CHEZ GUS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CHEZ GUS is 4.0% (moderate). The 2025 annual accounts show equity of €48k and a net result of €9k. Equity is growing by ~113.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 1080 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

4.0% Moderate

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€448k+19.1%

EBIT margin3.6%-4.3pp

Net result€9k-69.6%

Working capital€7k+37.2%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 06-03-2026 with the NBB · fiscal year 2025 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~113.8%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	49.4%	25.9%	better than 71% of 1080 sector peers
Net result	€9k	€7k	better than 53% of 1081 sector peers
Equity	€48k	€23k	better than 67% of 1083 sector peers
Gross operating margin	€103k	€64k	better than 65% of 1077 sector peers
Staff costs	€74k	€52k	higher than 60% of 788 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P71

Improving position over 2022-2025 · n=1080-5609

Net result P53

Stable position over 2022-2025 · n=1081-5598

Equity P67

Improving position over 2022-2025 · n=1083-5620

Gross operating margin P65

Improving position over 2022-2025 · n=1077-5584

Describes the position versus peers, not a forecast.

Revenue

€448k

+19.1% 22-25

EBITDA

€28k

-28.1% -42% vs sector

Net profit

€9k

-69.6% -75% vs sector

Cash flow

€20k

-45.7% -53% vs sector

Total assets

€97k

+17.1% -55% vs sector

Equity

€48k

+21.9% -47% vs sector

Working capital

€7k

+37.2% -80% vs sector

Staff costs

€74k

+25.8% -25% vs sector

Income taxes

€6k

+4620.8% -71% vs sector

Debt

€49k

+12.8% -60% vs sector

Debt ≤ 1y

€28k

+51.6% -76% vs sector

Debt > 1y

€19k

-25.4% far above sector median

Current ratio

1.25

-2.1% -3% vs sector

Quick ratio

1.15

-9.8% -10% vs sector

Solvency

49.4%

+4.1% +17% vs sector

Debt / equity

1.02

-7.5% -25% vs sector

ROE

18.0%

-75.1% -41% vs sector

ROA

8.9%

-74.0% -44% vs sector

Net margin

1.9%

-74.5% 22-25

EBITDA margin

6.2%

-39.6% 22-25

Interest coverage

16.43

-47.6% +240% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	€448k
EBITDA	€28k
Net profit	€9k
Cash flow	€20k
Staff costs	€74k
Income taxes	€6k
Dividends	-
Total assets	€97k
Equity	€48k
Debt	€49k
of which ≤ 1y	€28k
of which > 1y	€19k
Working capital	€7k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.25
Quick ratio	1.15
Working capital ratio	7.1%
Solvency	49.4%
Debt / equity	1.02
Long-term debt ratio	0.39
Interest coverage	16.43
Gross margin	23.0%
Net margin	1.9%
ROA	8.9%
ROE	18.0%
EBITDA margin	6.2%
Days sales outstanding	6d
Days payable outstanding	15d
Inventory turnover	125.88
Days inventory (DSI)	3d

Balance-sheet composition 2025

Assets

Fixed assets €63k · 64.4% Current assets €35k · 35.6%

Equity & liabilities

Equity €48k · 49.4% Debt €49k · 50.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€97k
Fixed assets	21/28	€63k
Tangible fixed assets	22/27	€63k
Current assets	29/58	€35k
Stocks & contracts in progress	3	€3k
Amounts receivable within one year	40/41	€22k
Cash & bank	54/58	€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€97k
Equity	10/15	€48k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€45k
Amounts payable	17/49	€49k
Amounts payable after one year	17	€19k
Amounts payable within one year	42/48	€28k
Trade debts payable within one year	44	€15k
Income statement
Turnover	70	€448k
Gross operating margin	9900	€103k
Operating result	9901	€16k
Financial charges	65	€2k
Result before taxes	9903	€14k
Income taxes	67/77	€6k
Net result for the period	9904	€9k
Result to be appropriated	9905	€9k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

83 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location

Chez Gus

Avenue Paul Pastur(TH) 37, 7350 HensiesGroothandel in elektrisch installatiemateriaal voor huishoudelijk gebruik

since 20222.328.935.356

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area440 m²

Buildings2

Building footprint110 m²

Volume (LiDAR)498 m³

Tallest building7.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)