CHEZ MARIE
ActiveSummary
The computed 12-month bankruptcy probability of CHEZ MARIE is 2.2% (moderate). The 2025 annual accounts show equity of €15k and a net result of €338. Its solvency ranks better than 25% of 18280 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability37
Solvency29
Growth-
Track record79
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.51; short-term debt: 23.2% and cash: 1.4% of total assets), and 95.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 18280 sector peers (2025).
NBB · sector comparisonPosition among 18280 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-10-2025, 6 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
6 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€15k
Total assets
€377k
Net result
€338
Working capital
€-43k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €377k
Fixed assets
€333k
Current assets
€44k
Equity and liabilities €377k
Equity
€15k
Debt
€362k
Debt finances 95.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€54k
Cash flow
€29k
Current ratio
0.51
Quick ratio
0.13
Debt to equity
23.60
ROE
2.2%
ROA
0.1%
Interest coverage
2.23
Debt ≤ 1 year
€88k
Debt > 1 year
€275k
Income taxes
€1k
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet
Code2025
Assets
Total assets20/58€377k
Fixed assets21/28€333k
Tangible fixed assets22/27€333k
Plant, machinery and equipment23€36k
Furniture and vehicles24€769
Leasing and similar rights25€296k
Current assets29/58€44k
Stocks and contracts in progress3€33k
Stocks30/36€33k
Amounts receivable within one year40/41€4k
Trade receivables40€885
Other amounts receivable41€3k
Cash at bank and in hand54/58€5k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€377k
Equity10/15€15k
Contributions10/11€15k
Reserves13€338
Distributable reserves133€338
Amounts payable17/49€362k
Amounts payable after more than one year17€275k
Financial debts170/4€275k
Amounts payable within one year42/48€88k
Current portion of amounts payable after more than one year42€11k
Trade debts44€30k
Suppliers440/4€30k
Advances received on contracts in progress46€1k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€43k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k
Other operating charges640/8€4k
Gross operating margin9900€58k
Operating profit (loss)9901€25k
Financial income75/76B€451
Recurring financial income75€451
Financial charges65/66B€24k
Recurring financial charges65€24k
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€1k
Profit (loss) for the period9904€338
Profit (loss) for the period to be appropriated9905€338
Appropriation of the result
Profit (loss) to be appropriated9906€338
Transfer to equity691/2€338
To other reserves6921€338
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menenstraat 358900 IeperGround area
96 m²
Building footprint
96 m²
Volume, LiDAR
746 m³
Parcel 33011G0017/00B000, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CHEZ MARIE
since 20232.343.934.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011G0017/00B000 | Flanders | 96 m² | 1 · 96 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteIeper2.343.934.031
Similar companies · same sector, comparable size
Coopérative Alimentaire Belge des Artisans Solidaires
BE 0746.816.856
Elsene · Eq €15,335
DOOPSUIKER PINOKKIO
BE 0887.333.333
Wevelgem · Eq €15,292
ARCHIMEDE ENTREPRISE
BE 0725.448.251
Brussel · Eq €15,162
AL'BINETE HACCOURT
BE 0632.469.296
Liège · Eq €15,143
GENTE BRASIL
BE 0784.759.395
Gent · Eq €15,539
Of 2,476 companies in sector 47279 we hold annual accounts for 950. 655 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2023
Fiscal year end31-03
Activities, NACEBEL 2025
47279Other retail sale of food
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
77210Renting and leasing of sports and recreation goods
77229Renting and leasing of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.