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CHEZ GREG ET MONICA

Active
Private limited companyfounded 2025active for 1 yearrue de Bouillon 242, 5574 Beauraing, BelgiumKBO/BCE: BE 1018.296.595
Summary

The computed 12-month bankruptcy probability of CHEZ GREG ET MONICA is 1.7% (moderate). The 2025 annual accounts show equity of €56,739 and a net result of €46,739. Its solvency ranks better than 38% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 06-01-2025 Normal situation
Activity
Retail sale of fruit and vegetables NACE 47210and 4 others
Establishment unit
2.369.602.310 5330 Assesse, since 06-01-2025
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€170,232
Turnover
≈ €850,000
estimated
Profit
€46,739
Equity
€56,739
Total assets
€284,056
Employees on 31-12-2025
3
Score breakdownraises riskFounded in 2025Sector: Retail trade (NACE 47)Size: total assets €284,056Equity €56,739 (20.0% of total assets)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 55% of micro companies in retail trade (NACE 47)
Financial strength
Strong
Solvency 45
equity 20.0% of total assets
Liquidity 47
short-term debt 32.2% · cash 8.3%
Profitability 89
return on assets 16.5%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 02-2026: 1.8% 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.3%▲ +0.4 percentage points vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 2.6%▲ +0.3 percentage points vs 06-2026 08-2026: 2.8%▲ +0.2 percentage points vs 07-2026 09-2026: 2.9%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 1.7%▼ -1.2 percentage points vs 09-2026lowest value 11-2026: 1.7%● unchanged vs 10-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.47, below 1. Short-term debt is 32.2% and cash 8.3% of total assets. 80% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 36% of them on solvency, 46% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: total assets €284,056
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €56,739 (20.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
52 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Positive: Higher net result than 87% of companies in retail tradesector median €5,083 · 22,756 companies €46,739 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €10,000 · Appointment: DURY Grégory Ghislain Guy (director)
All 2 events

Comparable companies

These companies have the same main activity as CHEZ GREG ET MONICA: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €248,000 and €341,000, founded in 2024.

CompanyTotal assetsGross margin
CHEZ GREG ET MONICA Beauraing€284,056€170,232
t Lekkerste Kiekske Puurs-Sint-Amands€326,639€170,016
Marlair Beaujean Fleurus€265,938€183,416
PULPE.KUURNE Mouscron€307,897€137,851
KRITA Wingene€248,318€235,727
JOCHEN DIGNEF Sint-Truiden€341,041€208,588
FRATELLI SIRACUSA Jurbise€282,903€101,230
Full comparison

Key facts about CHEZ GREG ET MONICA

What is the company number of CHEZ GREG ET MONICA?
The company number of CHEZ GREG ET MONICA is 1018.296.595. The VAT number is the same number with BE in front: BE 1018.296.595.
Where is CHEZ GREG ET MONICA based?
The registered office is at rue de Bouillon 242, 5574 Beauraing.Company details
What does CHEZ GREG ET MONICA do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of CHEZ GREG ET MONICA?
The legal form of CHEZ GREG ET MONICA is Private limited company (BV).
When was CHEZ GREG ET MONICA founded?
CHEZ GREG ET MONICA was founded on 06-01-2025.
Is CHEZ GREG ET MONICA still active?
Yes, CHEZ GREG ET MONICA is an active enterprise in the KBO register.
How many employees does CHEZ GREG ET MONICA have?
CHEZ GREG ET MONICA had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CHEZ GREG ET MONICA?
The turnover in financial year 2025 is ≈ €850,000. This figure is estimated from the gross margin of €170,232 and 44 comparable companies (NACE 472). It probably lies between €550,000 and €1.4m.
Is CHEZ GREG ET MONICA profitable?
In financial year 2025, CHEZ GREG ET MONICA made a profit of €46,739.
Where can I find the annual accounts of CHEZ GREG ET MONICA?
CHEZ GREG ET MONICA filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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