CHIANDRO
ActiveSummary
CHIANDRO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62,810 and a net result of €100,415. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency48▲+43
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 0.8 in 2023; short-term debt: 76.9% and cash: 35.7% of total assets), and 76.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
70 d late
2022
12 d early
2021
31 d late
2020
25 d early
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 6 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€62,810
2023 · -€37,605
Total assets
€271,462▲ 46.2%
2023 · €185,637
Net result
€100,415
2023 · -€62,523
Working capital
€61,368
2023 · -€44,111
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€83,102€107,952▲ 29.9%€54,367▼ 49.6%-€60,983€115,535
Net result€78,097€82,245▲ 5.3%€44,298▼ 46.1%-€62,523€100,415
Equity-€101,625▲ 43.5%-€19,380▲ 80.9%€24,918-€37,605€62,810
Total assets€110,848▼ 48.2%€165,159▲ 49.0%€131,195▼ 20.6%€185,637▲ 41.5%€271,462▲ 46.2%
Debt€212,473▼ 46.0%€184,539▼ 13.1%€106,277▼ 42.4%€223,242▲ 110%€208,652▼ 6.5%
Working capital-€101,625▲ 43.5%-€23,480▲ 76.9%€23,503-€44,111€61,368
Staff (FTE)10.5▲ 11.7%2▼ 81.0%7.5▲ 275%7.2▼ 4.0%6.7▼ 6.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2022 Staff (FTE) +275% on 2021. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €115,535 after a loss of €60,983 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €271,462
Fixed assets
€1,441 ▼ 77.8%
Current assets
€270,020 ▲ 50.7%
Equity and liabilities €271,462
Equity
€62,810
Debt
€208,652
Debt finances 76.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€116,500▲
2023 · -€60,496
Cash flow
€101,379▲
2023 · -€62,036
Current ratio
1.29▲
2023 · 0.80
Quick ratio
0.89▲
2023 · 0.41
Debt to equity
3.32▲
2023 · -5.94
ROE
159.9%
ROA
37.0%▲
2023 · -33.7%
Interest coverage
24.69▲
2023 · -30.47
Debt ≤ 1 year
€208,652▼
2023 · €223,242
Income taxes
€12,050▲
2023 · €3,471
Staff costs
€293,852▼
2023 · €310,111
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €331,082 | €302,929 | €310,111 | €293,852 | ▼ 5.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €487 | €964 | ▲ 98.0% |
| Other operating charges640/8 | - | €235 | €1,089 | €802 | €999 | ▲ 24.6% |
| Gross operating margin9900 | €355,315 | €439,269 | €358,385 | €250,417 | €411,351 | ▲ 64.3% |
| Operating profit (loss)9901 | €83,102 | €107,952 | €54,367 | -€60,983 | €115,535 | ▲ 289% |
| Financial income75/76B | - | - | €194 | €3,916 | €1,648 | ▼ 57.9% |
| Recurring financial income75 | - | - | €194 | €3,916 | €1,648 | ▼ 57.9% |
| Financial charges65/66B | - | €6,708 | €1,189 | €1,985 | €4,718 | ▲ 138% |
| Recurring financial charges65 | €5,005 | €6,708 | €1,189 | €1,985 | €4,718 | ▲ 138% |
| Profit (loss) for the period before taxes9903 | €78,097 | €101,245 | €53,372 | -€59,053 | €112,465 | ▲ 290% |
| Income taxes67/77 | - | €19,000 | €9,074 | €3,471 | €12,050 | ▲ 247% |
| Profit (loss) for the period9904 | €78,097 | €82,245 | €44,298 | -€62,523 | €100,415 | ▲ 261% |
| Profit (loss) for the period to be appropriated9905 | €78,097 | €82,245 | €44,298 | -€62,523 | €100,415 | ▲ 261% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €110,848 | €165,159 | €131,195 | €185,637 | €271,462 | ▲ 46.2% |
| Fixed assets21/28 | - | €4,100 | €4,100 | €6,506 | €1,441 | ▼ 77.8% |
| Tangible fixed assets22/27 | - | - | - | €2,406 | €1,441 | ▼ 40.1% |
| Plant, machinery and equipment23 | - | - | - | €2,406 | €1,441 | ▼ 40.1% |
| Financial fixed assets28 | - | €4,100 | €4,100 | €4,100 | €0 | ▼ 100% |
| Current assets29/58 | €110,848 | €161,059 | €127,095 | €179,131 | €270,020 | ▲ 50.7% |
| Stocks and contracts in progress3 | €74,151 | €61,069 | €95,571 | €88,688 | €84,879 | ▼ 4.3% |
| Stocks30/36 | - | €61,069 | €95,571 | €88,688 | €84,879 | ▼ 4.3% |
| Amounts receivable within one year40/41 | €12,569 | €45,999 | €17,521 | €38,062 | €70,051 | ▲ 84.0% |
| Trade receivables40 | - | €44,347 | €13,313 | €25,449 | €50,664 | ▲ 99.1% |
