CHEZ BIBI
ActiveCHEZ BIBI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €-2k. Equity is shrinking by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 9% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-22
Solvency3▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 0.67 in 2024; short-term debt: 121.7% and cash: 68.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-21.8%
Return on assets
-3.4%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-13k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
2 d early
2022
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-13k▼ 18.3%
2024 · €-11k
2022: €2k
2023: €-18k
2024: €-11k
2022 → 2025
Total assets
€61k▲ 2.1%
2024 · €59k
2022: €75k
2023: €52k
2024: €59k
2022 → 2025
Net result
€-2k
2024 · €7k
2022: €-18k
2023: €-21k
2024: €7k
2022 → 2025
Working capital
€-19k▲ 17.3%
2024 · €-23k
2022: €-22k
2023: €-36k
2024: €-23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€2k-€-18k€-11k▲ 39.1%€-13k▼ 18.3%
Operating result€-17k-€-18k▼ 5.8%€8k€-2k
Net result€-18k-€-21k▼ 19.1%€7k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€6k▼ 50.5%
Current assets
€55k▲ 15.3%
Key figures and ratios
EBITDA
€4k▼
2024 · €14k
Cash flow
€4k▼
2024 · €13k
Solvency
-21.8%▼
2024 · -18.8%
Current ratio
0.74▲
2024 · 0.67
Quick ratio
0.68▲
2024 · 0.59
Debt / equity
-5.59▲
2024 · -6.32
ROA
-3.4%▼
2024 · 12.1%
Interest coverage
5.70▼
2024 · 30.83
Debt
€74k▲
2024 · €71k
Debt ≤ 1 year
€74k▲
2024 · €71k
Staff costs
€49k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€61k▲
Fixed assets21/28€12k€6k▼
Intangible fixed assets21€3k€822▼
Tangible fixed assets22/27€9k€5k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€7k€3k▼
Current assets29/58€48k€55k▲
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€15€4k▲
Trade receivables40€13€4k▲
Other amounts receivable41€2€2=
Cash at bank and in hand54/58€39k€41k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€59k€61k▲
Equity10/15€-11k€-13k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-31k€-33k▼
Amounts payable17/49€71k€74k▲
Amounts payable within one year42/48€71k€74k▲
Trade debts44€10k€10k▼
Suppliers440/4€10k€10k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€23€23=
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€57k€61k▲
Accrued charges and deferred income492/3-€30
Income statement
Code20242025
Remuneration, social security and pensions62€25k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€40k€54k▲
Operating profit (loss)9901€8k€-2k▼
Financial income75/76B€49€359▲
Recurring financial income75€49€359▲
Financial charges65/66B€445€766▲
Recurring financial charges65€445€766▲
Profit (loss) for the period before taxes9903€7k€-2k▼
Profit (loss) for the period9904€7k€-2k▼
Profit (loss) for the period to be appropriated9905€7k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-33k▼
Profit (loss) brought forward from the previous period14P€-38k€-31k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
18-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Gramptinne 645340 GesvesGround area
566 m²
Building footprint
122 m²
Parcel 92042E0745/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CHEZ BIBI
since 20202.306.277.443
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92042E0745/00C000 | Wallonia | 566 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 2,042 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2020
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
68203Renting and operating of own or leased non-residential real estate, excluding land
82100Office administrative and support services
82300Organisation of conventions and trade shows
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.chez-bibi.be
E-mail:info@chez-bibi.be