CHHC
ActiveSummary
CHHC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €332,292 and a net result of -€21,365. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 95% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11▼-55
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 31.19 against 70.42 in 2024; short-term debt: 1.6% and cash: 0.2% of total assets), and 1.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€21,365
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
7 d early
2023
1 d early
2022
2 d late
2021
on the day
2020
2 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€332,292▼ 6.0%
2024 · €353,657
Total assets
€338,066▼ 5.2%
2024 · €356,452
Net result
-€21,365▼ 228%
2024 · -€6,515
Working capital
€163,014▼ 3.0%
2024 · €167,991
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€50,008€78,793▲ 57.6%€35,482▼ 55.0%-€5,439-€21,414▼ 294%
Net result€7,037€51,578▲ 633%€21,628▼ 58.1%-€6,515-€21,365▼ 228%
Equity€286,966▲ 2.5%€338,544▲ 18.0%€360,172▲ 6.4%€353,657▼ 1.8%€332,292▼ 6.0%
Total assets€400,278▼ 2.4%€447,432▲ 11.8%€427,555▼ 4.4%€356,452▼ 16.6%€338,066▼ 5.2%
Debt€113,312▼ 12.9%€108,888▼ 3.9%€67,383▼ 38.1%€2,795▼ 95.9%€5,774▲ 107%
Working capital€147,252▼ 7.2%€180,336▲ 22.5%€225,694▲ 25.2%€167,991▼ 25.6%€163,014▼ 3.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21,414 in 2025 against €5,439 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €338,066
Fixed assets
€169,653 ▼ 8.8%
Current assets
€168,413 ▼ 1.2%
Equity and liabilities €338,066
Equity
€332,292 ▼ 6.0%
Debt
€5,774 ▲ 107%
Debt's share of the balance-sheet total rises from 0.8% to 1.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€5,026▼
2024 · €10,835
Cash flow
-€4,977▼
2024 · €9,759
Current ratio
31.19▼
2024 · 70.42
Debt to equity
0.02▲
2024 · 0.01
ROE
-6.4%▼
2024 · -1.8%
ROA
-6.3%▼
2024 · -1.8%
Interest coverage
-35.90▼
2024 · 12.27
Debt ≤ 1 year
€5,399▲
2024 · €2,420
Debt > 1 year
€375=
2024 · €375
Income taxes
€165▼
2024 · €746
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | €42,638 | €35,628 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,804 | €16,846 | €23,730 | €16,274 | €16,388 | ▲ 0.7% |
| Other operating charges640/8 | - | €3,758 | €4,012 | €5,123 | €6,198 | ▲ 21.0% |
| Gross operating margin9900 | €75,558 | €99,397 | €63,224 | €15,958 | €1,172 | ▼ 92.7% |
| Operating profit (loss)9901 | €50,008 | €78,793 | €35,482 | -€5,439 | -€21,414 | ▼ 294% |
| Financial income75/76B | - | - | €91 | €553 | €354 | ▼ 36.0% |
| Recurring financial income75 | €3 | - | €91 | €553 | €354 | ▼ 36.0% |
| Financial charges65/66B | - | €3,955 | €3,013 | €883 | €140 | ▼ 84.1% |
| Recurring financial charges65 | €5,478 | €3,955 | €3,013 | €883 | €140 | ▼ 84.1% |
| Profit (loss) for the period before taxes9903 | €44,533 | €74,838 | €32,560 | -€5,769 | -€21,200 | ▼ 267% |
| Income taxes67/77 | €37,496 | €23,260 | €10,932 | €746 | €165 | ▼ 77.9% |
| Profit (loss) for the period9904 | €7,037 | €51,578 | €21,628 | -€6,515 | -€21,365 | ▼ 228% |
| Profit (loss) for the period to be appropriated9905 | €7,037 | €51,578 | €21,628 | -€6,515 | -€21,365 | ▼ 228% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €400,278 | €447,432 | €427,555 | €356,452 | €338,066 | ▼ 5.2% |
| Fixed assets21/28 | €220,710 | €216,796 | €193,066 | €186,041 | €169,653 | ▼ 8.8% |
| Tangible fixed assets22/27 | €220,710 | €216,796 | €193,066 | €186,041 | €169,653 | ▼ 8.8% |
| Land and buildings22 | - | €203,270 | €188,550 | €183,364 | €168,778 | ▼ 8.0% |
| Furniture and vehicles24 | - | €13,526 | €4,516 | €2,677 | €875 | ▼ 67.3% |
| Current assets29/58 | €179,568 | €230,636 | €234,489 | €170,411 | €168,413 | ▼ 1.2% |
