Chez nous SAWA

Active

Private limited company (pre-2019)founded 2019active for 7 yearsElsense Steenweg 50, 1050 Elsene, Belgium16 active companies are registered at this addressKBO/BCE: BE 0721.724.936

Summary

Chez nous SAWA has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,770) and a net result of -€4,879. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 22,632 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisFollow Report Compare

Chez nous SAWAActiveChecked score 53/100

Risk analysis Report Compare

Activity

Retail sale of clothing and accessories for women, men, children and babies (general range)

NACE 47716

1 site

Size

€5,495total assets 2025

Equity: -€6,770
Loss: -€4,879

Turnover not published (micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.4%

Structure

Luis Da Cunha Wilson AntonioDirector

2025 accounts filed 19 days late1 of 2 deeds summarised

Why 53raises riskCapped at 59: negative equityNegative equity -€6,770Loss of €4,879, the second in a row (financial year 2025)lowers riskSize: total assets €5,495Liquidity: current ratio 0.32, cash €1,476Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 12% of its sector peers (NACE 47, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -123.2% of total assets

Liquidity 34+21

short-term debt 223.2% · cash 26.9%

Profitability 0=

return on assets -88.8%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)

Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.8%▼ -0.1 percentage points vs 04-2025 06-2025: 1.5%▼ -0.3 percentage points vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.5 percentage points vs 07-2025 09-2025: 2.4%▲ +0.3 percentage points vs 08-2025 10-2025: 2.4%● unchanged vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.3%▼ -0.1 percentage points vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.3%● unchanged vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 2.4%▲ +0.1 percentage points vs 06-2026 08-2026: 3.0%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 1.4%▼ -1.6 percentage points vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026lowest value

No credit on open account

Liquidity insufficient (current ratio 0.32, compared with 0.65 in 2024, below 1; short-term debt: 223.2% and cash: 26.9% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 31% on liquidity, 6% on profitability and 2% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Size: total assets €5,495

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity -€6,770

NBB · annual accounts

Loss of €4,879, the second in a row (financial year 2025)

NBB · annual accounts

Liquidity: current ratio 0.32, cash €1,476

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year -€6,770

2025 accounts filed 19 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 7 filings

Deviation from the deadline

2025

19 days late

2024

on the day

2023

30 days late

2022

32 days late

2021

31 days late

2020

27 days late

2019

2 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

19-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-07-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Weakest financial yearnet -€8,649

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€6,770 View
Caution: Among the weakest 9% on solvencysector median 33.2% · 22,632 companies -123.2% View
Caution: 2 loss-making years in a rowloss financial year 2025 -€4,879 View

By topic

Financials

Financial year: 2025
Total assets: €5,495
Loss: -€4,879
Solvency: -123.2%

Go to Financials

Board & ownership

Board: 1 member

Luis Da Cunha Wilson AntonioDirector

Go to Board & ownership

Timeline

Events: 12
Since: 2020
Next accounts: by 31-07-2027

30-08-2024Annual accounts filed
01-09-2023Annual accounts filed
03-11-2022Resignation: Fortuna da Cunha Naira Chissola (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Retail sale of clothing and accessories for women…NACE 47716
Founded: 28-02-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Chez nous SAWA

What is the company number of Chez nous SAWA?: 0721.724.936. In Belgium the VAT number is the company number with BE in front: BE 0721.724.936.
Where is Chez nous SAWA based?: The registered office is at Elsense Steenweg 50, 1050 Elsene.Company details
What does Chez nous SAWA do?: According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of Chez nous SAWA?: Private limited company (pre-2019) (BVBA).
When was Chez nous SAWA founded?: On 28-02-2019.
Is Chez nous SAWA still active?: Yes, Chez nous SAWA is an active enterprise in the KBO register.
What is the turnover of Chez nous SAWA?: €17,897 in financial year 2019, according to the filed annual accounts.Financials
Is Chez nous SAWA profitable?: In financial year 2025, Chez nous SAWA made a loss of €4,879.
Where can I find the annual accounts of Chez nous SAWA?: Chez nous SAWA filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Chez nous SAWA due?: By 31-07-2027, for financial year 2026.Timeline