CHIAMAT
Dissolution or liquidationThe KBO register records for CHIAMAT the legal situation: dissolution or liquidation (code 013); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show equity of €100k and a net result of €53k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 02-10-2024, 63 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
63 d late
2022
30 d late
2021
5 d late
2020
73 d late
2019
407 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€0▼ 100%
2019 · €25k
2018: €181k
2019: €25k
2018 → 2020
EBIT margin
0.3%▼ 88.3pp
2018 · 88.6%
2018: 88.6%
2018 → 2019
Net result
€53k▲ 107%
2022 · €26k
2018: €126k
2019: €-121
2020: €-30k
2021: €-44k
2022: €26k
2018 → 2023
Working capital
€98k▲ 128%
2022 · €43k
2018: €366k
2019: €381k
2021: €19k
2022: €43k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€25k-€0▼ 100%
Equity€395k-€365k▼ 7.7%€21k▼ 94.3%€46k▲ 125%€100k▲ 115%
Operating result€65-€-30k€-14k▲ 55.0%€26k€76k▲ 189%
Net result€-121-€-30k▼ 25,064%€-44k▼ 44.5%€26k€53k▲ 107%
Result per fiscal year
Operating resultNet result
After the dip in 2020 the operating result has climbed three years in a row; 2023 is 189% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €222k
Fixed assets
€3k▼ 31.2%
Current assets
€219k▲ 92.7%
Equity and liabilities €222k
Equity
€100k▲ 115%
Debt
€122k▲ 71.0%
The debt ratio falls from 60.5% to 54.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▲
2022 · €27k
Cash flow
€55k▲
2022 · €27k
Solvency
45.1%▲
2022 · 39.5%
Current ratio
1.80▲
2022 · 1.60
Quick ratio
1.80▲
2022 · 1.60
Debt / equity
1.22▼
2022 · 1.53
ROE
53.5%▼
2022 · 55.5%
ROA
24.1%▲
2022 · 21.9%
Interest coverage
22.66▲
2022 · 20.74
Debt
€122k▲
2022 · €71k
Debt ≤ 1 year
€121k▲
2022 · €71k
Income taxes
€24k▲
2022 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€118k€222k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€114k€219k▲
Amounts receivable within one year40/41€110k€200k▲
Trade receivables40€33k€15k▼
Other amounts receivable41€77k€185k▲
Cash at bank and in hand54/58€1k€17k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€118k€222k▲
Equity10/15€46k€100k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€32k€86k▲
Amounts payable17/49€71k€122k▲
Amounts payable within one year42/48€71k€121k▲
Financial debts43-€55k
Credit institutions430/8-€55k
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€71k€64k▼
Taxes450/3€71k€64k▼
Accrued charges and deferred income492/3€355€355▲
Income statement
Code20222023
Non-recurring operating income76A€625€262▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€850€1k▲
Other operating charges640/8€3k€7k▲
Non-recurring operating charges66A-€7k
Gross operating margin9900€30k€91k▲
Operating profit (loss)9901€26k€76k▲
Financial income75/76B€10k€5k▼
Recurring financial income75€10k€5k▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€35k€78k▲
Income taxes67/77€9k€24k▲
Profit (loss) for the period9904€26k€53k▲
Profit (loss) for the period to be appropriated9905€26k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€86k▲
Profit (loss) brought forward from the previous period14P€6k€32k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 5 days late
2021
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series.
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 73 days late
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 407 days late
2019
31-12
Financial
Liquidity times 11current ratio 149.58
Current ratio from 13.78 to 149.58; short-term debt falls from €29k to €3k.
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 76 days late
15-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 441 days late
15-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 806 days late
2016
31-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tervuren 971410 WaterlooGround area
9,302 m²
Building footprint
854 m²
Volume, LiDAR
3,949 m³
2 parcels, Wallonia · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Diane 5, 1410 Waterloo
since 20192.299.427.758
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763L0862/00A000 | Wallonia | 7,536 m² | 1 · 472 m² | - |
| 25762H0345/00D000 | Wallonia | 1,766 m² | 1 · 383 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2005
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.