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CHEZ VIOLA

Active
Private limited companyfounded 20232 yrs activeRue Nicolas Ansiaux 7, 5590 Ciney, BelgiumKBO/BCE: BE 1003.993.748
Summary

The computed 12-month bankruptcy probability of CHEZ VIOLA is 5.2% (elevated). The annual accounts of CHEZ VIOLA for fiscal year 2024 show a net loss of 117% of total assets. The 2024 annual accounts show equity of €1,262 and a net result of -€1,738. Its solvency ranks better than 91% of 5895 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General cleaning of buildings
NACE 81210
1 site
Size
€1,492total assets 2024
Equity
€1,262
Loss
-€1,738
Turnover not published (abridged schema)
Financial health
40 Weak Checked score 2024
Bankruptcy chance 12 m
5.2%
Structure
Accounts 13 d early0 of 3 deeds read
Why 40- Figures for FY 2024 (filed 28-07-2025)- 1 change of registered office in 24 months- Founded in 2023+ Liquidity: current ratio 6.50, cash €1,492Show the evidence

Checked score

Score 2024
40 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 64% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 100
equity 84.6% of total assets
Liquidity 97
short-term debt 15.4% · cash 100.0%
Profitability 0
return on assets -116.5%
Bankruptcy probability, 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,583 companies)
Last 24 months 01-2025: 1.9% 02-2025: 1.9%● 0.0% vs 01-2025 03-2025: 2.0%▲ +2.6% vs 02-2025 04-2025: 2.4%▲ +18.9% vs 03-2025 05-2025: 2.5%▲ +5.2% vs 04-2025 06-2025: 2.8%▲ +11.9% vs 05-2025 07-2025: 5.0%▲ +81.8% vs 06-2025 08-2025: 1.2%▼ -76.1% vs 07-2025 09-2025: 1.2%● 0.0% vs 08-2025 10-2025: 1.2%● 0.0% vs 09-2025 11-2025: 1.2%▼ -0.1% vs 10-2025lowest value 12-2025: 1.2%▲ +3.7% vs 11-2025 01-2026: 1.2%● 0.0% vs 12-2025 02-2026: 1.2%● 0.0% vs 01-2026 03-2026: 1.2%● 0.0% vs 02-2026 04-2026: 1.5%▲ +17.2% vs 03-2026 05-2026: 1.6%▲ +11.3% vs 04-2026 06-2026: 1.6%▼ -0.2% vs 05-2026 07-2026: 1.8%▲ +10.0% vs 06-2026 08-2026: 2.6%▲ +48.5% vs 07-2026 09-2026: 2.7%▲ +2.9% vs 08-2026 10-2026: 5.2%▲ +89.3% vs 09-2026highest value
  • Figures for FY 2024 (filed 28-07-2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Founded in 2023 raises the probability for this profile
  • Liquidity: current ratio 6.50, cash €1,492 lowers the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 92%, liquidity 95%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 28-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 6.50, cash €1,492
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 13 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 13% on equitysector median €47,310 · 5,898 companies €1,262 View
  • Total assets 2024first fiscal year filed €1,492 View
  • Active since 2023founded 28-12-2023 2 years View

By topic

Financials

Fiscal year
2024
Total assets
€1,492
Loss
-€1,738
Solvency
84.6%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General cleaning of buildingsNACE 81210
Founded
28-12-2023
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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