CHEVROTINE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.18M and a net result of €31k. Its solvency ranks better than 93% of 3321 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
48 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2.18M
Net result
€31k
Total assets
€2.34M
Solvency
93.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €2.34M
Equity
€2.18M
Provisions
€3k
Debt
€154k
Debt finances 6.6% of the balance-sheet total.
Key figures and ratios
Solvency
93.3%
ROE
1.4%
ROA
1.3%
Debt
€154k
Debt ≤ 1 year
€150k
Income taxes
€31k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€2.34M
Current assets29/58€2.34M
Amounts receivable within one year40/41€2k
Other amounts receivable41€2k
Current investments50/53€2.34M
Equity and liabilities
Total equity and liabilities10/49€2.34M
Equity10/15€2.18M
Contributions10/11€610k
Reserves13€1.54M
Non-distributable reserves130/1€61k
Reserves not available under the articles1311€61k
Distributable reserves133€1.48M
Profit (loss) carried forward14€31k
Provisions and deferred taxes16€3k
Provisions for liabilities and charges160/5€3k
Taxes161€3k
Amounts payable17/49€154k
Amounts payable within one year42/48€150k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Other amounts payable47/48€144k
Accrued charges and deferred income492/3€4k
Income statement
Code2024
Gross operating margin9900€-55k
Operating profit (loss)9901€-55k
Financial income75/76B€272k
Recurring financial income75€272k
Financial charges65/66B€155k
Recurring financial charges65€155k
Profit (loss) for the period before taxes9903€62k
Income taxes67/77€31k
Profit (loss) for the period9904€31k
Profit (loss) for the period to be appropriated9905€31k
Appropriation of the result
Profit (loss) to be appropriated9906€31k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albertlaan 1141190 VorstGround area
347 m²
Building footprint
108 m²
Volume, LiDAR
1,695 m³
Parcel 21383B0086/00E002, Brussels · tallest building 22.1 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0086/00E002 | Brussels | 347 m² | 1 · 108 m² | 22.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
636700D4XQ4ZMG0NW646
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Of 591 companies in sector 66300 we hold annual accounts for 365. 176 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2024
Fiscal year end31-12
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.