
€126k▲ 18.8%
Equity and liabilities €136k
Equity
€100k▲ 45.0%
Debt
€36k▼ 23.2%
The debt ratio falls from 40.4% to 26.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2023 · €8
Cash flow
€32k▲
2023 · €888
Solvency
73.6%▲
2023 · 59.6%
Current ratio
3.94▲
2023 · 3.10
Quick ratio
3.94▲
2023 · 3.10
Debt / equity
0.36▼
2023 · 0.68
ROE
31.0%▲
2023 · 0.4%
ROA
22.8%▲
2023 · 0.3%
Interest coverage
55.43▲
2023 · 0.01
Debt
€36k▼
2023 · €47k
Debt ≤ 1 year
€32k▼
2023 · €34k
Debt > 1 year
€4k▼
2023 · €13k
Income taxes
€11k▲
2023 · €20
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€116k€136k▲
Fixed assets21/28€10k€10k▲
Tangible fixed assets22/27€10k€10k▲
Furniture and vehicles24-€1k
Other tangible fixed assets26€10k€9k▼
Current assets29/58€106k€126k▲
Amounts receivable within one year40/41€84k€104k▲
Trade receivables40€33k€16k▼
Other amounts receivable41€51k€89k▲
Cash at bank and in hand54/58€22k€22k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€116k€136k▲
Equity10/15€69k€100k▲
Contributions10/11€8k€8k=
Reserves13€62k€93k▲
Distributable reserves133€62k€93k▲
Amounts payable17/49€47k€36k▼
Amounts payable after more than one year17€13k€4k▼
Financial debts170/4€13k€4k▼
Amounts payable within one year42/48€34k€32k▼
Current portion of amounts payable after more than one year42€21k€9k▼
Trade debts44€549€1k▲
Suppliers440/4€549€1k▲
Taxes, remuneration and social security45€13k€22k▲
Taxes450/3€13k€22k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€591€1k▲
Other operating charges640/8€1k€2▼
Gross operating margin9900€1k€39k▲
Operating profit (loss)9901€-583€38k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€863€711▼
Recurring financial charges65€863€711▼
Profit (loss) for the period before taxes9903€317€42k▲
Income taxes67/77€20€11k▲
Profit (loss) for the period9904€297€31k▲
Profit (loss) for the period to be appropriated9905€297€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€297€31k▲
Transfer to equity691/2€297€31k▲
To other reserves6921€297€31k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
KBO administration
Address strikeout annulled
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
25-07
KBO administration
Address struck
2024
31-12
Financial
Equity above €100kEq €100k ▲45%
5 profitable years in a row build equity to €100k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet €297 ▼93.8%
Net result drops to €297, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 7current ratio 2.22
Current ratio from 0.32 to 2.22; short-term debt falls from €172k to €87k.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kazernestraat 33800 Sint-TruidenGround area
90 m²
Building footprint
64 m²
Volume, LiDAR
692 m³
Parcel 71053H0701/00B000, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ChicAgo
since 20202.297.979.884
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H0701/00B000 | Flanders | 90 m² | 1 · 64 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 7,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2020
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.