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Chic Music

Active
Public limited companyfounded 198244 yrs activeRoute de la Malle-Poste 16, 4171 Comblain-au-Pont, BelgiumKBO/BCE: BE 0422.743.024
Summary

Chic Music has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €737,365 and a net result of €40,475. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 19384 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Real estate agency activities
NACE 68310NACE 68311NACE 70311
#8 oldest company in Comblain-au-Pont1 site
Size
€1.5mtotal assets 2024
Equity
€737,365
Profit
€40,475
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2024
Bankruptcy chance 12 m
0.6%
Structure
Accounts 66 d overdue0 of 5 deeds read
Why 82- Figures for FY 2024 (filed 09-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 40 days late; 3 of the last 3 late+ Size: total assets €1.5m+ Founded in 1982Show the evidence

Checked score

Score 2024
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 75+7
equity 50.5% of total assets
Liquidity 45+4
short-term debt 30.4% · cash 6.0%
Profitability 72-28
return on assets 2.8%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -0.7% vs 12-2024lowest value 02-2025: 0.1%▲ +2.1% vs 01-2025 03-2025: 0.1%▲ +2.7% vs 02-2025 04-2025: 0.1%▼ -3.3% vs 03-2025 05-2025: 0.2%▲ +5.5% vs 04-2025 06-2025: 0.2%▲ +9.2% vs 05-2025 07-2025: 0.2%▲ +36.5% vs 06-2025 08-2025: 0.4%▲ +56.6% vs 07-2025 09-2025: 0.4%▲ +16.8% vs 08-2025 10-2025: 0.2%▼ -63.5% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.7% vs 12-2025 02-2026: 0.2%▲ +2.0% vs 01-2026 03-2026: 0.2%▲ +2.6% vs 02-2026 04-2026: 0.2%▼ -3.2% vs 03-2026 05-2026: 0.1%▼ -3.3% vs 04-2026 06-2026: 0.2%▲ +7.4% vs 05-2026 07-2026: 0.2%▲ +13.8% vs 06-2026 08-2026: 0.4%▲ +101% vs 07-2026 09-2026: 0.4%▲ +16.8% vs 08-2026 10-2026: 0.6%▲ +31.1% vs 09-2026highest value
  • Figures for FY 2024 (filed 09-09-2025) raises the probability
  • Size: total assets €1.5m lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 40 days late; 3 of the last 3 late raises the probability
  • Founded in 1982 lowers the probability for this profile
Credit up to €60,000 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 0.8 in 2023; short-term debt: 30.4% and cash: 6% of total assets), and 49.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 65%, liquidity 39%, profitability 64%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 09-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 40 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1982
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-09-2025, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
40 d late
2023
68 d late
2022
58 d late
2021
78 d late
2020
151 d late
2019
66 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 77 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Back to profitnet €600,995

Key points

  • Caution: Result fell in 2024from €600,995 to €40,475 ▼ 93.3% View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Positive: Among the best 13% on equitysector median €86,975 · 19,401 companies €737,365 View

By topic

Financials

Fiscal year
2024
Total assets
€1.5m
Profit
€40,475
Solvency
50.5%
Total assets▼ 9.1%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 09-09-2025Annual accounts filed
  2. 07-10-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Real estate agency activitiesNACE 68310
Founded
13-04-1982
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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