CHEZ MAGDA
ActiveThe computed 12-month bankruptcy probability of CHEZ MAGDA is 2.3% (moderate). For CHEZ MAGDA, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €50k and a net result of €11k. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 18011 sector peers (fiscal year 2023). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability79▼-13
Solvency97▼-3
Growth85=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
71.7%
Return on assets
15.4%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline20-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-08-2024, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
21 d late
2022
29 d late
2021
38 d early
2020
73 d early
2018
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€178k▲ 35.8%
2022 · €131k
2020: €77k
2021: €73k
2022: €131k
2020 → 2023
EBIT margin
9.4%▼ 3.8pp
2022 · 13.2%
2020: 4.3%
2021: 3.4%
2022: 13.2%
2020 → 2023
Net result
€11k▼ 33.9%
2022 · €16k
2018: €48
2020: €3k
2021: €2k
2022: €16k
2018 → 2023
Working capital
€45k▲ 54.5%
2022 · €29k
2018: €10k
2020: €14k
2021: €16k
2022: €29k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182020202120222023Trend
Turnover€77k€73k▼ 4.7%€131k▲ 79.1%€178k▲ 35.8%
Equity€17k-€21k▲ 27.7%€23k▲ 7.7%€39k▲ 70.5%€50k▲ 27.4%
Operating result€659-€3k▲ 399%€3k▼ 23.8%€17k▲ 589%€17k▼ 3.1%
Net result€48-€3k▲ 5,525%€2k▼ 39.2%€16k▲ 886%€11k▼ 33.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 3% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €70k
Fixed assets
€9k▼ 9.9%
Current assets
€61k▲ 60.5%
Equity and liabilities €70k
Equity
€50k▲ 27.4%
Debt
€20k▲ 130%
The debt ratio rises from 17.9% to 28.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▼
2022 · €18k
Cash flow
€12k▼
2022 · €17k
Solvency
71.7%▼
2022 · 82.1%
Current ratio
3.91▼
2022 · 4.40
Quick ratio
1.72▼
2022 · 1.97
Debt / equity
0.39▲
2022 · 0.22
ROE
21.5%▼
2022 · 41.4%
ROA
15.4%▼
2022 · 33.9%
Interest coverage
8.77▼
2022 · 18.09
Debt
€20k▲
2022 · €9k
Debt ≤ 1 year
€16k▲
2022 · €9k
Debt > 1 year
€4k
Income taxes
€4k
Staff costs
€15k▲
2022 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€48k€70k▲
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€7k€7k=
Current assets29/58€38k€61k▲
Stocks and contracts in progress3€21k€34k▲
Stocks30/36€21k€34k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40-€468
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€12k€21k▲
Equity and liabilities
Total equity and liabilities10/49€48k€70k▲
Equity10/15€39k€50k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€17k€28k▲
Amounts payable17/49€9k€20k▲
Amounts payable after more than one year17-€4k
Financial debts170/4-€4k
Amounts payable within one year42/48€9k€16k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€3k€7k▲
Remuneration and social security454/9€3k€2k▼
Income statement
Code20222023
Turnover70€131k€178k▲
Goods, raw materials, services and sundry goods60/61€99k€141k▲
Remuneration, social security and pensions62€13k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€999€999=
Other operating charges640/8€1k€4k▲
Gross operating margin9900€32k€37k▲
Operating profit (loss)9901€17k€17k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€16k€15k▼
Income taxes67/77-€4k
Profit (loss) for the period9904€16k€11k▼
Profit (loss) for the period to be appropriated9905€16k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€28k▲
Profit (loss) brought forward from the previous period14P€1k€17k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €16k ▲886%
Operating result €17k, net result €16k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 28 days late
2014
18-06
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Saussin,Spy 455190 Jemeppe-sur-SambreGround area
1.5 ha
Building footprint
743 m²
Parcel 92119B0060/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Le St Trop'
since 20112.193.775.358
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92119B0060/00A000 | Wallonia | 1.5 ha | 1 · 743 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJemeppe-sur-Sambre2.193.775.358
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 8,392 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-10-2010
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tavernelesttrop@gmail.com