CHIAMAL

Active Risk: not assessed

Private limited companyfounded 2005active for 21 yearsScheepvaartlaan 66, 3500 Hasselt, BelgiumKBO/BCE: BE 0872.768.188

Summary

CHIAMAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.3m and a net result of -€334,192. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 9,727 sector peers (NACE 64, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

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CHIAMALActive

Risk analysis Report Compare

Activity

Activities of holding companies

NACE 64210

1 site

Size

€8.9mtotal assets 2025

Equity: €1.3m
Loss: -€334,192

Turnover not published (micro format)Equity +1,049%: capital increase

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

2025 accounts filed 31 days late1 of 3 deeds summarised

Signalsraises riskWeak solvency vs sectorlowers riskGrowing equityneutralA punctual record breaksShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Three signals.

lowers riskraises riskneutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9727 sector peers (2025).

NBB · sector comparison

Position among 9727 sector peers

Solvency

better than 20%

← weakest strongest →

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €1.3m

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

1 day early

2023

14 days early

2022

20 days early

2021

10 days late

2020

27 days late

2019

6 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€334,192
31-12-2025 Equity above €1mequity €1.3m ▲1,049%

Key points

Caution: From profit to loss in 2025after €13,853 in 2024 -€334,192 View
Caution: Among the weakest 5% on net resultsector median €32,911 · 9,729 companies -€334,192 View
Total assets 20256 financial years filed €8.9m View

By topic

Financials

Financial year: 2025
Total assets: €8.9m
Loss: -€334,192
Solvency: 14.3%

Total assets▼ 4.9%

Net result

20182025

Go to Financials

Timeline

Events: 31
Since: 2006
Next accounts: by 31-07-2027

15-10-2025Miscellaneous
30-07-2025Annual accounts filed
31-12-2024Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Activities of holding companiesNACE 64210
Founded: 25-03-2005
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about CHIAMAL

What is the company number of CHIAMAL?: 0872.768.188. In Belgium the VAT number is the company number with BE in front: BE 0872.768.188.
Where is CHIAMAL based?: The registered office is at Scheepvaartlaan 66, 3500 Hasselt.Company details
What does CHIAMAL do?: According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of CHIAMAL?: Private limited company (BV).
When was CHIAMAL founded?: On 25-03-2005.
Is CHIAMAL still active?: Yes, CHIAMAL is an active enterprise in the KBO register.
What is the turnover of CHIAMAL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CHIAMAL profitable?: In financial year 2025, CHIAMAL made a loss of €334,192.
Where can I find the annual accounts of CHIAMAL?: CHIAMAL filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHIAMAL due?: By 31-07-2027, for financial year 2026.Timeline