| Amounts receivable within one year40/41 | €142,822 | €63,953 | €150,718 | €112,624 | €126,954 | ▲ 12.7% |
| Trade receivables40 | - | €16,879 | €28,778 | €18,371 | €22,123 | ▲ 20.4% |
| Other amounts receivable41 | - | €47,074 | €121,941 | €94,253 | €104,831 | ▲ 11.2% |
| Current investments50/53 | €25,685 | €152,000 | €79,925 | €54,312 | €37,959 | ▼ 30.1% |
| Cash at bank and in hand54/58 | €8,961 | €11,883 | €1,046 | €675 | €700 | ▲ 3.7% |
| Deferred charges and accrued income490/1 | - | €2,800 | €2,800 | €2,800 | €2,800 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €400,278 | €447,432 | €427,555 | €356,452 | €338,066 | ▼ 5.2% |
| Equity10/15 | €286,966 | €338,544 | €360,172 | €353,657 | €332,292 | ▼ 6.0% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €33,397 | €33,397 | €33,397 | €33,397 | €33,397 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €31,537 | €31,537 | €31,537 | €31,537 | = |
| Profit (loss) carried forward14 | €241,169 | €292,747 | €314,375 | €307,860 | €286,495 | ▼ 6.9% |
| Amounts payable17/49 | €113,312 | €108,888 | €67,383 | €2,795 | €5,774 | ▲ 107% |
| Amounts payable after more than one year17 | €80,996 | €58,588 | €58,588 | €375 | €375 | = |
| Financial debts170/4 | - | €58,213 | €58,213 | - | - | - |
| Other amounts payable178/9 | - | €375 | €375 | €375 | €375 | = |
| Amounts payable within one year42/48 | €32,316 | €50,300 | €8,794 | €2,420 | €5,399 | ▲ 123% |
| Current portion of amounts payable after more than one year42 | - | €22,408 | - | - | - | - |
| Trade debts44 | €2,774 | €2,488 | €844 | €980 | €3,900 | ▲ 298% |
| Suppliers440/4 | - | €2,488 | €844 | €980 | €3,900 | ▲ 298% |
| Taxes, remuneration and social security45 | - | €25,404 | €7,951 | €1,440 | €1,499 | ▲ 4.1% |
| Taxes450/3 | - | €25,404 | €7,951 | €1,440 | €1,499 | ▲ 4.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,037 | €51,578 | €21,628 | -€6,515 | -€21,365 | ▼ 228% |
| + Depreciation and write-downs630 | €14,804 | €16,846 | €23,730 | €16,274 | €16,388 | ▲ 0.7% |
| Operating cash flow (approximation) | €21,841 | €68,424 | €45,358 | €9,759 | -€4,977 | ▼ 151% |
| Investment in fixed assets (approximation) | - | -€12,932 | -€0 | -€9,249 | €0 | ▲ 100% |
| Change in cash | - | €2,922 | -€10,837 | -€371 | €25 | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity triplescurrent ratio 70.42
Current ratio from 26.66 to 70.42; short-term debt falls from €8,794 to €2,420.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity times 6current ratio 26.66
Current ratio from 4.59 to 26.66; short-term debt falls from €50,300 to €8,794.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-06
Financial
Highest result since 2019net €51,578 ▲633%
Operating result €78,793, net result €51,578, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €7,037
Net result €7,037 after 2 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet -€36,625
Net result drops to -€36,625, the lowest in the series; recovery starts the following year.
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2009
Ground area
307 m²
Building footprint
205 m²
Volume, LiDAR
1,921 m³
Parcel 35013A1657/00V028, Flanders · tallest building 18.0 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
CHHC
since 20092.176.381.773
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1657/00V028 | Flanders | 306 m² | 1 · 205 m² | 18.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 37,544 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-02-2009
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809742043
Also
9925:BE0809742043
Registered
12-08-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.