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CHEZ DJO

Active
Private limited companyfounded 20233 yrs activeRue des Trois Boudins 11, 7000 Mons, BelgiumKBO/BCE: BE 0804.025.476
Summary

The computed 12-month bankruptcy probability of CHEZ DJO is 3.3% (moderate). The 2025 annual accounts show equity of €2,178 and a net result of -€888. Its solvency ranks better than 73% of 18537 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency86▼-14
Growth58
Track record94
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 d early
2024
329 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 149 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 July 2023, CHEZ DJO was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€2,178▼ 29.0%
2024 · €3,066
Total assets
€3,553▼ 11.4%
2024 · €4,009
Net result
-€888▲ 54.1%
2024 · -€1,934
Working capital
Not included in this filing
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€1,874--€922▲ 50.8%
Net result-€1,934--€888▲ 54.1%
Equity€3,066-€2,178▼ 29.0%
Total assets€4,009-€3,553▼ 11.4%
Debt€943-€1,374▲ 45.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000-€1,500-€1,000-€500€0Operating result 2024: -€1,874-€1,874Net result 2024: -€1,934-€1,934Operating result 2025: -€922-€922Net result 2025: -€888-€88820242025-€2,000-€1,500-€1,000-€500€0Operating result 2024: -€1,874-€1,870Net result 2024: -€1,934-€1,930Operating result 2025: -€922-€922Net result 2025: -€888-€88820242025
The operating result stays negative: a loss of €922 in 2025 against €1,874 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3,553
Fixed assets €635 ▼ 32.7%
Current assets €2,918 ▼ 4.8%
Equity and liabilities €3,553
Equity €2,178 ▼ 29.0%
Debt €1,374 ▲ 45.7%
Debt's share of the balance-sheet total rises from 23.5% to 38.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€614▲
2024 · -€1,585
Cash flow
-€580▲
2024 · -€1,645
Interest coverage
-8.77▲
2024 · -26.41
Ratios withheld: a balance sheet total of €3,553 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€4,009€3,553▼
Fixed assets21/28€943€635▼
Tangible fixed assets22/27€943€635▼
Land and buildings22€943€635▼
Current assets29/58€3,067€2,918▼
Amounts receivable within one year40/41€271€2,825▲
Other amounts receivable41€271€2,825▲
Cash at bank and in hand54/58€2,796€93▼
Equity and liabilities
Total equity and liabilities10/49€4,009€3,553▼
Equity10/15€3,066€2,178▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€1,934-€2,822▼
Amounts payable17/49€943€1,374▲
Accrued charges and deferred income492/3€943€1,374▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€289€308▲
Other operating charges640/8€1,085€131▼
Gross operating margin9900-€500-€483▲
Operating profit (loss)9901-€1,874-€922▲
Financial income75/76B-€104
Recurring financial income75-€104
Financial charges65/66B€60€70▲
Recurring financial charges65€60€70▲
Profit (loss) for the period before taxes9903-€1,934-€888▲
Profit (loss) for the period9904-€1,934-€888▲
Profit (loss) for the period to be appropriated9905-€1,934-€888▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,934-€2,822▼
Profit (loss) brought forward from the previous period14P--€1,934

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€289€308▲ 6.6%
Other operating charges640/8€1,085€131▼ 87.9%
Gross operating margin9900-€500-€483▲ 3.5%
Operating profit (loss)9901-€1,874-€922▲ 50.8%
Financial income75/76B-€104-
Recurring financial income75-€104-
Financial charges65/66B€60€70▲ 16.7%
Recurring financial charges65€60€70▲ 16.7%
Profit (loss) for the period before taxes9903-€1,934-€888▲ 54.1%
Profit (loss) for the period9904-€1,934-€888▲ 54.1%
Profit (loss) for the period to be appropriated9905-€1,934-€888▲ 54.1%
Line20242025Change
Assets
Total assets20/58€4,009€3,553▼ 11.4%
Fixed assets21/28€943€635▼ 32.7%
Tangible fixed assets22/27€943€635▼ 32.7%
Land and buildings22€943€635▼ 32.7%
Current assets29/58€3,067€2,918▼ 4.8%
Amounts receivable within one year40/41€271€2,825▲ 943%
Other amounts receivable41€271€2,825▲ 943%
Cash at bank and in hand54/58€2,796€93▼ 96.7%
Equity and liabilities
Total equity and liabilities10/49€4,009€3,553▼ 11.4%
Equity10/15€3,066€2,178▼ 29.0%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€1,934-€2,822▼ 45.9%
Amounts payable17/49€943€1,374▲ 45.7%
Accrued charges and deferred income492/3€943€1,374▲ 45.7%
Line20242025Change
Profit (loss) for the period9904-€1,934-€888▲ 54.1%
+ Depreciation and write-downs630€289€308▲ 6.6%
Operating cash flow (approximation)-€1,645-€580▲ 64.7%
Investment in fixed assets (approximation)-€0-
Change in cash--€2,703-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
31-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
26-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 329 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
143 m²
Building footprint
63 m²
Volume, LiDAR
667 m³
Parcel 53403G0014/00M000, Wallonia · tallest building 12.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CHEZ DJO
Rue des Trois Boudins 11, 7000 MonsRetail trade
since 20232.348.385.836
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53403G0014/00M000 Wallonia 143 m² 1 · 63 m² 12.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Mons2.348.385.836
1 permission
Toelating · Ambulante eetgelegenheid · since 12-09-2023

Similar companies · same sector, comparable size

Of 3,824 companies in sector 47210 we hold annual accounts for 965. 252 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-07-2023
Fiscal year end30-06
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804025476
Also 9925:BE0804025476
Registered 16-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.