Chez Blanche

Active

Public limited companyfounded 20187 yrs activeRue des Anglais 31, 4051 Chaudfontaine, BelgiumKBO/BCE: BE 0716.619.568

Summary

The computed 12-month bankruptcy probability of Chez Blanche is 7.7% (elevated). The 2025 annual accounts show negative equity (-€1.2m) and a net result of -€1.3m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 717 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Chez BlancheActiveChecked score 10/100

Risk analysis Report Compare

What they do

Artisanal bread and fresh pastry making

NACE 10712

#3 employer in Chaudfontaine12 sites

How big

€4.5mtotal assets 2025

Staff: 87.8 FTE
Equity: -€1.2m
Loss: -€1.3m

Financially healthy?

10 Critical Checked score 2025

Bankruptcy chance 12 m: 7.7%

Who decides

Accounts 9 d early0 of 7 deeds read

Why 10- Multiple establishment units- Limited track record- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Negative equity+ Lower-risk legal formLatest accounts filed on timeShow the evidence

Checked score

Score 2025

10 / 100

Critical

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-11

Solvency0▼-23

Growth32=

Track record100

Bankruptcy probability, 12 months

7.7% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.39 against 0.7 in 2024; short-term debt: 80.8% and cash: 6.7% of total assets), and equity is negative.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 10

Relative position

BE, all sectors

reference

Manufacture of food products (NACE 10)

about 60% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-27.2%

Return on assets

-28.2%

Age of the figures

9 mo

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year -€1.2m

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

9 d early

2024

7 d early

2023

15 d early

2022

20 d early

2021

21 d early

2020

21 d early

2019

4 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

22-07-26 Annual accounts filedfiscal year 2025 · full…
31-12-25 Weakest financial yearnet -€1.3m
24-07-25 Annual accounts filedfiscal year 2024 · full…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€1.2m View
Caution: Result fell in 2025from -€539,659 to -€1.3m ▼ 137% View
Caution: Among the weakest 5% on solvencysector median 39.4% · 717 companies -27.2% View
Caution: 2 loss-making years in a rowloss fiscal year 2025 -€1.3m View
Positive: Always filed on timeaccounts within the deadline every year 7 years View