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CHEZ CLEMENTINE

Active
Private limited companyfounded 200323 yrs activeRue du Valcq 14, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0479.928.482
Summary

CHEZ CLEMENTINE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €57,883 and a net result of €91,840. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 38% of 117 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch ReportCompare
CHEZ CLEMENTINEActiveChecked score 63/100
Risk analysis ReportCompare

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112NACE 55302Limited-service restaurants NACE 56102
1 site
Size
€316,385total assets 2026
Staff
3 FTE
Equity
€57,883
Profit
€91,840
Turnover not published (abridged schema)
Financial health
63 Healthy Checked score 2026
Bankruptcy chance 12 m
1.5%
Structure
Accounts 39 d early0 of 4 deeds read
Why 63- Sector Food and beverage service activities (NACE 56)- 1 change of registered office in 24 months- Size: total assets €316,385+ Figures for FY 2026 (filed 22-09-2026)Show the evidence

Checked score

Score 2026
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 44% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Average
Solvency 43-31
equity 18.3% of total assets
Liquidity 22-20
short-term debt 64.4% · cash 4.7%
Profitability 100+14
return on assets 29.0%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,529 companies)
Last 24 months 11-2024: 0.9% 12-2024: 0.8%▼ -15.5% vs 11-2024 01-2025: 0.8%● 0.0% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%● 0.0% vs 02-2025 04-2025: 0.7%▼ -1.2% vs 03-2025 05-2025: 0.7%● 0.0% vs 04-2025 06-2025: 0.7%▲ +0.1% vs 05-2025 07-2025: 0.8%▲ +8.8% vs 06-2025 08-2025: 0.8%▼ -2.8% vs 07-2025 09-2025: 0.8%▼ -2.4% vs 08-2025 10-2025: 0.5%▼ -38.7% vs 09-2025lowest value 11-2025: 0.5%● 0.0% vs 10-2025lowest value 12-2025: 0.5%● 0.0% vs 11-2025lowest value 01-2026: 1.1%▲ +138% vs 12-2025 02-2026: 1.1%● 0.0% vs 01-2026 03-2026: 1.1%● 0.0% vs 02-2026 04-2026: 1.1%● 0.0% vs 03-2026 05-2026: 1.1%● 0.0% vs 04-2026 06-2026: 1.1%● 0.0% vs 05-2026 07-2026: 1.3%▲ +14.3% vs 06-2026 08-2026: 1.5%▲ +14.5% vs 07-2026 09-2026: 1.4%▼ -2.5% vs 08-2026 10-2026: 1.5%▲ +3.8% vs 09-2026highest value
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2026 (filed 22-09-2026) lowers the probability
  • Size: total assets €316,385 raises the probability for this profile
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.17 against 0.88 in 2025; short-term debt: 64.4% and cash: 4.7% of total assets), and 81.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 40%, liquidity 18%, profitability 93%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2026 (filed 22-09-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €316,385
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
39 d early
2025
52 d early
2024
15 d late
2023
on the day
2022
5 d early
2021
32 d early
2020
20 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 26 October (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Highest result since 2019net €91,840 ▲351%
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Positive: Result rose in 2026from €20,346 to €91,840 ▲ 351% View
  • Positive: Among the best 5% on net resultsector median €5,076 · 120 companies €91,840 View
  • Total assets 20266 fiscal years filed €316,385 View

By topic

Financials

Fiscal year
2026
Total assets
€316,385
Profit
€91,840
Solvency
18.3%
Total assets▲ 117%
Net result
20192026
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-10-2027
  1. 22-09-2026Annual accounts filed
  2. 31-03-2026Highest result since 2019
  3. 09-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
03-04-2003
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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