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CHEZ ZHU

Active
Private limited companyfounded 2010active for 16 yearsRue Zénobe Gramme 1, 4280 Hannut, BelgiumKBO/BCE: BE 0825.863.443

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CHEZ ZHU has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,224 and a net result of €41,470. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 86% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 12-05-2010 Normal situation
Activity
Full-service restaurants NACE 56111and 1 other
Establishment unit
2.189.623.857 4280 Hannut, since 28-07-2010
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€137,619
▲ 40.3%
Turnover
≈ €400,000
estimated
Profit
€41,470
▲ 182%
Equity
€170,224
▲ 28.4%
Total assets
€233,856
▲ 33.1%
Staff
≈ 1.6 FTE
estimated
Filed on 29-06-2026, 32 days before the deadlineat the National Bank
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 3.07, cash €138,331Equity €170,224 (72.8% of total assets)Founded in 2010Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 82% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 98-2
equity 72.8% of total assets
Liquidity 91-6
short-term debt 24.3% · cash 59.2%
Profitability 91+12
return on assets 17.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.07 (4.06 in 2024), above the usual 1.5. Short-term debt is 24.3% and cash 59.2% of total assets. 27.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 86% of them on solvency, 92% on liquidity, 79% on profitability and 72% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 3.07, cash €138,331
NBB · annual accounts
lowers risk · Equity €170,224 (72.8% of total assets)
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
20 days early
2023
2 days late
2022
13 days early
2021
4 days late
2020
23 days late
2019
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 88% of companies in food and beverage servicesector median €28,733 · 16,992 companies €170,224 View

Comparable companies

These companies have the same main activity as CHEZ ZHU: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €216,000 and €258,000, founded between 2008 and 2010.

CompanyTotal assetsGross margin
CHEZ ZHU Hannut€233,856€137,619
PIZZERIA CHEZ GIOVA Herve€228,361€151,036
L' ETOILE D'ASIE Welkenraedt€257,689€158,822
TUILE AU LOUP Saint-Ghislain€222,794€132,539
GRAND CAFE CASINO Maasmechelen€240,550€139,778
COK'O Anzegem€220,230€126,832
II Tuo Ristorante Lebbeke€216,070€135,127
Full comparison

Documents

Key facts about CHEZ ZHU

What is the company number of CHEZ ZHU?
The company number of CHEZ ZHU is 0825.863.443. The VAT number is the same number with BE in front: BE 0825.863.443.
Where is CHEZ ZHU based?
The registered office is at Rue Zénobe Gramme 1, 4280 Hannut.Company details
What does CHEZ ZHU do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of CHEZ ZHU?
The legal form of CHEZ ZHU is Private limited company (BV).
When was CHEZ ZHU founded?
CHEZ ZHU was founded on 12-05-2010.
Is CHEZ ZHU still active?
Yes, CHEZ ZHU is an active enterprise in the KBO register.
What is the turnover of CHEZ ZHU?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €137,619 and 86 comparable companies (NACE 56111). It probably lies between €330,000 and €490,000.Financials
Is CHEZ ZHU profitable?
In financial year 2025, CHEZ ZHU made a profit of €41,470.
Where can I find the annual accounts of CHEZ ZHU?
CHEZ ZHU filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CHEZ ZHU due?
CHEZ ZHU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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