Chesten
ActiveSummary
Chesten has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,320 and a net result of €15,851. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+19
Solvency96▲+29
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.59 against 1.37 in 2024; short-term debt: 25.8% and cash: 44.9% of total assets), and 29% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
24.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
99 d early
2023
148 d early
2022
34 d early
2021
81 d early
2020
16 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 66 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€46,320▲ 52.0%
2024 · €30,468
Total assets
€65,207▼ 10.2%
2024 · €72,622
Net result
€15,851▲ 150%
2024 · €6,338
Working capital
€26,707▲ 129%
2024 · €11,652
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13,781▼ 32.3%€14,826▲ 7.6%€11,199▼ 24.5%€11,796▲ 5.3%€20,400▲ 72.9%
Net result€9,894within the sector's middle half▼ 32.9%€10,063within the sector's middle half▲ 1.7%€11,521within the sector's middle half▲ 14.5%€6,338within the sector's middle half▼ 45.0%€15,851within the sector's middle half▲ 150%
Equity€20,046below the sector's middle half▼ 17.0%€20,109below the sector's middle half▲ 0.3%€24,130below the sector's middle half▲ 20.0%€30,468within the sector's middle half▲ 26.3%€46,320within the sector's middle half▲ 52.0%
Total assets€55,868below the sector's middle half▲ 24.0%€47,978below the sector's middle half▼ 14.1%€78,298within the sector's middle half▲ 63.2%€72,622within the sector's middle half▼ 7.2%€65,207below the sector's middle half▼ 10.2%
Debt€35,823▲ 71.4%€27,870▼ 22.2%€54,168▲ 94.4%€42,153▼ 22.2%€18,887▼ 55.2%
Working capital€1,656▼ 91.6%€8,325▲ 403%€8,466▲ 1.7%€11,652▲ 37.6%€26,707▲ 129%
Solvency35.9%within the sector's middle half▼ 17.7pp41.9%within the sector's middle half▲ 6.0pp30.8%below the sector's middle half▼ 11.1pp42.0%within the sector's middle half▲ 11.1pp71.0%within the sector's middle half▲ 29.1pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 73% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,207
Fixed assets
€21,706 ▼ 25.6%
Current assets
€43,501 ▲ 0.1%
Equity and liabilities €65,207
Equity
€46,320 ▲ 52.0%
Debt
€18,887 ▼ 55.2%
Debt's share of the balance-sheet total falls from 58.0% to 29.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29,852▲
2024 · €21,880
Cash flow
€25,303▲
2024 · €16,423
Current ratio
2.59▲
2024 · 1.37
Debt to equity
0.41▼
2024 · 1.38
ROE
34.2%▲
2024 · 20.8%
ROA
24.3%▲
2024 · 8.7%
Interest coverage
39.05▲
2024 · 22.21
Debt ≤ 1 year
€16,794▼
2024 · €31,813
Debt > 1 year
€2,093▼
2024 · €10,340
Income taxes
€7,178▲
2024 · €4,477
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €6,500 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €2,636 | €2,636 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,295 | €7,878 | €13,967 | €10,085 | €9,452 | ▼ 6.3% |
| Other operating charges640/8 | €384 | €1,578 | €2,629 | €1,724 | €684 | ▼ 60.3% |
| Gross operating margin9900 | €23,096 | €26,918 | €27,795 | €23,604 | €30,536 | ▲ 29.4% |
| Operating profit (loss)9901 | €13,781 | €14,826 | €11,199 | €11,796 | €20,400 | ▲ 72.9% |
| Financial income75/76B | €0 | €4 | €6,368 | €5 | €3,394 | ▲ 67,773% |
| Recurring financial income75 | €0 | €4 | €12 | €5 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | €0 | €6,356 | €0 | €3,394 | - |
| Financial charges65/66B | €496 | €478 | €757 | €985 | €764 | ▼ 22.4% |
| Recurring financial charges65 | €496 | €478 | €757 | €985 | €764 | ▼ 22.4% |
| Profit (loss) for the period before taxes9903 | €13,285 | €14,351 | €16,809 | €10,816 | €23,029 | ▲ 113% |
| Income taxes67/77 | €3,391 | €4,288 | €5,288 | €4,477 | €7,178 | ▲ 60.3% |
| Profit (loss) for the period9904 | €9,894 | €10,063 | €11,521 | €6,338 | €15,851 | ▲ 150% |
| Profit (loss) for the period to be appropriated9905 | €9,894 | €10,063 | €11,521 | €6,338 | €15,851 | ▲ 150% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €55,868 | €47,978 | €78,298 | €72,622 | €65,207 | ▼ 10.2% |