| Other amounts receivable41 | - | €1,652 | €4,209 | €12,613 | €19,387 | ▲ 53.7% |
| Cash at bank and in hand54/58 | €20,580 | €52,753 | €8,834 | €42,486 | €97,017 | ▲ 128% |
| Deferred charges and accrued income490/1 | - | €1,238 | €5,169 | €9,895 | €18,074 | ▲ 82.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €110,848 | €165,159 | €131,195 | €185,637 | €271,462 | ▲ 46.2% |
| Equity10/15 | -€101,625 | -€19,380 | €24,918 | -€37,605 | €62,810 | ▲ 267% |
| Contributions10/11 | - | €6,200 | €8,060 | €8,060 | €6,200 | ▼ 23.1% |
| Reserves13 | €1,860 | €1,860 | €0 | - | €56,610 | - |
| Non-distributable reserves130/1 | - | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | - | €56,610 | - |
| Profit (loss) carried forward14 | -€109,685 | -€27,440 | €16,858 | -€45,665 | €0 | ▲ 100% |
| Amounts payable17/49 | €212,473 | €184,539 | €106,277 | €223,242 | €208,652 | ▼ 6.5% |
| Amounts payable within one year42/48 | €212,473 | €184,539 | €103,593 | €223,242 | €208,652 | ▼ 6.5% |
| Trade debts44 | €194,360 | €101,596 | €46,901 | €179,811 | €137,418 | ▼ 23.6% |
| Suppliers440/4 | - | €101,596 | €46,901 | €179,811 | €137,418 | ▼ 23.6% |
| Taxes, remuneration and social security45 | - | €81,652 | €56,692 | €43,432 | €28,090 | ▼ 35.3% |
| Taxes450/3 | - | €24,381 | €28,074 | €12,036 | €6,585 | ▼ 45.3% |
| Remuneration and social security454/9 | - | €57,270 | €28,618 | €31,395 | €21,505 | ▼ 31.5% |
| Other amounts payable47/48 | - | €1,291 | €0 | - | €43,144 | - |
| Accrued charges and deferred income492/3 | - | - | €2,685 | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €78,097 | €82,245 | €44,298 | -€62,523 | €100,415 | ▲ 261% |
| + Depreciation and write-downs630 | - | - | - | €487 | €964 | ▲ 98.0% |
| Operating cash flow (approximation) | €78,097 | €82,245 | €44,298 | -€62,036 | €101,379 | ▲ 263% |
| Investment in fixed assets (approximation) | - | - | €0 | -€2,893 | €4,100 | ▲ 242% |
| Change in cash | - | €32,173 | -€43,920 | €33,652 | €54,530 | ▲ 62.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €100,415
Net result €100,415 after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €78,097
Net result €78,097 after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet -€62,908
Net result drops to -€62,908, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
18-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
08-12
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 130 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2013
Ground area
2,332 m²
Building footprint
677 m²
Volume, LiDAR
2,910 m³
Parcel 72010D0375/00P003, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bruno
since 20132.218.603.794
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72010D0375/00P003 | Flanders | 2,331 m² | 1 · 677 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 71,215 EUR awarded · 71,215 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 19,800 EUR | 20,700 EUR |
| 2024 | 3 | 23,916 EUR | 23,016 EUR |
| 2023 | 3 | 14,010 EUR | 14,010 EUR |
| 2022 | 2 | 13,489 EUR | 13,489 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 sitePeer2.218.603.794
Dual-learning approval
2 live approvals · 7 endedWinkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 7 ended approvals
Aanvuller (so)
Kassier (so)
Medewerker snackbar-taverne (so)
Verkoper (so)
Aanvuller (so)
Kassier (so)
Medewerker snackbar-taverne (so)
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Of 1,265 companies in sector 47300 we hold annual accounts for 950. 746 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-11-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
95316Washing and cleaning of motor vehicles
47252Retail sale of beverages, general range
47260Retail trade
47279Other retail sale of food
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0893351588
Also
9925:BE0893351588
Registered
30-08-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.