CHESSEAU
ActiveCHESSEAU has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €-6k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy▼ -19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-4
Solvency85▲+16
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.36 against 1.46 in 2024), but 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
31 d late
2022
32 d late
2021
72 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€142k▼ 3.9%
2024 · €147k
2018: €206k
2019: €198k
2020: €183k
2021: €153k
2022: €146k
2023: €146k
2024: €147k
2018 → 2025
Total assets
€345k▼ 10.7%
2024 · €386k
2018: €581k
2019: €590k
2020: €545k
2021: €524k
2022: €478k
2023: €435k
2024: €386k
2018 → 2025
Net result
€-6k
2024 · €1k
2018: €-977
2019: €-9k
2020: €-14k
2021: €-30k
2022: €-7k
2023: €414
2024: €1k
2018 → 2025
Working capital
€50k▲ 112%
2024 · €23k
2018: €42k
2019: €71k
2020: €43k
2021: €-23k
2022: €-47k
2023: €-12k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€146k▼ 4.9%€146k▲ 0.3%€147k▲ 0.8%€142k▼ 3.9%
Operating result€6k-€-4k€15k€4k▼ 72.7%€-6k
Net result€-30k-€-7k▲ 75.1%€414€1k▲ 177%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €4k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €345k
Fixed assets
€280k▼ 10.2%
Current assets
€65k▼ 12.8%
Equity and liabilities €345k
Equity
€142k▼ 3.9%
Debt
€203k▼ 15.0%
The debt ratio falls from 61.8% to 58.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€28k▼
2024 · €38k
Cash flow
€28k▼
2024 · €35k
Solvency
41.1%▲
2024 · 38.2%
Current ratio
4.36▲
2024 · 1.46
Quick ratio
4.36▲
2024 · 1.41
Debt / equity
1.43▼
2024 · 1.62
ROE
-4.0%▼
2024 · 0.8%
ROA
-1.7%▼
2024 · 0.3%
Interest coverage
121.74▼
2024 · 144.51
Debt
€203k▼
2024 · €239k
Debt ≤ 1 year
€15k▼
2024 · €51k
Debt > 1 year
€188k=
2024 · €188k
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€386k€345k▼
Fixed assets21/28€312k€280k▼
Tangible fixed assets22/27€312k€280k▼
Land and buildings22€298k€274k▼
Furniture and vehicles24€14k€7k▼
Current assets29/58€74k€65k▼
Stocks and contracts in progress3€3k-
Stocks30/36€3k-
Amounts receivable within one year40/41€61k€57k▼
Trade receivables40€8k€2k▼
Other amounts receivable41€53k€55k▲
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€386k€345k▼
Equity10/15€147k€142k▼
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€7k€7k=
Non-distributable reserves130/1€357€357=
Legal reserve130€357€357=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-59k€-65k▼
Amounts payable17/49€239k€203k▼
Amounts payable after more than one year17€188k€188k=
Other amounts payable178/9€188k€188k=
Amounts payable within one year42/48€51k€15k▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Other amounts payable47/48€40k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k▼
Other operating charges640/8€8k€8k▼
Gross operating margin9900€47k€36k▼
Operating profit (loss)9901€4k€-6k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€265€227▼
Recurring financial charges65€265€227▼
Profit (loss) for the period before taxes9903€7k€-4k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€1k€-6k▼
Profit (loss) for the period to be appropriated9905€1k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-65k▼
Profit (loss) brought forward from the previous period14P€-61k€-59k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 4.36
Current ratio from 1.46 to 4.36; short-term debt falls from €51k to €15k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €1k ▲177%
Net result €1k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €414
Net result €414 after 5 loss-making years.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 72 days late
2021
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Montalembert 201330 RixensartGround area
2,524 m²
Building footprint
252 m²
Volume, LiDAR
1,493 m³
Parcel 25091C0600/00A000, Wallonia · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHESSEAU
since 20012.094.380.448
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091C0600/00A000 | Wallonia | 2,524 m² | 1 · 252 m² | 16.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676009IH36LWK2XWF12
Similar companies · same sector, comparable size
Marketing & Communication Solutions
BE 0727.585.221
Meise · Eq €142k
ALMIET
BE 0444.422.920
Hasselt · Eq €142k
OOSTGOEDT
BE 0798.580.610
Oostkamp · Eq €142k
Rubezal
BE 1007.369.744
Kortrijk · Eq €142k
JCO Consulting
BE 0693.684.414
Brussel · Eq €142k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 40,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-03-2001
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46120Wholesale trade
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
47761Retail sale of flowers, plants, seeds and fertilisers
47910Retail trade
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.