| Fixed assets21/28 | €19,661 | €11,783 | €34,050 | €29,156 | €21,706 | ▼ 25.6% |
| Tangible fixed assets22/27 | €19,661 | €11,783 | €34,050 | €29,156 | €21,706 | ▼ 25.6% |
| Furniture and vehicles24 | €19,661 | €11,783 | €34,050 | €29,156 | €21,706 | ▼ 25.6% |
| Current assets29/58 | €36,207 | €36,195 | €44,248 | €43,465 | €43,501 | ▲ 0.1% |
| Amounts receivable within one year40/41 | €15,633 | €18,742 | €18,938 | €24,654 | €13,650 | ▼ 44.6% |
| Trade receivables40 | €13,024 | €16,030 | €17,618 | €23,307 | €13,650 | ▼ 41.4% |
| Other amounts receivable41 | €2,609 | €2,712 | €1,320 | €1,346 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €19,009 | €16,091 | €24,196 | €18,025 | €29,254 | ▲ 62.3% |
| Deferred charges and accrued income490/1 | €1,565 | €1,362 | €1,114 | €787 | €597 | ▼ 24.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €55,868 | €47,978 | €78,298 | €72,622 | €65,207 | ▼ 10.2% |
| Equity10/15 | €20,046 | €20,109 | €24,130 | €30,468 | €46,320 | ▲ 52.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €11,860 | €18,198 | €34,049 | ▲ 87.1% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | €10,000 | €18,198 | €34,049 | ▲ 87.1% |
| Profit (loss) carried forward14 | €11,986 | €12,049 | €6,070 | €6,070 | €6,070 | = |
| Amounts payable17/49 | €35,823 | €27,870 | €54,168 | €42,153 | €18,887 | ▼ 55.2% |
| Amounts payable after more than one year17 | €1,272 | €0 | €18,386 | €10,340 | €2,093 | ▼ 79.8% |
| Financial debts170/4 | €1,272 | €0 | €18,386 | €10,340 | €2,093 | ▼ 79.8% |
| Amounts payable within one year42/48 | €34,551 | €27,870 | €35,781 | €31,813 | €16,794 | ▼ 47.2% |
| Current portion of amounts payable after more than one year42 | €5,024 | €1,272 | €7,851 | €8,046 | €8,247 | ▲ 2.5% |
| Trade debts44 | €4,460 | €3,984 | €5,787 | €13,299 | €4,293 | ▼ 67.7% |
| Suppliers440/4 | €4,460 | €3,984 | €5,787 | €13,299 | €4,293 | ▼ 67.7% |
| Taxes, remuneration and social security45 | €6,450 | €8,132 | €8,602 | €4,621 | €2,464 | ▼ 46.7% |
| Taxes450/3 | €6,450 | €8,132 | €4,201 | €4,621 | €2,464 | ▼ 46.7% |
| Remuneration and social security454/9 | - | - | €4,401 | €0 | - | - |
| Other amounts payable47/48 | €18,616 | €14,481 | €13,542 | €5,847 | €1,791 | ▼ 69.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,894 | €10,063 | €11,521 | €6,338 | €15,851 | ▲ 150% |
| + Depreciation and write-downs630 | €6,295 | €7,878 | €13,967 | €10,085 | €9,452 | ▼ 6.3% |
| Operating cash flow (approximation) | €16,189 | €17,941 | €25,489 | €16,423 | €25,303 | ▲ 54.1% |
| Investment in fixed assets (approximation) | - | €0 | -€36,234 | -€5,190 | -€2,002 | ▲ 61.4% |
| Change in cash | - | -€2,918 | €8,105 | -€6,171 | €11,229 | ▲ 282% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 29-07-2026
- Registered-office move, Rue Léon Dekaise 23,1342 Ottignies-Louvain-la-Neuve
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €15,851 ▲150%
Operating result €20,400, net result €15,851, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €14,738
Net result €14,738 after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€2,540
Net result drops to -€2,540, the lowest in the series; recovery starts the following year.
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2007
Ground area
1,050 m²
Building footprint
109 m²
Volume, LiDAR
742 m³
Parcel 25056A0470/00N000, Wallonia · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chesten
since 20072.160.439.329
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056A0470/00N000 | Wallonia | 1,050 m² | 1 · 109 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-03-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
85592Vocational training
Contact
Phone
010/419211Ottignies-Louvain-la-Neuve
E-invoicing
Reachable via Peppol
Peppol ID
0208:0887792005
Also
9925:BE0887792005
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.